PlainZIP

Binghamton, NY · standard

ZIP Code 13904

Broome County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

9,579
160/sq mi
$53,984
Median income
$121,100
Median home value
20.7%
Bachelor's or higher

The verdict

Binghamton pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.

20th pct
household income, US ZIPs
17th pct
home value, US ZIPs
160
people per sq mi
65%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 13904 against every reporting US ZIP.

ZIP code 13904 is a mid-sized community (a standard USPS delivery area) in Binghamton, Broome County, New York, home to 9,579 residents across 60.1 square miles, a density of 160 people per square mile, in the New York time zone.

ZIP 13904 reports a modest median household income of $53,984 (42% below the New York average), while per-capita income is $26,371. Poverty here runs at 23.2%, with unemployment measured at 14.3%. On housing, the median home value is $121,100 (68% below the state average) with median rent at $936 per month, and 64.7% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 20.7% of adults hold a bachelor's degree or higher, the median age is 43.3, and the average commute is -. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 13904, plus 6 more within Broome County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 13904

Top 5 sectors by establishment count in Binghamton, NY

Which industries have the most business establishments in ZIP 13904.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 13904, Binghamton, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

9,579

Population

60.1

Area (sq mi)

160

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 13904?

43.3

Median Age

47.5%

Male

52.5%

Female

10.0%

Foreign-Born

White 70.6%
African American 13.0%
Asian 1.4%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 9.4%
Hispanic or Latino 8.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$53,984

Median Household Income

-42% vs state

$26,371

Per Capita Income

23.2%

Poverty Rate

14.3%

Unemployment Rate

How ZIP 13904 ranks nationally

Binghamton, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$53,984 20th percentile higher than 20% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 56.1%
Bachelor's Degree or Higher 20.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

4,041

Total Housing Units

3,645

Occupied Units

396

Vacant Units

2.41

Avg Household Size

Occupancy Type

Owner 64.7%
Renter 35.3%

$121,100

Median Home Value

-68% vs state

$936

Median Rent

1956

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+2.3%

YoY Change (2024)

199

HPI Index (2000 = 100)

+99%

Total Change Since 2000

Home values in ZIP 13904 have increased 2.3% over the past year (2024). Since 2000, this ZIP has seen +99% cumulative appreciation.

Year Annual Change HPI Index
2020 +7.2% 144
2021 +8.9% 157
2022 +7.5% 169
2023 +15.2% 195
2024 +2.3% 199

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 226 business establishments in ZIP 13904, employing approximately 5,648 people with a combined annual payroll of $268,558,000.

226

Businesses

5,648

Employees

$268.6M

Annual Payroll

13

Industry Sectors

Industry Establishments % of Total
Other services (except public administration) 31 13.7%
Wholesale trade 30 13.3%
Retail trade 30 13.3%
Accommodation and food services 26 11.5%
Construction 20 8.8%
Transportation and warehousing 18 8.0%
Manufacturing 16 7.1%
Health care and social assistance 16 7.1%
Administrative and support and waste management and remediation services 9 4.0%
Finance and insurance 8 3.5%
Professional, scientific, and technical services 7 3.1%
Utilities 3 1.3%
Management of companies and enterprises 3 1.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 13904 vs 13748 →

ZIP 13904 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 13904 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 13904 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 13904 ranks #9 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
13748 Conklin, NY 3,800 6.7 mi
13795 Kirkwood, NY 3,800 5.2 mi
13901 Binghamton, NY 19,773 4.8 mi
13833 Port Crane, NY 4,255 5.4 mi
13746 Chenango Forks, NY 2,539 9.8 mi
13903 Binghamton, NY 18,763 7.1 mi
13905 Binghamton, NY 28,026 7.4 mi
13744 Castle Creek, NY 1,137 8.8 mi
13787 Harpursville, NY 3,629 9.2 mi
18821 Great Bend, PA 1,153 10.8 mi

More ZIP Codes in Broome County

13760 standard
Endicott, NY
Pop: 44,264
13905 standard
Binghamton, NY
Pop: 28,026
13850 standard
Vestal, NY
Pop: 22,004
13901 standard
Binghamton, NY
Pop: 19,773
13790 standard
Johnson City, NY
Pop: 19,104
13903 standard
Binghamton, NY
Pop: 18,763

Related Areas

Broome County Binghamton, NY New York

Frequently Asked Questions

What county is ZIP code 13904 in? ▼
ZIP code 13904 (Binghamton) is located in Broome County, New York. Broome County contains multiple ZIP codes, see the full list at /counties/broome-ny.
What is the population of ZIP code 13904? ▼
ZIP code 13904 in Binghamton, NY has a population of 9,579 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 13904? ▼
The median household income in ZIP 13904 is $53,984, which is 29% below the national average of $76,288.
What is the average home value in ZIP 13904? ▼
The median home value in ZIP 13904 is $121,100, which is 56% below the national average of $278,155.
What is the demographic makeup of ZIP 13904? ▼
The largest racial group in ZIP 13904 is White at 70.6%. Hispanic or Latino residents make up 8.3% of the population.
How many businesses are in ZIP code 13904? ▼
ZIP code 13904 has 226 business establishments employing approximately 5,648 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 13904? ▼
The top industries by establishment count in ZIP 13904 are: Other services (except public administration) (31), Wholesale trade (30), Retail trade (30). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 13904? ▼
According to the FHFA House Price Index, home values in ZIP 13904 increased by 2.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 99%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 13904? ▼
In ZIP code 13904, 56.1% of residents aged 25+ have a high school diploma or higher, and 20.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 13904? ▼
In ZIP code 13904, approximately 64.7% of occupied housing units are owner-occupied and 35.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 13904? ▼
The poverty rate in ZIP code 13904 is 23.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.