Harford, NY · standard
ZIP Code 13784
Cortland County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 172
- 142/sq mi High-density area
- $76,446
- Median income Near-median income area
- 3.5%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Harford pairs an above-median household income, in a rural, homeowner-dominated area.
- Top 43%
- household income, US ZIPs
- 142
- people per sq mi
- 75%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 13784 against every reporting US ZIP.
ZIP code 13784 is a sparsely populated ZIP (a standard USPS delivery area) in Harford, Cortland County, New York, home to just 172 residents across 1.2 square miles, a density of 142 people per square mile, in the New York time zone.
ZIP 13784 lands in the middle-income range, with a median household income of $76,446 (17% below the average New York ZIP), while per-capita income is $26,663. The poverty rate is 28.4%, so the area-level income figures should not be treated as typical household experience. The ACS does not report a median home value for this ZIP, so housing cost context is limited to the available tenure and rent fields.
Formal educational attainment runs low here: just 3.5% of adults hold a bachelor's degree or higher, the median age is 46.6, and the average commute is -. The page also surfaces 7 ZIP codes within roughly 10 miles and 6 more in Cortland County, so 13784 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 13784, Harford, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
172
Population
1.2
Area (sq mi)
142
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 13784?
46.6
Median Age
55.0%
Male
45.0%
Female
0.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$76,446
Median Household Income
-17% vs state ZIP avg
$26,663
Per Capita Income
28.4%
Poverty Rate
7.2%
Unemployment Rate
How ZIP 13784 ranks among New York ZIPs
Harford, NY household income vs. every New York ZIP code
Median household income among 1,626 reporting New York ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$76,446 41st percentile higher than 41% of 1,626 New York ZIPs
Each bar is a $20K-wide band; taller bars hold more New York ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
153housing units
153
Total Housing Units
153
Occupied Units
0
Vacant Units
2.50
Avg Household Size
Occupancy Type
$1,093
Median Rent
1978
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 5 business establishments in ZIP 13784, employing approximately 9 people with a combined annual payroll of $1,082,000.
5
Businesses
9
Employees
$1.1M
Annual Payroll
1
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 3 | 60.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 13784 vs 13835 →
ZIP 13784 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 13068
Freeville (13068)
5,368 residents
- 13053
Dryden (13053)
5,015 residents
- 14817
Brooktondale (14817)
2,380 residents
- 13736
Berkshire (13736)
2,338 residents
- 13835 1,511
Richford (13835)
1,511 residents
- 14881 192
Slaterville Springs (14881)
192 residents
- 13784 172
Harford (13784)
172 residents
- 13102 85
Mc Lean (13102)
85 residents
What this shows Among its immediate neighbors, ZIP 13784 ranks #7 by population - useful context the national average alone can't give.
ZIP 13784 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 14881
Slaterville Springs (14881)
$89,063 median income
- 13053
Dryden (13053)
$83,021 median income
- 13068
Freeville (13068)
$80,043 median income
- 14817
Brooktondale (14817)
$77,228 median income
- 13784
Harford (13784)
$76,446 median income
- 13835
Richford (13835)
$66,620 median income
- 13736
Berkshire (13736)
$65,880 median income
What this shows By household income, ZIP 13784 ranks #5 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 13784, both outside NY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Cortland County
Related Areas
Frequently Asked Questions
What county is ZIP code 13784 in?
ZIP code 13784 (Harford) is located in Cortland County, New York. Cortland County contains multiple ZIP codes, see the full list at /counties/cortland-ny.
What is the population of ZIP code 13784?
ZIP code 13784 in Harford, NY has a population of 172 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 13784?
The median household income in ZIP 13784 is $76,446, which is 0% above the national average of $76,288.
What is the demographic makeup of ZIP 13784?
The largest racial group in ZIP 13784 is White at 90.1%. Hispanic or Latino residents make up 4.2% of the population.
How many businesses are in ZIP code 13784?
ZIP code 13784 has 5 business establishments employing approximately 9 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 13784?
In ZIP code 13784, 36.7% of residents aged 25+ have a high school diploma or higher, and 3.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 13784?
In ZIP code 13784, approximately 74.5% of occupied housing units are owner-occupied and 25.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 13784?
The poverty rate in ZIP code 13784 is 28.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 13784's numbers, next.
- See how ZIP 13784 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Harford, NY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.