Chesapeake City, MD · standard
ZIP Code 21915
Cecil County, Maryland — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 3,030
- 46/sq mi
- $95,875
- Median income
- $376,500
- Median home value
- 21.2%
- Bachelor's or higher
The verdict
Chesapeake City pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 22%
- household income, US ZIPs
- Top 23%
- home value, US ZIPs
- 46
- people per sq mi
- 79%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 21915 against every reporting US ZIP.
ZIP code 21915 is classified by USPS as a standard delivery area and covers roughly 65.6 square miles in Chesapeake City, Cecil County, Maryland. The area is home to 3,030 residents, producing a population density of 46 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 21915 against Maryland and the nation.
On the economic side, the median household income for ZIP 21915 sits at $95,875 (16% below the Maryland average), while per-capita income is $61,082. The poverty rate stands at 11.8% and the unemployment rate at 7.8%. On housing, the median home value is $376,500 (16% below the state average) with median rent at $825 per month, and 79.2% of occupied units are owner-occupied, a direct signal of whether 21915 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 21.2% of adults hold a bachelor's degree or higher, the median age is 51.9, and the average commute is 31 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Cecil County, so you can benchmark 21915 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 21915
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 21915.
- Accommodation and food services
Accommodation and food services
13 establishments
- Other services (except public administration)
Other services (except public administration)
13 establishments
- Construction
Construction
8 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
8 establishments
- Retail trade
Retail trade
7 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 21915, Chesapeake City, MD · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
3,030
Population
65.6
Area (sq mi)
46
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 21915?
51.9
Median Age
52.8%
Male
47.2%
Female
2.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$95,875
Median Household Income
-16% vs state
$61,082
Per Capita Income
11.8%
Poverty Rate
7.8%
Unemployment Rate
31.4 min
Mean Commute Time
How ZIP 21915 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$95,875 Top 22% higher than 78% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
1,618
Total Housing Units
1,217
Occupied Units
401
Vacant Units
2.02
Avg Household Size
Occupancy Type
$376,500
Median Home Value
-16% vs state
$825
Median Rent
1975
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+11.4%
YoY Change (2024)
260
HPI Index (2000 = 100)
+160%
Total Change Since 2000
Home values in ZIP 21915 have increased 11.4% over the past year (2024). Since 2000, this ZIP has seen +160% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +8.5% | 169 |
| 2021 | +8.3% | 183 |
| 2022 | +18.7% | 217 |
| 2023 | +7.8% | 234 |
| 2024 | +11.4% | 260 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 83 business establishments in ZIP 21915, employing approximately 940 people with a combined annual payroll of $50,880,000.
83
Businesses
940
Employees
$50.9M
Annual Payroll
13
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Accommodation and food services | 13 | 15.7% |
| Other services (except public administration) | 13 | 15.7% |
| Construction | 8 | 9.6% |
| Administrative and support and waste management and remediation services | 8 | 9.6% |
| Retail trade | 7 | 8.4% |
| Arts, entertainment, and recreation | 5 | 6.0% |
| Manufacturing | 4 | 4.8% |
| Wholesale trade | 4 | 4.8% |
| Finance and insurance | 4 | 4.8% |
| Real estate and rental and leasing | 4 | 4.8% |
| Professional, scientific, and technical services | 4 | 4.8% |
| Transportation and warehousing | 3 | 3.6% |
| Health care and social assistance | 3 | 3.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 21915 vs 21912 →
ZIP 21915 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 19702
Newark (19702)
51,899 residents
- 21921
Elkton (21921)
44,471 residents
- 19701
Bear (19701)
39,194 residents
- 21901 15,875
North East (21901)
15,875 residents
- 21919 3,467
Earleville (21919)
3,467 residents
- 21915 3,030
Chesapeake City (21915)
3,030 residents
- 21912 1,240
Warwick (21912)
1,240 residents
- 21914 765
Charlestown (21914)
765 residents
- 21913 663
Cecilton (21913)
663 residents
What this shows Among its immediate neighbors, ZIP 21915 ranks #6 by population — useful context the national average alone can't give.
ZIP 21915 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 21901
North East (21901)
$113,719 median income
- 19701
Bear (19701)
$111,198 median income
- 21919
Earleville (21919)
$106,500 median income
- 21915
Chesapeake City (21915)
$95,875 median income
- 19702
Newark (19702)
$92,446 median income
- 21913
Cecilton (21913)
$87,813 median income
- 21921
Elkton (21921)
$85,775 median income
- 21912
Warwick (21912)
$69,868 median income
- 21914
Charlestown (21914)
$66,806 median income
What this shows By household income, ZIP 21915 ranks #4 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 21912 | Warwick, MD | 1,240 | 5.6 mi |
| 21913 | Cecilton, MD | 663 | 6.6 mi |
| 21921 | Elkton, MD | 44,471 | 8.8 mi |
| 21916 | Childs, MD | 37 | 9.9 mi |
| 21919 | Earleville, MD | 3,467 | 7.2 mi |
| 21930 | Georgetown, MD | 94 | 9.1 mi |
| 21901 | North East, MD | 15,875 | 8.5 mi |
| 21914 | Charlestown, MD | 765 | 8.9 mi |
| 19701 | Bear, DE | 39,194 | 9.7 mi |
| 19702 | Newark, DE | 51,899 | 10.5 mi |
More ZIP Codes in Cecil County
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Frequently Asked Questions
What county is ZIP code 21915 in? ▼
What is the population of ZIP code 21915? ▼
What is the median household income in ZIP 21915? ▼
What is the average home value in ZIP 21915? ▼
What is the demographic makeup of ZIP 21915? ▼
How many businesses are in ZIP code 21915? ▼
What are the main industries in ZIP code 21915? ▼
How have home values changed in ZIP code 21915? ▼
What is the education level in ZIP code 21915? ▼
What is the average commute time in ZIP 21915? ▼
What percentage of residents own vs. rent in ZIP 21915? ▼
What is the poverty rate in ZIP code 21915? ▼
ZIP Code Research Guides
Official Data Resources for Chesapeake City, MD
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.