ZIP 13827 vs ZIP 14892

This side-by-side compares ZIP 13827 (Owego, NY) and ZIP 14892 (Waverly, NY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 13827 has a population of 11,759 at 50 people per square mile, while ZIP 14892 has 8,189 at 74 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 13827 reports a median household income of $72,769 against $54,043 in ZIP 14892, with per-capita income of $42,066 vs $37,905. The share of adults holding a bachelor's degree or higher is 26.8% in 13827 and 14.7% in 14892. Poverty rate reads 19.5% vs 12.1%, and unemployment 5.8% vs 6.0% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $156,400 in 13827 versus $139,000 in 14892, with median rent of $915 and $959 per month respectively. Homeownership rate is 71.3% vs 72.1%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.