ZIP 21915 vs ZIP 21912

This side-by-side compares ZIP 21915 (Chesapeake City, MD) and ZIP 21912 (Warwick, MD) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 21915 has a population of 3,030 at 46 people per square mile, while ZIP 21912 has 1,240 at 15 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 21915 reports a median household income of $95,875 against $69,868 in ZIP 21912, with per-capita income of $61,082 vs $65,613. The share of adults holding a bachelor's degree or higher is 21.2% in 21915 and 25.3% in 21912. Poverty rate reads 11.8% vs 3.5%, and unemployment 7.8% vs 2.0% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $376,500 in 21915 versus $391,700 in 21912, with median rent of $825 and $817 per month respectively. Homeownership rate is 79.2% vs 87.1%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.