ZIP 13784 vs ZIP 13835

This side-by-side compares ZIP 13784 (Harford, NY) and ZIP 13835 (Richford, NY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 13784 has a population of 172 at 142 people per square mile, while ZIP 13835 has 1,511 at 14 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 13784 reports a median household income of $76,446 against $66,620 in ZIP 13835, with per-capita income of $26,663 vs $41,298. The share of adults holding a bachelor's degree or higher is 3.5% in 13784 and 24.8% in 13835. Poverty rate reads 28.4% vs 8.7%, and unemployment 7.2% vs 8.6% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at — in 13784 versus $103,000 in 13835, with median rent of $1,093 and $627 per month respectively. Homeownership rate is 74.5% vs 85.4%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.