PlainZIP

Binghamton, NY · standard

ZIP Code 13903

Broome County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

18,763
183/sq mi
$66,278
Median income
$157,500
Median home value
36.7%
Bachelor's or higher

The verdict

Binghamton pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

41th pct
household income, US ZIPs
28th pct
home value, US ZIPs
183
people per sq mi
69%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 13903 against every reporting US ZIP.

ZIP code 13903 is a mid-sized community (a standard USPS delivery area) in Binghamton, Broome County, New York, home to 18,763 residents across 102.6 square miles, a density of 183 people per square mile, in the New York time zone.

ZIP 13903 reports a modest median household income of $66,278 (28% below the New York average), while per-capita income is $38,463. Local economic indicators show a 16.3% poverty rate alongside 10.7% unemployment. Housing costs here run $157,500 for a typical home value (58% below the state average), with rent averaging $858 a month; 68.9% of homes are owner-occupied.

A solid share of residents have a four-year degree: 36.7% of adults hold a bachelor's degree or higher, the median age is 42.2, and the average commute is 20 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Broome County, so you can benchmark 13903 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 13903

Top 5 sectors by establishment count in Binghamton, NY

Which industries have the most business establishments in ZIP 13903.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 13903, Binghamton, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

18,763

Population

102.6

Area (sq mi)

183

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 13903?

42.2

Median Age

47.7%

Male

52.3%

Female

6.2%

Foreign-Born

White 78.0%
African American 10.3%
Asian 2.1%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.2%
Two or More Ethnicities 7.4%
Hispanic or Latino 5.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$66,278

Median Household Income

-28% vs state

$38,463

Per Capita Income

16.3%

Poverty Rate

10.7%

Unemployment Rate

19.6 min

Mean Commute Time

How ZIP 13903 ranks nationally

Binghamton, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$66,278 41st percentile higher than 41% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 60.6%
Bachelor's Degree or Higher 36.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

8,680

Total Housing Units

7,827

Occupied Units

853

Vacant Units

2.24

Avg Household Size

Occupancy Type

Owner 68.9%
Renter 31.1%

$157,500

Median Home Value

-58% vs state

$858

Median Rent

1954

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+8.5%

YoY Change (2024)

238

HPI Index (2000 = 100)

+138%

Total Change Since 2000

Home values in ZIP 13903 have increased 8.5% over the past year (2024). Since 2000, this ZIP has seen +138% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.9% 162
2021 +8.7% 176
2022 +18.9% 209
2023 +5.0% 219
2024 +8.5% 238

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 254 business establishments in ZIP 13903, employing approximately 3,704 people with a combined annual payroll of $235,215,000.

254

Businesses

3,704

Employees

$235.2M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Construction 54 21.3%
Other services (except public administration) 35 13.8%
Retail trade 30 11.8%
Health care and social assistance 29 11.4%
Accommodation and food services 25 9.8%
Professional, scientific, and technical services 18 7.1%
Administrative and support and waste management and remediation services 17 6.7%
Manufacturing 9 3.5%
Wholesale trade 8 3.1%
Transportation and warehousing 8 3.1%
Real estate and rental and leasing 5 2.0%
Educational services 4 1.6%
Arts, entertainment, and recreation 4 1.6%
Information 3 1.2%
Finance and insurance 3 1.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 13903 vs 13748 →

ZIP 13903 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 13903 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 13903 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 13903 ranks #3 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
13748 Conklin, NY 3,800 4.1 mi
13902 Binghamton, NY 6,177 4.7 mi
13795 Kirkwood, NY 3,800 6.0 mi
13850 Vestal, NY 22,004 6.7 mi
18812 Brackney, PA 1,644 6.4 mi
13901 Binghamton, NY 19,773 9.4 mi
13904 Binghamton, NY 9,579 7.1 mi
13905 Binghamton, NY 28,026 9.5 mi
18822 Hallstead, PA 3,642 8.3 mi
13790 Johnson City, NY 19,104 10.0 mi

More ZIP Codes in Broome County

13760 standard
Endicott, NY
Pop: 44,264
13905 standard
Binghamton, NY
Pop: 28,026
13850 standard
Vestal, NY
Pop: 22,004
13901 standard
Binghamton, NY
Pop: 19,773
13790 standard
Johnson City, NY
Pop: 19,104
13904 standard
Binghamton, NY
Pop: 9,579

Related Areas

Broome County Binghamton, NY New York

Frequently Asked Questions

What county is ZIP code 13903 in? ▼
ZIP code 13903 (Binghamton) is located in Broome County, New York. Broome County contains multiple ZIP codes, see the full list at /counties/broome-ny.
What is the population of ZIP code 13903? ▼
ZIP code 13903 in Binghamton, NY has a population of 18,763 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 13903? ▼
The median household income in ZIP 13903 is $66,278, which is 13% below the national average of $76,288.
What is the average home value in ZIP 13903? ▼
The median home value in ZIP 13903 is $157,500, which is 43% below the national average of $278,155.
What is the demographic makeup of ZIP 13903? ▼
The largest racial group in ZIP 13903 is White at 78.0%. Hispanic or Latino residents make up 5.0% of the population.
How many businesses are in ZIP code 13903? ▼
ZIP code 13903 has 254 business establishments employing approximately 3,704 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 13903? ▼
The top industries by establishment count in ZIP 13903 are: Construction (54), Other services (except public administration) (35), Retail trade (30). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 13903? ▼
According to the FHFA House Price Index, home values in ZIP 13903 increased by 8.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 138%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 13903? ▼
In ZIP code 13903, 60.6% of residents aged 25+ have a high school diploma or higher, and 36.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 13903? ▼
The mean commute time for workers in ZIP code 13903 is 19.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 13903? ▼
In ZIP code 13903, approximately 68.9% of occupied housing units are owner-occupied and 31.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 13903? ▼
The poverty rate in ZIP code 13903 is 16.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.