ZIP 14880 vs ZIP 14813

This side-by-side compares ZIP 14880 (Scio, NY) and ZIP 14813 (Belmont, NY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 14880 has a population of 1,668 at 12 people per square mile, while ZIP 14813 has 2,520 at 16 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 14880 reports a median household income of $58,750 against $63,750 in ZIP 14813, with per-capita income of $32,115 vs $33,625. The share of adults holding a bachelor's degree or higher is 20.4% in 14880 and 17.1% in 14813. Poverty rate reads 17.4% vs 15.6%, and unemployment 7.4% vs 6.3% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $115,400 in 14880 versus $94,300 in 14813, with median rent of $827 and $726 per month respectively. Homeownership rate is 89.5% vs 80.3%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.