ZIP Code 13827
standardSource:
Owego · Tioga County · New York
- Population
- 11,759
- Median income
- $72,769
- Median home value
- $156,400
- Bachelor's or higher
- 26.8%
- Land area
- 237.1 sq mi
50/sq mi
▼ 5% vs US
higher than 51% of US ZIPs
▼ 44% vs US
higher than 28% of US ZIPs
Median age 44.4
New York
ZIP code 13827 in Owego, New York has a population of 11,759. The median household income is $72,769, which is 5% below the national average. Median home value is $156,400, 44% below the US average. 26.8% of residents hold a bachelor's degree or higher.
ZIP code 13827 is classified by USPS as a standard delivery area and covers roughly 237.1 square miles in Owego, Tioga County, New York. The area is home to 11,759 residents, producing a population density of 50 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 13827 against New York and the nation.
On the economic side, the median household income for ZIP 13827 sits at $72,769 (21% below the New York average), while per-capita income is $42,066. The poverty rate stands at 19.5% and the unemployment rate at 5.8%. On housing, the median home value is $156,400 (59% below the state average) with median rent at $915 per month, and 71.3% of occupied units are owner-occupied, a direct signal of whether 13827 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 26.8% of adults hold a bachelor's degree or higher, the median age is 44.4, and the average commute is 22 minutes. We also surface 5 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Tioga County, so you can benchmark 13827 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 13827
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 13827.
- Retail trade
Retail trade
50 establishments
- Accommodation and food services
Accommodation and food services
38 establishments
- Health care and social assistance
Health care and social assistance
34 establishments
- Other services (except public administration)
Other services (except public administration)
31 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
30 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 13827, Owego, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
11,759
Population
237.1
Area (sq mi)
50
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 13827?
44.4
Median Age
49.6%
Male
50.4%
Female
2.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$72,769
Median Household Income
-21% vs state
$42,066
Per Capita Income
19.5%
Poverty Rate
5.8%
Unemployment Rate
21.9 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
5,336
Total Housing Units
4,947
Occupied Units
389
Vacant Units
2.33
Avg Household Size
Occupancy Type
$156,400
Median Home Value
-59% vs state
$915
Median Rent
1958
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-3.5%
YoY Change (2024)
230
HPI Index (2000 = 100)
+130%
Total Change Since 2000
Home values in ZIP 13827 have decreased 3.5% over the past year (2024). Since 2000, this ZIP has seen +130% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +8.8% | 176 |
| 2021 | +10.1% | 194 |
| 2022 | +7.4% | 208 |
| 2023 | +14.9% | 239 |
| 2024 | -3.5% | 230 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 298 business establishments in ZIP 13827, employing approximately 5,540 people with a combined annual payroll of $454,251,000.
298
Businesses
5,540
Employees
$454.3M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 50 | 16.8% |
| Accommodation and food services | 38 | 12.8% |
| Health care and social assistance | 34 | 11.4% |
| Other services (except public administration) | 31 | 10.4% |
| Professional, scientific, and technical services | 30 | 10.1% |
| Construction | 27 | 9.1% |
| Manufacturing | 16 | 5.4% |
| Finance and insurance | 16 | 5.4% |
| Administrative and support and waste management and remediation services | 10 | 3.4% |
| Information | 9 | 3.0% |
| Real estate and rental and leasing | 8 | 2.7% |
| Wholesale trade | 7 | 2.4% |
| Transportation and warehousing | 7 | 2.4% |
| Arts, entertainment, and recreation | 6 | 2.0% |
| Utilities | 3 | 1.0% |
| Educational services | 3 | 1.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 13827 vs 13732 →
More ZIP Codes in Tioga County
Related Areas
Frequently Asked Questions
What county is ZIP code 13827 in? ▼
What is the population of ZIP code 13827? ▼
What is the median household income in ZIP 13827? ▼
What is the average home value in ZIP 13827? ▼
What is the demographic makeup of ZIP 13827? ▼
How many businesses are in ZIP code 13827? ▼
What are the main industries in ZIP code 13827? ▼
How have home values changed in ZIP code 13827? ▼
What is the education level in ZIP code 13827? ▼
What is the average commute time in ZIP 13827? ▼
What percentage of residents own vs. rent in ZIP 13827? ▼
What is the poverty rate in ZIP code 13827? ▼
ZIP Code Research Guides
Official Data Resources for Owego, NY
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.