ZIP 16624 vs ZIP 15940

This side-by-side compares ZIP 16624 (Chest Springs, PA) and ZIP 15940 (Loretto, PA) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 16624 has a population of 204 at 67 people per square mile, while ZIP 15940 has 3,992 at 58 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 16624 reports a median household income of $58,438 against $88,274 in ZIP 15940, with per-capita income of $32,362 vs $20,608. The share of adults holding a bachelor's degree or higher is 29.9% in 16624 and 19.9% in 15940. Poverty rate reads 2.0% vs 9.8%, and unemployment 1.0% vs 3.9% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $202,500 in 16624 versus $238,900 in 15940, with median rent of — and $728 per month respectively. Homeownership rate is 97.8% vs 85.4%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.