ZIP 14865 vs ZIP 14864

This side-by-side compares ZIP 14865 (Montour Falls, NY) and ZIP 14864 (Millport, NY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 14865 has a population of 2,607 at 51 people per square mile, while ZIP 14864 has 1,307 at 41 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 14865 reports a median household income of $53,846 against $63,667 in ZIP 14864, with per-capita income of $28,311 vs $30,990. The share of adults holding a bachelor's degree or higher is 23.6% in 14865 and 30.7% in 14864. Poverty rate reads 25.1% vs 14.1%, and unemployment 11.1% vs 5.1% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $146,600 in 14865 versus $147,000 in 14864, with median rent of $773 and $825 per month respectively. Homeownership rate is 72.2% vs 87.6%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.