ZIP Code 15940

ZIP code 15940 is classified by USPS as a standard delivery area and covers roughly 68.8 square miles in Loretto, Cambria County, Pennsylvania. The area is home to 3,992 residents, producing a population density of 58 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 15940 against Pennsylvania and the nation.

On the economic side, the median household income for ZIP 15940 sits at $88,274 (13% above the Pennsylvania average), while per-capita income is $20,608. The poverty rate stands at 9.8% and the unemployment rate at 3.9%. On housing, the median home value is $238,900 (5% above the state average) with median rent at $728 per month, and 85.4% of occupied units are owner-occupied, a direct signal of whether 15940 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 19.9% of adults hold a bachelor's degree or higher, the median age is 31.2, and the average commute is 23 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Cambria County, so you can benchmark 15940 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →