Severna Park, MD · standard
ZIP Code 21146
Anne Arundel County, Maryland — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 26,705
- 1,008/sq mi
- $172,122
- Median income
- $659,800
- Median home value
- 60.2%
- Bachelor's or higher
The verdict
Severna Park pairs a top-decile household income with top-decile home values, in a low-density, homeowner-dominated area.
- Top 2%
- household income, US ZIPs
- Top 7%
- home value, US ZIPs
- 1,008
- people per sq mi
- 89%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 21146 against every reporting US ZIP.
ZIP code 21146 is classified by USPS as a standard delivery area and covers roughly 26.5 square miles in Severna Park, Anne Arundel County, Maryland. The area is home to 26,705 residents, producing a population density of 1,008 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 21146 against Maryland and the nation.
On the economic side, the median household income for ZIP 21146 sits at $172,122 (51% above the Maryland average), while per-capita income is $71,365. The poverty rate stands at 2.6% and the unemployment rate at 2.3%. On housing, the median home value is $659,800 (47% above the state average) with median rent at $1,733 per month, and 89.4% of occupied units are owner-occupied, a direct signal of whether 21146 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 60.2% of adults hold a bachelor's degree or higher, the median age is 41.5, and the average commute is 28 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Anne Arundel County, so you can benchmark 21146 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 21146
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 21146.
- Professional, scientific, and technical services
Professional, scientific, and technical services
161 establishments
- Health care and social assistance
Health care and social assistance
121 establishments
- Retail trade
Retail trade
90 establishments
- Other services (except public administration)
Other services (except public administration)
84 establishments
- Construction
Construction
76 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 21146, Severna Park, MD · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
26,705
Population
26.5
Area (sq mi)
1,008
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 21146?
41.5
Median Age
51.0%
Male
49.0%
Female
4.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$172,122
Median Household Income
+51% vs state
$71,365
Per Capita Income
2.6%
Poverty Rate
2.3%
Unemployment Rate
28.4 min
Mean Commute Time
How ZIP 21146 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$172,122 Top 2% higher than 98% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
10,315
Total Housing Units
9,878
Occupied Units
437
Vacant Units
2.87
Avg Household Size
Occupancy Type
$659,800
Median Home Value
+47% vs state
$1,733
Median Rent
1977
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+6.8%
YoY Change (2024)
302
HPI Index (2000 = 100)
+202%
Total Change Since 2000
Home values in ZIP 21146 have increased 6.8% over the past year (2024). Since 2000, this ZIP has seen +202% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.8% | 220 |
| 2021 | +6.6% | 234 |
| 2022 | +10.7% | 259 |
| 2023 | +8.9% | 282 |
| 2024 | +6.8% | 302 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 851 business establishments in ZIP 21146, employing approximately 8,579 people with a combined annual payroll of $432,507,000.
851
Businesses
8,579
Employees
$432.5M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 161 | 18.9% |
| Health care and social assistance | 121 | 14.2% |
| Retail trade | 90 | 10.6% |
| Other services (except public administration) | 84 | 9.9% |
| Construction | 76 | 8.9% |
| Accommodation and food services | 68 | 8.0% |
| Finance and insurance | 66 | 7.8% |
| Real estate and rental and leasing | 53 | 6.2% |
| Administrative and support and waste management and remediation services | 33 | 3.9% |
| Educational services | 24 | 2.8% |
| Arts, entertainment, and recreation | 22 | 2.6% |
| Wholesale trade | 21 | 2.5% |
| Information | 12 | 1.4% |
| Manufacturing | 8 | 0.9% |
| Transportation and warehousing | 8 | 0.9% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 21146 vs 21405 →
ZIP 21146 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 21122
Pasadena (21122)
60,576 residents
- 21401
Annapolis (21401)
36,012 residents
- 21060
Glen Burnie (21060)
29,223 residents
- 21146
Severna Park (21146)
26,705 residents
- 21012 21,317
Arnold (21012)
21,317 residents
- 21108 17,964
Millersville (21108)
17,964 residents
- 21032 8,848
Crownsville (21032)
8,848 residents
- 21226 7,561
Curtis Bay (21226)
7,561 residents
- 21140 3,457
Riva (21140)
3,457 residents
What this shows Among its immediate neighbors, ZIP 21146 ranks #4 by population — useful context the national average alone can't give.
ZIP 21146 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 21056
Gibson Island (21056)
$250,001 median income
- 21146
Severna Park (21146)
$172,122 median income
- 21140
Riva (21140)
$170,156 median income
- 21032
Crownsville (21032)
$168,653 median income
- 21405
Annapolis (21405)
$160,703 median income
- 21108
Millersville (21108)
$151,324 median income
- 21012
Arnold (21012)
$139,432 median income
- 21122
Pasadena (21122)
$127,587 median income
- 21401
Annapolis (21401)
$123,381 median income
What this shows By household income, ZIP 21146 ranks #2 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 21405 | Annapolis, MD | 544 | 3.3 mi |
| 21108 | Millersville, MD | 17,964 | 3.6 mi |
| 21032 | Crownsville, MD | 8,848 | 4.0 mi |
| 21012 | Arnold, MD | 21,317 | 3.9 mi |
| 21401 | Annapolis, MD | 36,012 | 6.1 mi |
| 21122 | Pasadena, MD | 60,576 | 4.1 mi |
| 21060 | Glen Burnie, MD | 29,223 | 6.4 mi |
| 21056 | Gibson Island, MD | 267 | 6.2 mi |
| 21226 | Curtis Bay, MD | 7,561 | 9.0 mi |
| 21140 | Riva, MD | 3,457 | 8.9 mi |
More ZIP Codes in Anne Arundel County
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Frequently Asked Questions
What county is ZIP code 21146 in? ▼
What is the population of ZIP code 21146? ▼
What is the median household income in ZIP 21146? ▼
What is the average home value in ZIP 21146? ▼
What is the demographic makeup of ZIP 21146? ▼
How many businesses are in ZIP code 21146? ▼
What are the main industries in ZIP code 21146? ▼
How have home values changed in ZIP code 21146? ▼
What is the education level in ZIP code 21146? ▼
What is the average commute time in ZIP 21146? ▼
What percentage of residents own vs. rent in ZIP 21146? ▼
What is the poverty rate in ZIP code 21146? ▼
ZIP Code Research Guides
Official Data Resources for Severna Park, MD
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.