ZIP Code 13903

standard

Source:

Binghamton · Broome County · New York

Population
18,763

183/sq mi

Median income
$66,278

▼ 13% vs US

higher than 41% of US ZIPs

Median home value
$157,500

▼ 43% vs US

higher than 28% of US ZIPs

Bachelor's or higher
36.7%

Median age 42.2

Land area
102.6 sq mi

New York

ZIP code 13903 in Binghamton, New York has a population of 18,763. The median household income is $66,278, which is 13% below the national average. Median home value is $157,500, 43% below the US average. 36.7% of residents hold a bachelor's degree or higher.

ZIP code 13903 is classified by USPS as a standard delivery area and covers roughly 102.6 square miles in Binghamton, Broome County, New York. The area is home to 18,763 residents, producing a population density of 183 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 13903 against New York and the nation.

On the economic side, the median household income for ZIP 13903 sits at $66,278 (28% below the New York average), while per-capita income is $38,463. The poverty rate stands at 16.3% and the unemployment rate at 10.7%. On housing, the median home value is $157,500 (58% below the state average) with median rent at $858 per month, and 68.9% of occupied units are owner-occupied, a direct signal of whether 13903 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 36.7% of adults hold a bachelor's degree or higher, the median age is 42.2, and the average commute is 20 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Broome County, so you can benchmark 13903 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 13903

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 13903.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 13903, Binghamton, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

18,763

Population

102.6

Area (sq mi)

183

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 13903?

42.2

Median Age

47.7%

Male

52.3%

Female

6.2%

Foreign-Born

White 78.0%
African American 10.3%
Asian 2.1%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.2%
Two or More Ethnicities 7.4%
Hispanic or Latino 5.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$66,278

Median Household Income

-28% vs state

$38,463

Per Capita Income

16.3%

Poverty Rate

10.7%

Unemployment Rate

19.6 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 60.6%
Bachelor's Degree or Higher 36.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

8,680

Total Housing Units

7,827

Occupied Units

853

Vacant Units

2.24

Avg Household Size

Occupancy Type

Owner 68.9%
Renter 31.1%

$157,500

Median Home Value

-58% vs state

$858

Median Rent

1954

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+8.5%

YoY Change (2024)

238

HPI Index (2000 = 100)

+138%

Total Change Since 2000

Home values in ZIP 13903 have increased 8.5% over the past year (2024). Since 2000, this ZIP has seen +138% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.9% 162
2021 +8.7% 176
2022 +18.9% 209
2023 +5.0% 219
2024 +8.5% 238

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 254 business establishments in ZIP 13903, employing approximately 3,704 people with a combined annual payroll of $235,215,000.

254

Businesses

3,704

Employees

$235.2M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Construction 54 21.3%
Other services (except public administration) 35 13.8%
Retail trade 30 11.8%
Health care and social assistance 29 11.4%
Accommodation and food services 25 9.8%
Professional, scientific, and technical services 18 7.1%
Administrative and support and waste management and remediation services 17 6.7%
Manufacturing 9 3.5%
Wholesale trade 8 3.1%
Transportation and warehousing 8 3.1%
Real estate and rental and leasing 5 2.0%
Educational services 4 1.6%
Arts, entertainment, and recreation 4 1.6%
Information 3 1.2%
Finance and insurance 3 1.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 13903 vs 13748 →

ZIP Code City Population Distance
13748 Conklin, NY 3,800 4.1 mi
13902 Binghamton, NY 6,177 4.7 mi
13795 Kirkwood, NY 3,800 6.0 mi
13850 Vestal, NY 22,004 6.7 mi
18812 Brackney, PA 1,644 6.4 mi
13901 Binghamton, NY 19,773 9.4 mi
13904 Binghamton, NY 9,579 7.1 mi
13905 Binghamton, NY 28,026 9.5 mi
18822 Hallstead, PA 3,642 8.3 mi
13790 Johnson City, NY 19,104 10.0 mi

More ZIP Codes in Broome County

Frequently Asked Questions

What county is ZIP code 13903 in?
ZIP code 13903 (Binghamton) is located in Broome County, New York. Broome County contains multiple ZIP codes, see the full list at /counties/broome-ny.
What is the population of ZIP code 13903?
ZIP code 13903 in Binghamton, NY has a population of 18,763 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 13903?
The median household income in ZIP 13903 is $66,278, which is 13% below the national average of $76,288.
What is the average home value in ZIP 13903?
The median home value in ZIP 13903 is $157,500, which is 43% below the national average of $278,155.
What is the demographic makeup of ZIP 13903?
The largest racial group in ZIP 13903 is White at 78.0%. Hispanic or Latino residents make up 5.0% of the population.
How many businesses are in ZIP code 13903?
ZIP code 13903 has 254 business establishments employing approximately 3,704 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 13903?
The top industries by establishment count in ZIP 13903 are: Construction (54), Other services (except public administration) (35), Retail trade (30). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 13903?
According to the FHFA House Price Index, home values in ZIP 13903 increased by 8.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 138%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 13903?
In ZIP code 13903, 60.6% of residents aged 25+ have a high school diploma or higher, and 36.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 13903?
The mean commute time for workers in ZIP code 13903 is 19.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 13903?
In ZIP code 13903, approximately 68.9% of occupied housing units are owner-occupied and 31.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 13903?
The poverty rate in ZIP code 13903 is 16.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Binghamton, NY

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

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