ZIP 32024 vs ZIP 32038

This side-by-side compares ZIP 32024 (Lake City, FL) and ZIP 32038 (Fort White, FL) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 32024 has a population of 18,733 at 51 people per square mile, while ZIP 32038 has 9,228 at 33 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 32024 reports a median household income of $60,811 against $65,753 in ZIP 32038, with per-capita income of $31,321 vs $32,184. The share of adults holding a bachelor's degree or higher is 15.5% in 32024 and 17.2% in 32038. Poverty rate reads 18.0% vs 12.4%, and unemployment 4.5% vs 6.5% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $218,300 in 32024 versus $182,500 in 32038, with median rent of $917 and $850 per month respectively. Homeownership rate is 84.1% vs 88.1%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.