Chesapeake City, MD · standard
ZIP Code 21915
Cecil County, Maryland - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 3,030
- 46/sq mi Moderate-density area
- $95,875
- Median income Above-median income area
- $376,500
- Median home value Above-median home value
- 21.2%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Chesapeake City pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 22%
- household income, US ZIPs
- Top 23%
- home value, US ZIPs
- 46
- people per sq mi
- 79%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 21915 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 21915 (Chesapeake City, MD) rose +11.4% from 2023 to 2024. The all-transactions index moved from 233.8 in 2023 to 260.4 in 2024 (2000 = 100).
ZIP code 21915 covers 65.6 square miles in Chesapeake City, Cecil County, Maryland (a standard USPS delivery area), with a modest 3,030 residents on file, a density of 46 people per square mile, in the New York time zone.
ZIP 21915 lands in the middle-income range, with a median household income of $95,875 (16% below the average Maryland ZIP), while per-capita income is $61,082. The poverty rate is 11.8%, with unemployment at 7.8%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $376,500 (16% below the average Maryland ZIP), and median rent is $825; owner occupancy is 79.2%.
Educational attainment sits below the national norm: 21.2% of adults hold a bachelor's degree or higher, the median age is 51.9, and the average commute is 31 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Cecil County, so 21915 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 21915
Top 5 sectors by establishment count in Chesapeake City, MD
Which industries have the most business establishments in ZIP 21915.
- Accommodation and food services
Accommodation and food services
13 establishments
- Other services (except public administration)
Other services (except public administration)
13 establishments
- Construction
Construction
8 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
8 establishments
- Retail trade
Retail trade
7 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 21915, Chesapeake City, MD · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
3,030
Population
65.6
Area (sq mi)
46
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 21915?
51.9
Median Age
52.8%
Male
47.2%
Female
2.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$95,875
Median Household Income
-16% vs state ZIP avg
$61,082
Per Capita Income
11.8%
Poverty Rate
7.8%
Unemployment Rate
31.4 min
Mean Commute Time
How ZIP 21915 ranks among Maryland ZIPs
Chesapeake City, MD household income vs. every Maryland ZIP code
Median household income among 419 reporting Maryland ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$95,875 43rd percentile higher than 43% of 419 Maryland ZIPs
Each bar is a $20K-wide band; taller bars hold more Maryland ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,618housing units
1,618
Total Housing Units
1,217
Occupied Units
401
Vacant Units
2.02
Avg Household Size
Occupancy Type
$376,500
Median Home Value
-16% vs state ZIP avg
$825
Median Rent
1975
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+11.4%
YoY Change (2024)
260
HPI Index (2000 = 100)
+160%
Total Change Since 2000
Home values in ZIP 21915 have increased 11.4% over the past year (2024). Since 2000, this ZIP has seen +160% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +8.5% | 169 |
| 2021 | +8.3% | 183 |
| 2022 | +18.7% | 217 |
| 2023 | +7.8% | 234 |
| 2024 | +11.4% | 260 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 83 business establishments in ZIP 21915, employing approximately 940 people with a combined annual payroll of $50,880,000.
83
Businesses
940
Employees
$50.9M
Annual Payroll
13
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Accommodation and food services | 13 | 15.7% |
| Other services (except public administration) | 13 | 15.7% |
| Construction | 8 | 9.6% |
| Administrative and support and waste management and remediation services | 8 | 9.6% |
| Retail trade | 7 | 8.4% |
| Arts, entertainment, and recreation | 5 | 6.0% |
| Manufacturing | 4 | 4.8% |
| Wholesale trade | 4 | 4.8% |
| Finance and insurance | 4 | 4.8% |
| Real estate and rental and leasing | 4 | 4.8% |
| Professional, scientific, and technical services | 4 | 4.8% |
| Transportation and warehousing | 3 | 3.6% |
| Health care and social assistance | 3 | 3.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 21915 vs 21912 →
ZIP 21915 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 19702
Newark (19702)
51,899 residents
- 21921
Elkton (21921)
44,471 residents
- 19701
Bear (19701)
39,194 residents
- 21901 15,875
North East (21901)
15,875 residents
- 21919 3,467
Earleville (21919)
3,467 residents
- 21915 3,030
Chesapeake City (21915)
3,030 residents
- 21912 1,240
Warwick (21912)
1,240 residents
- 21914 765
Charlestown (21914)
765 residents
- 21913 663
Cecilton (21913)
663 residents
What this shows Among its immediate neighbors, ZIP 21915 ranks #6 by population - useful context the national average alone can't give.
ZIP 21915 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 21901
North East (21901)
$113,719 median income
- 19701
Bear (19701)
$111,198 median income
- 21919
Earleville (21919)
$106,500 median income
- 21915
Chesapeake City (21915)
$95,875 median income
- 19702
Newark (19702)
$92,446 median income
- 21913
Cecilton (21913)
$87,813 median income
- 21921
Elkton (21921)
$85,775 median income
- 21912
Warwick (21912)
$69,868 median income
- 21914
Charlestown (21914)
$66,806 median income
What this shows By household income, ZIP 21915 ranks #4 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 21912 | Warwick, MD | 1,240 | 5.6 mi |
| 21913 | Cecilton, MD | 663 | 6.6 mi |
| 21921 | Elkton, MD | 44,471 | 8.8 mi |
| 21916 | Childs, MD | 37 | 9.9 mi |
| 21919 | Earleville, MD | 3,467 | 7.2 mi |
| 21930 | Georgetown, MD | 94 | 9.1 mi |
| 21901 | North East, MD | 15,875 | 8.5 mi |
| 21914 | Charlestown, MD | 765 | 8.9 mi |
| 19701 | Bear, DE | 39,194 | 9.7 mi |
| 19702 | Newark, DE | 51,899 | 10.5 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 21915, both outside MD so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (3,030 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Cecil County
Related Areas
Frequently Asked Questions
What county is ZIP code 21915 in?
ZIP code 21915 (Chesapeake City) is located in Cecil County, Maryland. Cecil County contains multiple ZIP codes, see the full list at /counties/cecil-md.
What is the population of ZIP code 21915?
ZIP code 21915 in Chesapeake City, MD has a population of 3,030 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 21915?
The median household income in ZIP 21915 is $95,875, which is 26% above the national average of $76,288.
What is the average home value in ZIP 21915?
The median home value in ZIP 21915 is $376,500, which is 35% above the national average of $278,155.
What is the demographic makeup of ZIP 21915?
The largest racial group in ZIP 21915 is White at 92.6%. Hispanic or Latino residents make up 6.0% of the population.
How many businesses are in ZIP code 21915?
ZIP code 21915 has 83 business establishments employing approximately 940 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 21915?
The top industries by establishment count in ZIP 21915 are: Accommodation and food services (13), Other services (except public administration) (13), Construction (8). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 21915?
According to the FHFA House Price Index, home values in ZIP 21915 increased by 11.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 160%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 21915?
In ZIP code 21915, 63.1% of residents aged 25+ have a high school diploma or higher, and 21.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 21915?
The mean commute time for workers in ZIP code 21915 is 31.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 21915?
In ZIP code 21915, approximately 79.2% of occupied housing units are owner-occupied and 20.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 21915?
The poverty rate in ZIP code 21915 is 11.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 21915's numbers, next.
- See how ZIP 21915 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Chesapeake City, MD ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.