PlainZIP

Loretto, PA · standard

ZIP Code 15940

Cambria County, Pennsylvania - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

3,992
58/sq mi
$88,274
Median income
$238,900
Median home value
19.9%
Bachelor's or higher

The verdict

Loretto pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 28%
household income, US ZIPs
Top 45%
home value, US ZIPs
58
people per sq mi
85%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 15940 against every reporting US ZIP.

ZIP code 15940 covers 68.8 square miles in Loretto, Cambria County, Pennsylvania (a standard USPS delivery area), with a modest 3,992 residents on file, a density of 58 people per square mile, in the New York time zone.

ZIP 15940 lands in the middle-income range, with a median household income of $88,274 (13% above the Pennsylvania average), while per-capita income is $20,608. 9.8% of residents live below the poverty line, and the unemployment rate reads 3.9%. Housing costs here run $238,900 for a typical home value (5% above the state average), with rent averaging $728 a month; 85.4% of homes are owner-occupied.

Educational attainment sits below the national norm: 19.9% of adults hold a bachelor's degree or higher, the median age is 31.2, and the average commute is 23 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Cambria County, so you can benchmark 15940 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 15940

Top 5 sectors by establishment count in Loretto, PA

Which industries have the most business establishments in ZIP 15940.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 15940, Loretto, PA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

3,992

Population

68.8

Area (sq mi)

58

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 15940?

31.2

Median Age

56.8%

Male

43.2%

Female

3.6%

Foreign-Born

White 84.1%
African American 11.1%
Asian 0.9%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 3.1%
Hispanic or Latino 5.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$88,274

Median Household Income

+13% vs state

$20,608

Per Capita Income

9.8%

Poverty Rate

3.9%

Unemployment Rate

22.5 min

Mean Commute Time

How ZIP 15940 ranks nationally

Loretto, PA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$88,274 Top 28% higher than 72% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 62.5%
Bachelor's Degree or Higher 19.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

788

Total Housing Units

673

Occupied Units

115

Vacant Units

2.34

Avg Household Size

Occupancy Type

Owner 85.4%
Renter 14.6%

$238,900

Median Home Value

+5% vs state

$728

Median Rent

1977

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 38 business establishments in ZIP 15940, employing approximately 1,536 people with a combined annual payroll of $43,451,000.

38

Businesses

1,536

Employees

$43.5M

Annual Payroll

5

Industry Sectors

Industry Establishments % of Total
Other services (except public administration) 9 23.7%
Transportation and warehousing 6 15.8%
Construction 4 10.5%
Retail trade 4 10.5%
Administrative and support and waste management and remediation services 3 7.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 15940 vs 16624 →

ZIP 15940 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 15940 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 15940 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 15940 ranks the highest of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
16624 Chest Springs, PA 204 3.7 mi
16641 Gallitzin, PA 2,598 4.8 mi
16613 Ashville, PA 1,535 5.1 mi
16630 Cresson, PA 5,080 5.3 mi
15938 Lilly, PA 2,583 7.1 mi
15925 Cassandra, PA 147 7.8 mi
15931 Ebensburg, PA 9,148 6.7 mi
16668 Patton, PA 3,569 9.0 mi
16699 Cresson, PA 1,469 6.3 mi
15946 Portage, PA 7,093 10.3 mi

More ZIP Codes in Cambria County

15905 standard
Johnstown, PA
Pop: 21,226
15904 standard
Johnstown, PA
Pop: 16,608
15902 standard
Johnstown, PA
Pop: 12,513
15906 standard
Johnstown, PA
Pop: 11,144
15931 standard
Ebensburg, PA
Pop: 9,148
15946 standard
Portage, PA
Pop: 7,093

Related Areas

Cambria County Loretto, PA Pennsylvania

Frequently Asked Questions

What county is ZIP code 15940 in? ▼
ZIP code 15940 (Loretto) is located in Cambria County, Pennsylvania. Cambria County contains multiple ZIP codes, see the full list at /counties/cambria-pa.
What is the population of ZIP code 15940? ▼
ZIP code 15940 in Loretto, PA has a population of 3,992 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 15940? ▼
The median household income in ZIP 15940 is $88,274, which is 16% above the national average of $76,288.
What is the average home value in ZIP 15940? ▼
The median home value in ZIP 15940 is $238,900, which is 14% below the national average of $278,155.
What is the demographic makeup of ZIP 15940? ▼
The largest racial group in ZIP 15940 is White at 84.1%. Hispanic or Latino residents make up 5.9% of the population.
How many businesses are in ZIP code 15940? ▼
ZIP code 15940 has 38 business establishments employing approximately 1,536 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 15940? ▼
The top industries by establishment count in ZIP 15940 are: Other services (except public administration) (9), Transportation and warehousing (6), Construction (4). There are 5 industry sectors represented in total.
What is the education level in ZIP code 15940? ▼
In ZIP code 15940, 62.5% of residents aged 25+ have a high school diploma or higher, and 19.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 15940? ▼
The mean commute time for workers in ZIP code 15940 is 22.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 15940? ▼
In ZIP code 15940, approximately 85.4% of occupied housing units are owner-occupied and 14.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 15940? ▼
The poverty rate in ZIP code 15940 is 9.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.