Residential delivery area · New York
ZIP Code 14865: Montour Falls, NY
ZIP code 14865 uses the postal name Montour Falls, New York and lies entirely in Schuyler County (Census 2020 ZIP-county file). About 2,400 people live there (Census Bureau, ACS 2020-2024). Median household income is $53,846 (Census Bureau, ACS 2020-2024). By Census place, 14% of its land lies in Montour Falls; 86% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2021
- ZBP2023
- IRS2022
- Town
- Montour Falls · its only residential ZIP
- County
- Schuyler County
- Census places
- Montour Falls
- House districts
- NY-23 (90%), NY-24 (10%) 119th Congress, by share of land
- State
- New York
- Time zone
- Eastern
- Land area
- 22.1 sq mi · 109 people per sq mi
Where is ZIP code 14865?
14865 centers on 42.353°, -76.817° and covers 22.1 square miles of land plus 0.0 of water. It borders 6 ZIP codes: 14869, 14864, 14891, 14818, 14812, 14845.
The map draws ZIP code areas only. For the streets inside 14865, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 14865 compare with the rest of Schuyler County?
| Measure | 14865 | In Schuyler County | In NY |
|---|---|---|---|
| People (ACS 2020-2024) | 2,421 | 6th of 17 | 971st of 1,826 |
| Median household income | $54k | 10th of 10 | 1,010th of 1,081 |
| Median home value | $147k | 7th of 9 | 999th of 1,172 |
Its median household income is higher than in 20% of U.S. residential ZIP codes, and it is denser than 55% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 14865?
The 2020 Census counted 2,598 people in 14865; the ACS, which samples households over 2020-2024, estimates 2,421. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.
- People, ACS 2020-2024
- 2,421±277 (90% margin)
- 2020 Census count
- 2,598
- Households
- 966
- Median age
- 43.3
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 14865?
Of the 2,421 people the ACS estimates in 14865, 18.9% are under 18 and 18.9% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (88.6%).
- Under 1818.9%
- 18 to 6462.2%
- 65 and older18.9%
- White, not Hispanic88.6%
- Other or two or more7.2%
- Black, not Hispanic3.1%
- Asian, not Hispanic0.7%
- Hispanic or Latino0.5%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 14865 earn?
Median household income is $53,846 (ACS 2020-2024), the 10th highest of the 10 ranked ZIP codes in Schuyler County.
- Median household income
- $53,846±$11,495
- Income per person
- $28,311
- Below the poverty line
- 25.1%
- Unemployed (of the labor force)
- 11.2%
- Adults 25+ with a bachelor's degree
- 23.6%
- Adjusted gross income per tax return, 2022
- $62,1091,150 returns; wages 70% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 14865?
- Median home value (owners' estimate)
- $146,600
- Median gross rent
- $773
- Homes owned by their occupants
- 72.2%
- Housing units
- 1,073
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 14865?
63 business establishments had a location in this ZIP code in 2023, 1 more than in 2018; the most are in health care and social assistance (ZIP Code Business Patterns).
- Health care and social assistance12
- Retail trade9
- Other services (except public administration)9
- Accommodation and food services7
- Professional, scientific, and technical services6
- Construction3
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 14865?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 14869 | Odessa | 982 | $81k | 2.5 mi |
| 14864 | Millport | 1,197 | $64k | 4.8 mi |
| 14891 | Watkins Glen | 4,561 | $62k | 6.8 mi |
| 14818 | Burdett | 1,878 | $69k | 7.1 mi |
| 14812 | Beaver Dams | 2,954 | $62k | 10.3 mi |
| 14845 | Horseheads | 20,327 | $77k | 10.4 mi |
| 14805 | Alpine | 801 | $65k | 5.0 mi (near) |
| 14872 | Pine Valley | 589 | $63k | 8.2 mi (near) |
| 14824 | Cayuta | 687 | $61k | 8.7 mi (near) |
| 14878 | Rock Stream | 602 | – | 9.3 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.