PlainZIP

Chesapeake City, MD · standard

ZIP Code 21915

Cecil County, Maryland - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

3,030
46/sq mi
$95,875
Median income
$376,500
Median home value
21.2%
Bachelor's or higher

The verdict

Chesapeake City pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 22%
household income, US ZIPs
Top 23%
home value, US ZIPs
46
people per sq mi
79%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 21915 against every reporting US ZIP.

ZIP code 21915 covers 65.6 square miles in Chesapeake City, Cecil County, Maryland (a standard USPS delivery area), with a modest 3,030 residents on file, a density of 46 people per square mile, in the New York time zone.

ZIP 21915 lands in the middle-income range, with a median household income of $95,875 (16% below the Maryland average), while per-capita income is $61,082. The poverty rate stands at 11.8% and the unemployment rate at 7.8%. Housing costs here run $376,500 for a typical home value (16% below the state average), with rent averaging $825 a month; 79.2% of homes are owner-occupied.

Educational attainment sits below the national norm: 21.2% of adults hold a bachelor's degree or higher, the median age is 51.9, and the average commute is 31 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Cecil County, so you can benchmark 21915 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 21915

Top 5 sectors by establishment count in Chesapeake City, MD

Which industries have the most business establishments in ZIP 21915.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 21915, Chesapeake City, MD · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

3,030

Population

65.6

Area (sq mi)

46

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 21915?

51.9

Median Age

52.8%

Male

47.2%

Female

2.1%

Foreign-Born

White 92.6%
African American 0.8%
Asian 0.2%
American Indian or Alaska Native 1.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.2%
Hispanic or Latino 6.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$95,875

Median Household Income

-16% vs state

$61,082

Per Capita Income

11.8%

Poverty Rate

7.8%

Unemployment Rate

31.4 min

Mean Commute Time

How ZIP 21915 ranks nationally

Chesapeake City, MD household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$95,875 Top 22% higher than 78% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 63.1%
Bachelor's Degree or Higher 21.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,618

Total Housing Units

1,217

Occupied Units

401

Vacant Units

2.02

Avg Household Size

Occupancy Type

Owner 79.2%
Renter 20.8%

$376,500

Median Home Value

-16% vs state

$825

Median Rent

1975

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+11.4%

YoY Change (2024)

260

HPI Index (2000 = 100)

+160%

Total Change Since 2000

Home values in ZIP 21915 have increased 11.4% over the past year (2024). Since 2000, this ZIP has seen +160% cumulative appreciation.

Year Annual Change HPI Index
2020 +8.5% 169
2021 +8.3% 183
2022 +18.7% 217
2023 +7.8% 234
2024 +11.4% 260

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 83 business establishments in ZIP 21915, employing approximately 940 people with a combined annual payroll of $50,880,000.

83

Businesses

940

Employees

$50.9M

Annual Payroll

13

Industry Sectors

Industry Establishments % of Total
Accommodation and food services 13 15.7%
Other services (except public administration) 13 15.7%
Construction 8 9.6%
Administrative and support and waste management and remediation services 8 9.6%
Retail trade 7 8.4%
Arts, entertainment, and recreation 5 6.0%
Manufacturing 4 4.8%
Wholesale trade 4 4.8%
Finance and insurance 4 4.8%
Real estate and rental and leasing 4 4.8%
Professional, scientific, and technical services 4 4.8%
Transportation and warehousing 3 3.6%
Health care and social assistance 3 3.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 21915 vs 21912 →

ZIP 21915 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 21915 ranks #6 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 21915 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 21915 ranks #4 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
21912 Warwick, MD 1,240 5.6 mi
21913 Cecilton, MD 663 6.6 mi
21921 Elkton, MD 44,471 8.8 mi
21916 Childs, MD 37 9.9 mi
21919 Earleville, MD 3,467 7.2 mi
21930 Georgetown, MD 94 9.1 mi
21901 North East, MD 15,875 8.5 mi
21914 Charlestown, MD 765 8.9 mi
19701 Bear, DE 39,194 9.7 mi
19702 Newark, DE 51,899 10.5 mi

More ZIP Codes in Cecil County

21921 standard
Elkton, MD
Pop: 44,471
21901 standard
North East, MD
Pop: 15,875
21911 standard
Rising Sun, MD
Pop: 11,004
21904 standard
Port Deposit, MD
Pop: 7,252
21903 standard
Perryville, MD
Pop: 5,687
21918 standard
Conowingo, MD
Pop: 4,284

Related Areas

Cecil County Chesapeake City, MD Maryland

Frequently Asked Questions

What county is ZIP code 21915 in? ▼
ZIP code 21915 (Chesapeake City) is located in Cecil County, Maryland. Cecil County contains multiple ZIP codes, see the full list at /counties/cecil-md.
What is the population of ZIP code 21915? ▼
ZIP code 21915 in Chesapeake City, MD has a population of 3,030 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 21915? ▼
The median household income in ZIP 21915 is $95,875, which is 26% above the national average of $76,288.
What is the average home value in ZIP 21915? ▼
The median home value in ZIP 21915 is $376,500, which is 35% above the national average of $278,155.
What is the demographic makeup of ZIP 21915? ▼
The largest racial group in ZIP 21915 is White at 92.6%. Hispanic or Latino residents make up 6.0% of the population.
How many businesses are in ZIP code 21915? ▼
ZIP code 21915 has 83 business establishments employing approximately 940 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 21915? ▼
The top industries by establishment count in ZIP 21915 are: Accommodation and food services (13), Other services (except public administration) (13), Construction (8). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 21915? ▼
According to the FHFA House Price Index, home values in ZIP 21915 increased by 11.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 160%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 21915? ▼
In ZIP code 21915, 63.1% of residents aged 25+ have a high school diploma or higher, and 21.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 21915? ▼
The mean commute time for workers in ZIP code 21915 is 31.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 21915? ▼
In ZIP code 21915, approximately 79.2% of occupied housing units are owner-occupied and 20.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 21915? ▼
The poverty rate in ZIP code 21915 is 11.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.