Loretto, PA · standard
ZIP Code 15940
Cambria County, Pennsylvania - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 3,992
- 58/sq mi Moderate-density area
- $88,274
- Median income Above-median income area
- $238,900
- Median home value Near-median home value
- 19.9%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Loretto pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.
- Top 28%
- household income, US ZIPs
- Top 45%
- home value, US ZIPs
- 58
- people per sq mi
- 85%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 15940 against every reporting US ZIP.
ZIP code 15940 covers 68.8 square miles in Loretto, Cambria County, Pennsylvania (a standard USPS delivery area), with a modest 3,992 residents on file, a density of 58 people per square mile, in the New York time zone.
ZIP 15940 lands in the middle-income range, with a median household income of $88,274 (13% above the average Pennsylvania ZIP), while per-capita income is $20,608. The poverty rate is 9.8%, with unemployment at 3.9%; those measures add context to the income figure. Median home value is $238,900 (5% above the average Pennsylvania ZIP) and median rent is $728; 85.4% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 19.9% of adults hold a bachelor's degree or higher, the median age is 31.2, and the average commute is 23 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Cambria County, so 15940 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 15940
Top 5 sectors by establishment count in Loretto, PA
Which industries have the most business establishments in ZIP 15940.
- Other services (except public administration)
Other services (except public administration)
9 establishments
- Transportation and warehousing
Transportation and warehousing
6 establishments
- Construction
Construction
4 establishments
- Retail trade
Retail trade
4 establishments
- Administrative and support and waste management and remediation services 3
Administrative and support and waste management and remediation services
3 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 15940, Loretto, PA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
3,992
Population
68.8
Area (sq mi)
58
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 15940?
31.2
Median Age
56.8%
Male
43.2%
Female
3.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$88,274
Median Household Income
+13% vs state ZIP avg
$20,608
Per Capita Income
9.8%
Poverty Rate
3.9%
Unemployment Rate
22.5 min
Mean Commute Time
How ZIP 15940 ranks among Pennsylvania ZIPs
Loretto, PA household income vs. every Pennsylvania ZIP code
Median household income among 1,642 reporting Pennsylvania ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$88,274 Top 26% higher than 74% of 1,642 Pennsylvania ZIPs
Each bar is a $20K-wide band; taller bars hold more Pennsylvania ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
788housing units
788
Total Housing Units
673
Occupied Units
115
Vacant Units
2.34
Avg Household Size
Occupancy Type
$238,900
Median Home Value
+5% vs state ZIP avg
$728
Median Rent
1977
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 38 business establishments in ZIP 15940, employing approximately 1,536 people with a combined annual payroll of $43,451,000.
38
Businesses
1,536
Employees
$43.5M
Annual Payroll
5
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Other services (except public administration) | 9 | 23.7% |
| Transportation and warehousing | 6 | 15.8% |
| Construction | 4 | 10.5% |
| Retail trade | 4 | 10.5% |
| Administrative and support and waste management and remediation services | 3 | 7.9% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 15940 vs 16624 →
ZIP 15940 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 15931
Ebensburg (15931)
9,148 residents
- 15946
Portage (15946)
7,093 residents
- 16630
Cresson (16630)
5,080 residents
- 15940
Loretto (15940)
3,992 residents
- 16668 3,569
Patton (16668)
3,569 residents
- 16641 2,598
Gallitzin (16641)
2,598 residents
- 15938 2,583
Lilly (15938)
2,583 residents
- 16613 1,535
Ashville (16613)
1,535 residents
- 16699 1,469
Cresson (16699)
1,469 residents
What this shows Among its immediate neighbors, ZIP 15940 ranks #4 by population - useful context the national average alone can't give.
ZIP 15940 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 15940
Loretto (15940)
$88,274 median income
- 16613
Ashville (16613)
$73,785 median income
- 15938
Lilly (15938)
$71,250 median income
- 16641
Gallitzin (16641)
$65,417 median income
- 15931
Ebensburg (15931)
$64,780 median income
- 16668
Patton (16668)
$58,750 median income
- 16624
Chest Springs (16624)
$58,438 median income
- 16630
Cresson (16630)
$58,315 median income
- 15925
Cassandra (15925)
$56,944 median income
What this shows By household income, ZIP 15940 ranks the highest of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 16624 | Chest Springs, PA | 204 | 3.7 mi |
| 16641 | Gallitzin, PA | 2,598 | 4.8 mi |
| 16613 | Ashville, PA | 1,535 | 5.1 mi |
| 16630 | Cresson, PA | 5,080 | 5.3 mi |
| 15938 | Lilly, PA | 2,583 | 7.1 mi |
| 15925 | Cassandra, PA | 147 | 7.8 mi |
| 15931 | Ebensburg, PA | 9,148 | 6.7 mi |
| 16668 | Patton, PA | 3,569 | 9.0 mi |
| 16699 | Cresson, PA | 1,469 | 6.3 mi |
| 15946 | Portage, PA | 7,093 | 10.3 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 15940, both outside PA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (3,992 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Cambria County
Related Areas
Frequently Asked Questions
What county is ZIP code 15940 in?
ZIP code 15940 (Loretto) is located in Cambria County, Pennsylvania. Cambria County contains multiple ZIP codes, see the full list at /counties/cambria-pa.
What is the population of ZIP code 15940?
ZIP code 15940 in Loretto, PA has a population of 3,992 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 15940?
The median household income in ZIP 15940 is $88,274, which is 16% above the national average of $76,288.
What is the average home value in ZIP 15940?
The median home value in ZIP 15940 is $238,900, which is 14% below the national average of $278,155.
What is the demographic makeup of ZIP 15940?
The largest racial group in ZIP 15940 is White at 84.1%. Hispanic or Latino residents make up 5.9% of the population.
How many businesses are in ZIP code 15940?
ZIP code 15940 has 38 business establishments employing approximately 1,536 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 15940?
The top industries by establishment count in ZIP 15940 are: Other services (except public administration) (9), Transportation and warehousing (6), Construction (4). There are 5 industry sectors represented in total.
What is the education level in ZIP code 15940?
In ZIP code 15940, 62.5% of residents aged 25+ have a high school diploma or higher, and 19.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 15940?
The mean commute time for workers in ZIP code 15940 is 22.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 15940?
In ZIP code 15940, approximately 85.4% of occupied housing units are owner-occupied and 14.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 15940?
The poverty rate in ZIP code 15940 is 9.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 15940's numbers, next.
- See how ZIP 15940 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Loretto, PA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.