ZIP 21402 vs ZIP 21409

This side-by-side compares ZIP 21402 (Annapolis, MD) and ZIP 21409 (Annapolis, MD) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 21402 has a population of 5,217 at 1,061 people per square mile, while ZIP 21409 has 20,064 at 553 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 21402 reports a median household income of $80,893 against $147,151 in ZIP 21409, with per-capita income of $31,226 vs $69,763. The share of adults holding a bachelor's degree or higher is 34.1% in 21402 and 58.8% in 21409. Poverty rate reads 1.2% vs 3.4%, and unemployment 1.0% vs 3.2% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at — in 21402 versus $535,500 in 21409, with median rent of $2,933 and $2,060 per month respectively. Homeownership rate is 0.0% vs 91.0%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.