Annapolis, MD · standard
ZIP Code 21405
Anne Arundel County, Maryland — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 544
- 205/sq mi
- $160,703
- Median income
- $986,100
- Median home value
- 74.9%
- Bachelor's or higher
The verdict
Annapolis pairs a top-decile household income with top-decile home values, in a low-density, homeowner-dominated area.
- Top 3%
- household income, US ZIPs
- Top 3%
- home value, US ZIPs
- 205
- people per sq mi
- 95%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 21405 against every reporting US ZIP.
ZIP code 21405 is classified by USPS as a standard delivery area and covers roughly 2.6 square miles in Annapolis, Anne Arundel County, Maryland. The area is home to 544 residents, producing a population density of 205 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 21405 against Maryland and the nation.
On the economic side, the median household income for ZIP 21405 sits at $160,703 (41% above the Maryland average), while per-capita income is $79,136. The poverty rate stands at 12.1% and the unemployment rate at 4.1%. On housing, the median home value is $986,100 (120% above the state average) with median rent at — per month, and 95.0% of occupied units are owner-occupied, a direct signal of whether 21405 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 74.9% of adults hold a bachelor's degree or higher, the median age is 64.5, and the average commute is —. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Anne Arundel County, so you can benchmark 21405 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 21405, Annapolis, MD · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
544
Population
2.6
Area (sq mi)
205
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 21405?
64.5
Median Age
46.5%
Male
53.5%
Female
0.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$160,703
Median Household Income
+41% vs state
$79,136
Per Capita Income
12.1%
Poverty Rate
4.1%
Unemployment Rate
How ZIP 21405 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$160,703 Top 3% higher than 97% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
338
Total Housing Units
221
Occupied Units
117
Vacant Units
2.24
Avg Household Size
Occupancy Type
$986,100
Median Home Value
+120% vs state
1947
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 9 business establishments in ZIP 21405, employing approximately 64 people with a combined annual payroll of $2,290,000.
9
Businesses
64
Employees
$2.3M
Annual Payroll
0
Industry Sectors
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 21405 vs 21401 →
ZIP 21405 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 21401
Annapolis (21401)
36,012 residents
- 21146
Severna Park (21146)
26,705 residents
- 21012
Arnold (21012)
21,317 residents
- 21037
Edgewater (21037)
20,618 residents
- 21409
Annapolis (21409)
20,064 residents
- 21108
Millersville (21108)
17,964 residents
- 21054 10,127
Gambrills (21054)
10,127 residents
- 21032 8,848
Crownsville (21032)
8,848 residents
- 21402 5,217
Annapolis (21402)
5,217 residents
What this shows Among its immediate neighbors, ZIP 21405 ranks #0 by population — useful context the national average alone can't give.
ZIP 21405 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 21146
Severna Park (21146)
$172,122 median income
- 21140
Riva (21140)
$170,156 median income
- 21032
Crownsville (21032)
$168,653 median income
- 21054
Gambrills (21054)
$163,825 median income
- 21405
Annapolis (21405)
$160,703 median income
- 21108
Millersville (21108)
$151,324 median income
- 21409
Annapolis (21409)
$147,151 median income
- 21037
Edgewater (21037)
$145,787 median income
- 21012
Arnold (21012)
$139,432 median income
What this shows By household income, ZIP 21405 ranks #5 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 21401 | Annapolis, MD | 36,012 | 2.8 mi |
| 21146 | Severna Park, MD | 26,705 | 3.3 mi |
| 21032 | Crownsville, MD | 8,848 | 2.8 mi |
| 21012 | Arnold, MD | 21,317 | 3.1 mi |
| 21140 | Riva, MD | 3,457 | 5.8 mi |
| 21409 | Annapolis, MD | 20,064 | 5.6 mi |
| 21402 | Annapolis, MD | 5,217 | 5.2 mi |
| 21037 | Edgewater, MD | 20,618 | 8.0 mi |
| 21108 | Millersville, MD | 17,964 | 5.6 mi |
| 21054 | Gambrills, MD | 10,127 | 6.6 mi |
More ZIP Codes in Anne Arundel County
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Frequently Asked Questions
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What is the population of ZIP code 21405? ▼
What is the median household income in ZIP 21405? ▼
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What is the demographic makeup of ZIP 21405? ▼
How many businesses are in ZIP code 21405? ▼
What is the education level in ZIP code 21405? ▼
What percentage of residents own vs. rent in ZIP 21405? ▼
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ZIP Code Research Guides
Official Data Resources for Annapolis, MD
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.