Binghamton, NY · standard
ZIP Code 13905
Broome County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 28,026
- 400/sq mi High-density area
- $53,362
- Median income Below-median income area
- $151,500
- Median home value Below-median home value
- 35.7%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Binghamton pairs one of the lowest household incomes in the country with below-median home values, in a low-density, mixed-tenure area.
- 19th pct
- household income, US ZIPs
- 26th pct
- home value, US ZIPs
- 400
- people per sq mi
- 47%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 13905 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 13905 (Binghamton, NY) fell -1.9% from 2023 to 2024. The all-transactions index moved from 227.6 in 2023 to 223.4 in 2024 (2000 = 100).
ZIP code 13905 is a densely settled ZIP (a standard USPS delivery area) in Binghamton, Broome County, New York, with 28,026 residents across 70.0 square miles, a density of 400 people per square mile, in the New York time zone.
ZIP 13905 reports a modest median household income of $53,362 (42% below the average New York ZIP), while per-capita income is $33,452. The poverty rate is 30.4%, so the area-level income figures should not be treated as typical household experience. Home values sit below the statewide ZIP benchmark: the median is $151,500 (60% below the average New York ZIP), and median rent is $993; owner occupancy is 47.1%.
A solid share of residents have a four-year degree: 35.7% of adults hold a bachelor's degree or higher, the median age is 32.9, and the average commute is 19 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Broome County, so 13905 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 13905
Top 5 sectors by establishment count in Binghamton, NY
Which industries have the most business establishments in ZIP 13905.
- Retail trade
Retail trade
83 establishments
- Health care and social assistance
Health care and social assistance
79 establishments
- Other services (except public administration)
Other services (except public administration)
78 establishments
- Accommodation and food services
Accommodation and food services
62 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
43 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 13905, Binghamton, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
28,026
Population
70.0
Area (sq mi)
400
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 13905?
32.9
Median Age
51.9%
Male
48.1%
Female
12.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$53,362
Median Household Income
-42% vs state ZIP avg
$33,452
Per Capita Income
30.4%
Poverty Rate
6.8%
Unemployment Rate
18.9 min
Mean Commute Time
How ZIP 13905 ranks among New York ZIPs
Binghamton, NY household income vs. every New York ZIP code
Median household income among 1,626 reporting New York ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$53,362 8th percentile higher than 8% of 1,626 New York ZIPs
Each bar is a $20K-wide band; taller bars hold more New York ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
14,103housing units
14,103
Total Housing Units
11,815
Occupied Units
2,288
Vacant Units
2.25
Avg Household Size
Occupancy Type
$151,500
Median Home Value
-60% vs state ZIP avg
$993
Median Rent
1942
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-1.9%
YoY Change (2024)
223
HPI Index (2000 = 100)
+123%
Total Change Since 2000
Home values in ZIP 13905 have decreased 1.9% over the past year (2024). Since 2000, this ZIP has seen +123% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.0% | 158 |
| 2021 | +12.8% | 178 |
| 2022 | +7.7% | 192 |
| 2023 | +18.5% | 228 |
| 2024 | -1.9% | 223 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 528 business establishments in ZIP 13905, employing approximately 8,540 people with a combined annual payroll of $471,962,000.
528
Businesses
8,540
Employees
$472.0M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 83 | 15.7% |
| Health care and social assistance | 79 | 15.0% |
| Other services (except public administration) | 78 | 14.8% |
| Accommodation and food services | 62 | 11.7% |
| Professional, scientific, and technical services | 43 | 8.1% |
| Construction | 42 | 8.0% |
| Finance and insurance | 30 | 5.7% |
| Real estate and rental and leasing | 27 | 5.1% |
| Administrative and support and waste management and remediation services | 27 | 5.1% |
| Arts, entertainment, and recreation | 12 | 2.3% |
| Manufacturing | 11 | 2.1% |
| Wholesale trade | 11 | 2.1% |
| Transportation and warehousing | 10 | 1.9% |
| Educational services | 7 | 1.3% |
| Information | 4 | 0.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 13905 vs 13790 →
ZIP 13905 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 13760
Endicott (13760)
44,264 residents
- 13905
Binghamton (13905)
28,026 residents
- 13901
Binghamton (13901)
19,773 residents
- 13790
Johnson City (13790)
19,104 residents
- 13903
Binghamton (13903)
18,763 residents
- 13904 9,579
Binghamton (13904)
9,579 residents
- 13902 6,177
Binghamton (13902)
6,177 residents
- 13746 2,539
Chenango Forks (13746)
2,539 residents
- 13744 1,137
Castle Creek (13744)
1,137 residents
What this shows Among its immediate neighbors, ZIP 13905 ranks #2 by population - useful context the national average alone can't give.
ZIP 13905 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 13903
Binghamton (13903)
$66,278 median income
- 13760
Endicott (13760)
$66,095 median income
- 13777
Glen Aubrey (13777)
$65,625 median income
- 13746
Chenango Forks (13746)
$62,993 median income
- 13744
Castle Creek (13744)
$61,086 median income
- 13790
Johnson City (13790)
$59,045 median income
- 13901
Binghamton (13901)
$55,523 median income
- 13904
Binghamton (13904)
$53,984 median income
- 13905
Binghamton (13905)
$53,362 median income
What this shows By household income, ZIP 13905 ranks #9 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 13790 | Johnson City, NY | 19,104 | 2.8 mi |
| 13901 | Binghamton, NY | 19,773 | 3.3 mi |
| 13744 | Castle Creek, NY | 1,137 | 4.4 mi |
| 13902 | Binghamton, NY | 6,177 | 6.4 mi |
| 13777 | Glen Aubrey, NY | 727 | 5.9 mi |
| 13802 | Maine, NY | 718 | 6.9 mi |
| 13904 | Binghamton, NY | 9,579 | 7.4 mi |
| 13903 | Binghamton, NY | 18,763 | 9.5 mi |
| 13760 | Endicott, NY | 44,264 | 7.8 mi |
| 13746 | Chenango Forks, NY | 2,539 | 8.5 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 13905, both outside NY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (28,026 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Broome County
Related Areas
Frequently Asked Questions
What county is ZIP code 13905 in?
ZIP code 13905 (Binghamton) is located in Broome County, New York. Broome County contains multiple ZIP codes, see the full list at /counties/broome-ny.
What is the population of ZIP code 13905?
ZIP code 13905 in Binghamton, NY has a population of 28,026 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 13905?
The median household income in ZIP 13905 is $53,362, which is 30% below the national average of $76,288.
What is the average home value in ZIP 13905?
The median home value in ZIP 13905 is $151,500, which is 46% below the national average of $278,155.
What is the demographic makeup of ZIP 13905?
The largest racial group in ZIP 13905 is White at 69.6%. Hispanic or Latino residents make up 7.5% of the population.
How many businesses are in ZIP code 13905?
ZIP code 13905 has 528 business establishments employing approximately 8,540 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 13905?
The top industries by establishment count in ZIP 13905 are: Retail trade (83), Health care and social assistance (79), Other services (except public administration) (78). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 13905?
According to the FHFA House Price Index, home values in ZIP 13905 decreased by 1.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 123%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 13905?
In ZIP code 13905, 62.7% of residents aged 25+ have a high school diploma or higher, and 35.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 13905?
The mean commute time for workers in ZIP code 13905 is 18.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 13905?
In ZIP code 13905, approximately 47.1% of occupied housing units are owner-occupied and 52.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 13905?
The poverty rate in ZIP code 13905 is 30.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 13905's numbers, next.
- See how ZIP 13905 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Binghamton, NY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.