Residential delivery area · Maryland
ZIP Code 21409: Annapolis, MD
ZIP code 21409 uses the postal name Annapolis, Maryland and lies entirely in Anne Arundel County (Census 2020 ZIP-county file). About 20,000 people live there (Census Bureau, ACS 2020-2024), the 3rd most populous of Annapolis's 5 residential ZIP codes. Median household income is $147,151 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Cape St. Claire (14%) and Arnold (7%); 80% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Annapolis · 5 residential ZIPs
- County
- Anne Arundel County
- Census places
- Cape St. Claire (14%) census-designated place; Arnold (7%) census-designated place
- Metro area
- Baltimore-Columbia-Towson, MD
- House district
- MD-3 119th Congress
- State
- Maryland
- Time zone
- Eastern
- Land area
- 14.0 sq mi · 1,449 people per sq mi
Where is ZIP code 21409?
21409 centers on 39.018°, -76.443° and covers 14.0 square miles of land plus 4.5 of water. It borders 4 ZIP codes: 21402, 21012, 21401, 21122.
The map draws ZIP code areas only. For the streets inside 21409, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 21409 compare with the rest of Annapolis?
| Measure | 21409 | In Annapolis | In Anne Arundel County | In MD |
|---|---|---|---|---|
| People (ACS 2020-2024) | 20,289 | 3rd of 5 | 14th of 42 | 124th of 477 |
| Median household income | $147k | 1st of 3 | 9th of 30 | 59th of 293 |
| Median home value | $536k | 3rd of 3 | 15th of 32 | 81st of 320 |
Its median household income is higher than in 96% of U.S. residential ZIP codes, and it is denser than 82% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 21409?
The 2020 Census counted 20,326 people in 21409; the ACS, which samples households over 2020-2024, estimates 20,289. Between the 2010 and 2020 censuses its population grew 1.3% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 20,289
- 2020 Census count
- 20,326+1.3% since 2010 (20,064)
- Households
- 7,312
- Median age
- 42.5
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 21409?
Of the 20,289 people the ACS estimates in 21409, 23.6% are under 18 and 19.1% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (79.7%).
- Under 1823.6%
- 18 to 6457.4%
- 65 and older19.1%
- White, not Hispanic79.7%
- Hispanic or Latino6.9%
- Other or two or more6.7%
- Black, not Hispanic3.6%
- Asian, not Hispanic3.0%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 21409 earn?
Median household income is $147,151 (ACS 2020-2024), the 9th highest of the 30 ranked ZIP codes in Anne Arundel County. It is not measurably different from 2015-2019 ($150,944 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $147,151
- Income per person
- $69,763
- Below the poverty line
- 3.4%
- Unemployed (of the labor force)
- 3.3%
- Adults 25+ with a bachelor's degree
- 58.8%
- Adjusted gross income per tax return, 2022
- $166,61410,240 returns; wages 56% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 21409?
FHFA's house price index for 21409, built from repeat sales and appraisals of the same homes, rose 58% from 2015 to 2025 and rose 38% from 2020 to 2025, and moved +1.2% in 2025.
- Median home value (owners' estimate)
- $535,500
- Median gross rent
- $2,060
- Homes owned by their occupants
- 91.0%
- Housing units
- 7,575
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 21409?
328 business establishments had a location in this ZIP code in 2023, 1 fewer than in 2018; the most are in professional, scientific, and technical services (ZIP Code Business Patterns).
- Professional, scientific, and technical services78
- Construction44
- Other services (except public administration)28
- Retail trade27
- Accommodation and food services22
- Real estate and rental and leasing21
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 21409?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 21402 | Annapolis | 4,303 | $81k | 2.6 mi |
| 21012 | Arnold | 22,570 | $139k | 3.4 mi |
| 21401 | Annapolis | 38,629 | $123k | 6.3 mi |
| 21122 | Pasadena | 61,566 | $128k | 7.0 mi |
| 21056 | Gibson Island | 291 | $250k+ | 4.2 mi (near) |
| 21405 | Annapolis | 495 | $161k | 5.7 mi (near) |
| 21403 | Annapolis | 32,681 | $123k | 5.8 mi (near) |
| 21146 | Severna Park | 28,591 | $172k | 7.5 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.