Binghamton, NY · standard
ZIP Code 13903
Broome County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 18,763
- 183/sq mi High-density area
- $66,278
- Median income Near-median income area
- $157,500
- Median home value Below-median home value
- 36.7%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Binghamton pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.
- 41st pct
- household income, US ZIPs
- 28th pct
- home value, US ZIPs
- 183
- people per sq mi
- 69%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 13903 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 13903 (Binghamton, NY) rose +8.5% from 2023 to 2024. The all-transactions index moved from 219.3 in 2023 to 237.9 in 2024 (2000 = 100).
ZIP code 13903 is a mid-sized community (a standard USPS delivery area) in Binghamton, Broome County, New York, home to 18,763 residents across 102.6 square miles, a density of 183 people per square mile, in the New York time zone.
ZIP 13903 reports a modest median household income of $66,278 (28% below the average New York ZIP), while per-capita income is $38,463. Unemployment is 10.7%, an important qualifier alongside the household-income figure. Home values sit below the statewide ZIP benchmark: the median is $157,500 (58% below the average New York ZIP), and median rent is $858; owner occupancy is 68.9%.
A solid share of residents have a four-year degree: 36.7% of adults hold a bachelor's degree or higher, the median age is 42.2, and the average commute is 20 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Broome County, so 13903 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 13903
Top 5 sectors by establishment count in Binghamton, NY
Which industries have the most business establishments in ZIP 13903.
- Construction
Construction
54 establishments
- Other services (except public administration)
Other services (except public administration)
35 establishments
- Retail trade
Retail trade
30 establishments
- Health care and social assistance
Health care and social assistance
29 establishments
- Accommodation and food services
Accommodation and food services
25 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 13903, Binghamton, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
18,763
Population
102.6
Area (sq mi)
183
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 13903?
42.2
Median Age
47.7%
Male
52.3%
Female
6.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$66,278
Median Household Income
-28% vs state ZIP avg
$38,463
Per Capita Income
16.3%
Poverty Rate
10.7%
Unemployment Rate
19.6 min
Mean Commute Time
How ZIP 13903 ranks among New York ZIPs
Binghamton, NY household income vs. every New York ZIP code
Median household income among 1,626 reporting New York ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$66,278 26th percentile higher than 26% of 1,626 New York ZIPs
Each bar is a $20K-wide band; taller bars hold more New York ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
8,680housing units
8,680
Total Housing Units
7,827
Occupied Units
853
Vacant Units
2.24
Avg Household Size
Occupancy Type
$157,500
Median Home Value
-58% vs state ZIP avg
$858
Median Rent
1954
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+8.5%
YoY Change (2024)
238
HPI Index (2000 = 100)
+138%
Total Change Since 2000
Home values in ZIP 13903 have increased 8.5% over the past year (2024). Since 2000, this ZIP has seen +138% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +1.9% | 162 |
| 2021 | +8.7% | 176 |
| 2022 | +18.9% | 209 |
| 2023 | +5.0% | 219 |
| 2024 | +8.5% | 238 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 254 business establishments in ZIP 13903, employing approximately 3,704 people with a combined annual payroll of $235,215,000.
254
Businesses
3,704
Employees
$235.2M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 54 | 21.3% |
| Other services (except public administration) | 35 | 13.8% |
| Retail trade | 30 | 11.8% |
| Health care and social assistance | 29 | 11.4% |
| Accommodation and food services | 25 | 9.8% |
| Professional, scientific, and technical services | 18 | 7.1% |
| Administrative and support and waste management and remediation services | 17 | 6.7% |
| Manufacturing | 9 | 3.5% |
| Wholesale trade | 8 | 3.1% |
| Transportation and warehousing | 8 | 3.1% |
| Real estate and rental and leasing | 5 | 2.0% |
| Educational services | 4 | 1.6% |
| Arts, entertainment, and recreation | 4 | 1.6% |
| Information | 3 | 1.2% |
| Finance and insurance | 3 | 1.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 13903 vs 13748 →
ZIP 13903 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 13905
Binghamton (13905)
28,026 residents
- 13850
Vestal (13850)
22,004 residents
- 13901
Binghamton (13901)
19,773 residents
- 13790
Johnson City (13790)
19,104 residents
- 13903
Binghamton (13903)
18,763 residents
- 13904 9,579
Binghamton (13904)
9,579 residents
- 13902 6,177
Binghamton (13902)
6,177 residents
- 13748 3,800
Conklin (13748)
3,800 residents
- 13795 3,800
Kirkwood (13795)
3,800 residents
What this shows Among its immediate neighbors, ZIP 13903 ranks #5 by population - useful context the national average alone can't give.
ZIP 13903 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 18812
Brackney (18812)
$89,688 median income
- 13850
Vestal (13850)
$83,403 median income
- 13903
Binghamton (13903)
$66,278 median income
- 13748
Conklin (13748)
$62,125 median income
- 18822
Hallstead (18822)
$60,132 median income
- 13790
Johnson City (13790)
$59,045 median income
- 13795
Kirkwood (13795)
$56,743 median income
- 13901
Binghamton (13901)
$55,523 median income
- 13904
Binghamton (13904)
$53,984 median income
What this shows By household income, ZIP 13903 ranks #3 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 13748 | Conklin, NY | 3,800 | 4.1 mi |
| 13902 | Binghamton, NY | 6,177 | 4.7 mi |
| 13795 | Kirkwood, NY | 3,800 | 6.0 mi |
| 13850 | Vestal, NY | 22,004 | 6.7 mi |
| 18812 | Brackney, PA | 1,644 | 6.4 mi |
| 13901 | Binghamton, NY | 19,773 | 9.4 mi |
| 13904 | Binghamton, NY | 9,579 | 7.1 mi |
| 13905 | Binghamton, NY | 28,026 | 9.5 mi |
| 18822 | Hallstead, PA | 3,642 | 8.3 mi |
| 13790 | Johnson City, NY | 19,104 | 10.0 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 13903, both outside NY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (18,763 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Broome County
Related Areas
Frequently Asked Questions
What county is ZIP code 13903 in?
ZIP code 13903 (Binghamton) is located in Broome County, New York. Broome County contains multiple ZIP codes, see the full list at /counties/broome-ny.
What is the population of ZIP code 13903?
ZIP code 13903 in Binghamton, NY has a population of 18,763 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 13903?
The median household income in ZIP 13903 is $66,278, which is 13% below the national average of $76,288.
What is the average home value in ZIP 13903?
The median home value in ZIP 13903 is $157,500, which is 43% below the national average of $278,155.
What is the demographic makeup of ZIP 13903?
The largest racial group in ZIP 13903 is White at 78.0%. Hispanic or Latino residents make up 5.0% of the population.
How many businesses are in ZIP code 13903?
ZIP code 13903 has 254 business establishments employing approximately 3,704 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 13903?
The top industries by establishment count in ZIP 13903 are: Construction (54), Other services (except public administration) (35), Retail trade (30). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 13903?
According to the FHFA House Price Index, home values in ZIP 13903 increased by 8.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 138%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 13903?
In ZIP code 13903, 60.6% of residents aged 25+ have a high school diploma or higher, and 36.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 13903?
The mean commute time for workers in ZIP code 13903 is 19.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 13903?
In ZIP code 13903, approximately 68.9% of occupied housing units are owner-occupied and 31.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 13903?
The poverty rate in ZIP code 13903 is 16.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 13903's numbers, next.
- See how ZIP 13903 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Binghamton, NY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.