PlainZIP

Windsor, NY · standard

ZIP Code 13865

Broome County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

6,371
22/sq mi
$73,623
Median income
$177,900
Median home value
25.8%
Bachelor's or higher

The verdict

Windsor pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.

Top 47%
household income, US ZIPs
37th pct
home value, US ZIPs
22
people per sq mi
88%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 13865 against every reporting US ZIP.

ZIP code 13865 is a mid-sized community (a standard USPS delivery area) in Windsor, Broome County, New York, home to 6,371 residents across 285.7 square miles, a density of 22 people per square mile, in the New York time zone.

ZIP 13865 lands in the middle-income range, with a median household income of $73,623 (20% below the New York average), while per-capita income is $37,308. The poverty rate stands at 11.5% and the unemployment rate at 8.6%. The typical home here is valued at $177,900 (53% below the state average); renters pay a median of $839 monthly, and 88.2% of units are owner-occupied.

Educational attainment sits below the national norm: 25.8% of adults hold a bachelor's degree or higher, the median age is 48.4, and the average commute is 23 minutes. Beyond these figures, 7 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Broome County, letting you compare 13865 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 13865

Top 5 sectors by establishment count in Windsor, NY

Which industries have the most business establishments in ZIP 13865.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 13865, Windsor, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

6,371

Population

285.7

Area (sq mi)

22

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 13865?

48.4

Median Age

54.2%

Male

45.8%

Female

0.7%

Foreign-Born

White 94.5%
African American 0.8%
Asian 0.2%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.3%
Hispanic or Latino 1.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$73,623

Median Household Income

-20% vs state

$37,308

Per Capita Income

11.5%

Poverty Rate

8.6%

Unemployment Rate

22.9 min

Mean Commute Time

How ZIP 13865 ranks nationally

Windsor, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$73,623 Top 47% higher than 53% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 60.2%
Bachelor's Degree or Higher 25.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,048

Total Housing Units

2,493

Occupied Units

555

Vacant Units

2.24

Avg Household Size

Occupancy Type

Owner 88.2%
Renter 11.8%

$177,900

Median Home Value

-53% vs state

$839

Median Rent

1973

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+0.6%

YoY Change (2023)

267

HPI Index (2000 = 100)

+167%

Total Change Since 2000

Home values in ZIP 13865 have increased 0.6% over the past year (2023). Since 2000, this ZIP has seen +167% cumulative appreciation.

Year Annual Change HPI Index
2019 +10.5% 196
2020 -1.0% 194
2021 +13.1% 220
2022 +20.7% 265
2023 +0.6% 267

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2023. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 82 business establishments in ZIP 13865, employing approximately 326 people with a combined annual payroll of $11,371,000.

82

Businesses

326

Employees

$11.4M

Annual Payroll

9

Industry Sectors

Industry Establishments % of Total
Construction 18 21.9%
Other services (except public administration) 14 17.1%
Accommodation and food services 12 14.6%
Retail trade 10 12.2%
Health care and social assistance 6 7.3%
Administrative and support and waste management and remediation services 5 6.1%
Mining, quarrying, and oil and gas extraction 4 4.9%
Transportation and warehousing 3 3.7%
Arts, entertainment, and recreation 3 3.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 13865 vs 13826 →

ZIP 13865 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 13865 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 13865 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 13865 ranks #2 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
13826 Ouaquaga, NY 58 2.8 mi
13795 Kirkwood, NY 3,800 7.5 mi
13787 Harpursville, NY 3,629 10.0 mi
18821 Great Bend, PA 1,153 7.5 mi
13813 Nineveh, NY 977 8.4 mi
18847 Susquehanna, PA 6,024 9.8 mi
13833 Port Crane, NY 4,255 11.7 mi

More ZIP Codes in Broome County

13760 standard
Endicott, NY
Pop: 44,264
13905 standard
Binghamton, NY
Pop: 28,026
13850 standard
Vestal, NY
Pop: 22,004
13901 standard
Binghamton, NY
Pop: 19,773
13790 standard
Johnson City, NY
Pop: 19,104
13903 standard
Binghamton, NY
Pop: 18,763

Related Areas

Broome County Windsor, NY New York

Frequently Asked Questions

What county is ZIP code 13865 in? ▼
ZIP code 13865 (Windsor) is located in Broome County, New York. Broome County contains multiple ZIP codes, see the full list at /counties/broome-ny.
What is the population of ZIP code 13865? ▼
ZIP code 13865 in Windsor, NY has a population of 6,371 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 13865? ▼
The median household income in ZIP 13865 is $73,623, which is 3% below the national average of $76,288.
What is the average home value in ZIP 13865? ▼
The median home value in ZIP 13865 is $177,900, which is 36% below the national average of $278,155.
What is the demographic makeup of ZIP 13865? ▼
The largest racial group in ZIP 13865 is White at 94.5%. Hispanic or Latino residents make up 1.4% of the population.
How many businesses are in ZIP code 13865? ▼
ZIP code 13865 has 82 business establishments employing approximately 326 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 13865? ▼
The top industries by establishment count in ZIP 13865 are: Construction (18), Other services (except public administration) (14), Accommodation and food services (12). There are 9 industry sectors represented in total.
How have home values changed in ZIP code 13865? ▼
According to the FHFA House Price Index, home values in ZIP 13865 increased by 0.6% in 2023. Since 2000, home values in this ZIP have appreciated by approximately 167%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 13865? ▼
In ZIP code 13865, 60.2% of residents aged 25+ have a high school diploma or higher, and 25.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 13865? ▼
The mean commute time for workers in ZIP code 13865 is 22.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 13865? ▼
In ZIP code 13865, approximately 88.2% of occupied housing units are owner-occupied and 11.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 13865? ▼
The poverty rate in ZIP code 13865 is 11.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.