PlainZIP

Harford, NY · standard

ZIP Code 13784

Cortland County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

172
142/sq mi
$76,446
Median income
3.5%
Bachelor's or higher

The verdict

Harford pairs an above-median household income, in a rural, homeowner-dominated area.

Top 43%
household income, US ZIPs
142
people per sq mi
75%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 13784 against every reporting US ZIP.

ZIP code 13784 is a sparsely populated ZIP (a standard USPS delivery area) in Harford, Cortland County, New York, home to just 172 residents across 1.2 square miles, a density of 142 people per square mile, in the New York time zone.

ZIP 13784 lands in the middle-income range, with a median household income of $76,446 (17% below the New York average), while per-capita income is $26,663. Local economic indicators show a 28.4% poverty rate alongside 7.2% unemployment. Median home value sits at -, median rent at $1,093 a month, and owner-occupancy at 74.5%.

Formal educational attainment runs low here: just 3.5% of adults hold a bachelor's degree or higher, the median age is 46.6, and the average commute is -. To put 13784 in local context, 7 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Cortland County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 13784, Harford, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

172

Population

1.2

Area (sq mi)

142

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 13784?

46.6

Median Age

55.0%

Male

45.0%

Female

0.0%

Foreign-Born

White 90.1%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 9.9%
Hispanic or Latino 4.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$76,446

Median Household Income

-17% vs state

$26,663

Per Capita Income

28.4%

Poverty Rate

7.2%

Unemployment Rate

How ZIP 13784 ranks nationally

Harford, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$76,446 Top 43% higher than 57% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 36.7%
Bachelor's Degree or Higher 3.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

153

Total Housing Units

153

Occupied Units

0

Vacant Units

2.50

Avg Household Size

Occupancy Type

Owner 74.5%
Renter 25.5%

$1,093

Median Rent

1978

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 5 business establishments in ZIP 13784, employing approximately 9 people with a combined annual payroll of $1,082,000.

5

Businesses

9

Employees

$1.1M

Annual Payroll

1

Industry Sectors

Industry Establishments % of Total
Construction 3 60.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 13784 vs 13835 →

ZIP 13784 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 13784 ranks #7 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 13784 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 13784 ranks #5 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
13835 Richford, NY 1,511 3.6 mi
13053 Dryden, NY 5,015 4.0 mi
13736 Berkshire, NY 2,338 7.6 mi
14881 Slaterville Springs, NY 192 7.1 mi
14817 Brooktondale, NY 2,380 7.5 mi
13102 Mc Lean, NY 85 9.4 mi
13068 Freeville, NY 5,368 8.6 mi

More ZIP Codes in Cortland County

13045 standard
Cortland, NY
Pop: 30,112
13077 standard
Homer, NY
Pop: 6,735
13803 standard
Marathon, NY
Pop: 3,975
13040 standard
Cincinnatus, NY
Pop: 2,758
13101 standard
Mc Graw, NY
Pop: 2,508
13158 standard
Truxton, NY
Pop: 1,855

Related Areas

Cortland County Harford, NY New York

Frequently Asked Questions

What county is ZIP code 13784 in? ▼
ZIP code 13784 (Harford) is located in Cortland County, New York. Cortland County contains multiple ZIP codes, see the full list at /counties/cortland-ny.
What is the population of ZIP code 13784? ▼
ZIP code 13784 in Harford, NY has a population of 172 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 13784? ▼
The median household income in ZIP 13784 is $76,446, which is 0% above the national average of $76,288.
What is the demographic makeup of ZIP 13784? ▼
The largest racial group in ZIP 13784 is White at 90.1%. Hispanic or Latino residents make up 4.2% of the population.
How many businesses are in ZIP code 13784? ▼
ZIP code 13784 has 5 business establishments employing approximately 9 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 13784? ▼
In ZIP code 13784, 36.7% of residents aged 25+ have a high school diploma or higher, and 3.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 13784? ▼
In ZIP code 13784, approximately 74.5% of occupied housing units are owner-occupied and 25.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 13784? ▼
The poverty rate in ZIP code 13784 is 28.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.