Montour Falls, NY · standard
ZIP Code 14865
Schuyler County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 2,607
- 51/sq mi Moderate-density area
- $53,846
- Median income Below-median income area
- $146,600
- Median home value Below-median home value
- 23.6%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Montour Falls pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 19th pct
- household income, US ZIPs
- 24th pct
- home value, US ZIPs
- 51
- people per sq mi
- 72%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 14865 against every reporting US ZIP.
ZIP code 14865 covers 51.6 square miles in Montour Falls, Schuyler County, New York (a standard USPS delivery area), with a modest 2,607 residents on file, a density of 51 people per square mile, in the New York time zone.
ZIP 14865 reports a modest median household income of $53,846 (42% below the average New York ZIP), while per-capita income is $28,311. Economic pressure is pronounced: 25.1% of residents are below the poverty line and unemployment is 11.1%. Home values sit below the statewide ZIP benchmark: the median is $146,600 (61% below the average New York ZIP), and median rent is $773; owner occupancy is 72.2%.
Educational attainment sits below the national norm: 23.6% of adults hold a bachelor's degree or higher, the median age is 43.3, and the average commute is -. The page also surfaces 9 ZIP codes within roughly 10 miles and 6 more in Schuyler County, so 14865 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 14865
Top 5 sectors by establishment count in Montour Falls, NY
Which industries have the most business establishments in ZIP 14865.
- Health care and social assistance
Health care and social assistance
12 establishments
- Retail trade
Retail trade
9 establishments
- Other services (except public administration)
Other services (except public administration)
9 establishments
- Accommodation and food services
Accommodation and food services
7 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
6 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 14865, Montour Falls, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
2,607
Population
51.6
Area (sq mi)
51
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 14865?
43.3
Median Age
45.4%
Male
54.6%
Female
3.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$53,846
Median Household Income
-42% vs state ZIP avg
$28,311
Per Capita Income
25.1%
Poverty Rate
11.1%
Unemployment Rate
How ZIP 14865 ranks among New York ZIPs
Montour Falls, NY household income vs. every New York ZIP code
Median household income among 1,626 reporting New York ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$53,846 9th percentile higher than 9% of 1,626 New York ZIPs
Each bar is a $20K-wide band; taller bars hold more New York ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,073housing units
1,073
Total Housing Units
966
Occupied Units
107
Vacant Units
2.27
Avg Household Size
Occupancy Type
$146,600
Median Home Value
-61% vs state ZIP avg
$773
Median Rent
1967
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 63 business establishments in ZIP 14865, employing approximately 833 people with a combined annual payroll of $53,652,000.
63
Businesses
833
Employees
$53.7M
Annual Payroll
10
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 12 | 19.1% |
| Retail trade | 9 | 14.3% |
| Other services (except public administration) | 9 | 14.3% |
| Accommodation and food services | 7 | 11.1% |
| Professional, scientific, and technical services | 6 | 9.5% |
| Construction | 3 | 4.8% |
| Manufacturing | 3 | 4.8% |
| Real estate and rental and leasing | 3 | 4.8% |
| Administrative and support and waste management and remediation services | 3 | 4.8% |
| Arts, entertainment, and recreation | 3 | 4.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 14865 vs 14864 →
ZIP 14865 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 14845
Horseheads (14845)
20,453 residents
- 14891 4,149
Watkins Glen (14891)
4,149 residents
- 14865 2,607
Montour Falls (14865)
2,607 residents
- 14818 1,745
Burdett (14818)
1,745 residents
- 14869 1,378
Odessa (14869)
1,378 residents
- 14864 1,307
Millport (14864)
1,307 residents
- 14805 1,100
Alpine (14805)
1,100 residents
- 14878 781
Rock Stream (14878)
781 residents
- 14824 678
Cayuta (14824)
678 residents
What this shows Among its immediate neighbors, ZIP 14865 ranks #3 by population - useful context the national average alone can't give.
ZIP 14865 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 14869
Odessa (14869)
$80,481 median income
- 14845
Horseheads (14845)
$76,832 median income
- 14818
Burdett (14818)
$69,107 median income
- 14805
Alpine (14805)
$65,000 median income
- 14864
Millport (14864)
$63,667 median income
- 14872
Pine Valley (14872)
$62,708 median income
- 14891
Watkins Glen (14891)
$61,875 median income
- 14824
Cayuta (14824)
$61,061 median income
- 14865
Montour Falls (14865)
$53,846 median income
What this shows By household income, ZIP 14865 ranks #9 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 14864 | Millport, NY | 1,307 | 4.9 mi |
| 14869 | Odessa, NY | 1,378 | 3.4 mi |
| 14818 | Burdett, NY | 1,745 | 6.9 mi |
| 14805 | Alpine, NY | 1,100 | 5.7 mi |
| 14872 | Pine Valley, NY | 605 | 7.5 mi |
| 14891 | Watkins Glen, NY | 4,149 | 6.0 mi |
| 14845 | Horseheads, NY | 20,453 | 9.9 mi |
| 14878 | Rock Stream, NY | 781 | 9.0 mi |
| 14824 | Cayuta, NY | 678 | 8.8 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 14865, both outside NY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (2,607 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Schuyler County
Related Areas
Frequently Asked Questions
What county is ZIP code 14865 in?
ZIP code 14865 (Montour Falls) is located in Schuyler County, New York. Schuyler County contains multiple ZIP codes, see the full list at /counties/schuyler-ny.
What is the population of ZIP code 14865?
ZIP code 14865 in Montour Falls, NY has a population of 2,607 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 14865?
The median household income in ZIP 14865 is $53,846, which is 29% below the national average of $76,288.
What is the average home value in ZIP 14865?
The median home value in ZIP 14865 is $146,600, which is 47% below the national average of $278,155.
What is the demographic makeup of ZIP 14865?
The largest racial group in ZIP 14865 is White at 88.6%. Hispanic or Latino residents make up 0.5% of the population.
How many businesses are in ZIP code 14865?
ZIP code 14865 has 63 business establishments employing approximately 833 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 14865?
The top industries by establishment count in ZIP 14865 are: Health care and social assistance (12), Retail trade (9), Other services (except public administration) (9). There are 10 industry sectors represented in total.
What is the education level in ZIP code 14865?
In ZIP code 14865, 57.2% of residents aged 25+ have a high school diploma or higher, and 23.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 14865?
In ZIP code 14865, approximately 72.2% of occupied housing units are owner-occupied and 27.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 14865?
The poverty rate in ZIP code 14865 is 25.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 14865's numbers, next.
- See how ZIP 14865 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Montour Falls, NY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.