ZIP Code 14813

ZIP code 14813 is classified by USPS as a standard delivery area and covers roughly 157.5 square miles in Belmont, Allegany County, New York. The area is home to 2,520 residents, producing a population density of 16 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 14813 against New York and the nation.

On the economic side, the median household income for ZIP 14813 sits at $63,750 (31% below the New York average), while per-capita income is $33,625. The poverty rate stands at 15.6% and the unemployment rate at 6.3%. On housing, the median home value is $94,300 (75% below the state average) with median rent at $726 per month, and 80.3% of occupied units are owner-occupied, a direct signal of whether 14813 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 17.1% of adults hold a bachelor's degree or higher, the median age is 45.2, and the average commute is 25 minutes. We also surface 4 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Allegany County, so you can benchmark 14813 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →