ZIP 13760 vs ZIP 13905

This side-by-side compares ZIP 13760 (Endicott, NY) and ZIP 13905 (Binghamton, NY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 13760 has a population of 44,264 at 348 people per square mile, while ZIP 13905 has 28,026 at 400 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 13760 reports a median household income of $66,095 against $53,362 in ZIP 13905, with per-capita income of $40,755 vs $33,452. The share of adults holding a bachelor's degree or higher is 34.8% in 13760 and 35.7% in 13905. Poverty rate reads 13.6% vs 30.4%, and unemployment 4.0% vs 6.8% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $162,600 in 13760 versus $151,500 in 13905, with median rent of $903 and $993 per month respectively. Homeownership rate is 65.0% vs 47.1%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.