ZIP Code 14865

ZIP code 14865 is classified by USPS as a standard delivery area and covers roughly 51.6 square miles in Montour Falls, Schuyler County, New York. The area is home to 2,607 residents, producing a population density of 51 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 14865 against New York and the nation.

On the economic side, the median household income for ZIP 14865 sits at $53,846 (42% below the New York average), while per-capita income is $28,311. The poverty rate stands at 25.1% and the unemployment rate at 11.1%. On housing, the median home value is $146,600 (61% below the state average) with median rent at $773 per month, and 72.2% of occupied units are owner-occupied, a direct signal of whether 14865 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 23.6% of adults hold a bachelor's degree or higher, the median age is 43.3, and the average commute is —. We also surface 9 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Schuyler County, so you can benchmark 14865 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →