ZIP 21405 vs ZIP 21401

This side-by-side compares ZIP 21405 (Annapolis, MD) and ZIP 21401 (Annapolis, MD) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 21405 has a population of 544 at 205 people per square mile, while ZIP 21401 has 36,012 at 704 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 21405 reports a median household income of $160,703 against $123,381 in ZIP 21401, with per-capita income of $79,136 vs $80,697. The share of adults holding a bachelor's degree or higher is 74.9% in 21405 and 61.1% in 21401. Poverty rate reads 12.1% vs 7.1%, and unemployment 4.1% vs 3.7% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $986,100 in 21405 versus $601,400 in 21401, with median rent of — and $2,150 per month respectively. Homeownership rate is 95.0% vs 65.4%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.