Fort White, FL · standard
ZIP Code 32038
Columbia County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 9,228
- 33/sq mi Moderate-density area
- $65,753
- Median income Near-median income area
- $182,500
- Median home value Near-median home value
- 17.2%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Fort White pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.
- 40th pct
- household income, US ZIPs
- 39th pct
- home value, US ZIPs
- 33
- people per sq mi
- 88%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 32038 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 32038 (Fort White, FL) rose +19.0% from 2023 to 2024.
ZIP code 32038 is a mid-sized community (a standard USPS delivery area) in Fort White, Columbia County, Florida, home to 9,228 residents across 278.0 square miles, a density of 33 people per square mile, in the New York time zone.
ZIP 32038 reports a modest median household income of $65,753 (15% below the average Florida ZIP), while per-capita income is $32,184. The poverty rate is 12.4%, with unemployment at 6.5%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $182,500 (51% below the average Florida ZIP), and median rent is $850; owner occupancy is 88.1%.
Educational attainment sits below the national norm: 17.2% of adults hold a bachelor's degree or higher, the median age is 50.9, and the average commute is 33 minutes. The page also surfaces 2 ZIP codes within roughly 10 miles and 4 more in Columbia County, so 32038 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 32038
Top 5 sectors by establishment count in Fort White, FL
Which industries have the most business establishments in ZIP 32038.
- Construction
Construction
23 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
13 establishments
- Retail trade
Retail trade
10 establishments
- Transportation and warehousing 9
Transportation and warehousing
9 establishments
- Real estate and rental and leasing 5
Real estate and rental and leasing
5 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 32038, Fort White, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
9,228
Population
278.0
Area (sq mi)
33
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 32038?
50.9
Median Age
48.2%
Male
51.8%
Female
3.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$65,753
Median Household Income
-15% vs state ZIP avg
$32,184
Per Capita Income
12.4%
Poverty Rate
6.5%
Unemployment Rate
32.5 min
Mean Commute Time
How ZIP 32038 ranks among Florida ZIPs
Fort White, FL household income vs. every Florida ZIP code
Median household income among 946 reporting Florida ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$65,753 37th percentile higher than 37% of 946 Florida ZIPs
Each bar is a $20K-wide band; taller bars hold more Florida ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
4,572housing units
4,572
Total Housing Units
3,912
Occupied Units
660
Vacant Units
2.56
Avg Household Size
Occupancy Type
$182,500
Median Home Value
-51% vs state ZIP avg
$850
Median Rent
1997
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 93 business establishments in ZIP 32038, employing approximately 247 people with a combined annual payroll of $8,972,000.
93
Businesses
247
Employees
$9.0M
Annual Payroll
11
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 23 | 24.7% |
| Professional, scientific, and technical services | 13 | 14.0% |
| Retail trade | 10 | 10.8% |
| Transportation and warehousing | 9 | 9.7% |
| Real estate and rental and leasing | 5 | 5.4% |
| Administrative and support and waste management and remediation services | 5 | 5.4% |
| Health care and social assistance | 5 | 5.4% |
| Other services (except public administration) | 5 | 5.4% |
| Manufacturing | 4 | 4.3% |
| Wholesale trade | 4 | 4.3% |
| Accommodation and food services | 4 | 4.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 32038 vs 32024 →
ZIP 32038 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 32024
Lake City (32024)
18,733 residents
- 32643
High Springs (32643)
10,936 residents
- 32038
Fort White (32038)
9,228 residents
What this shows Among its immediate neighbors, ZIP 32038 ranks #3 by population - useful context the national average alone can't give.
ZIP 32038 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 32643
High Springs (32643)
$83,386 median income
- 32038
Fort White (32038)
$65,753 median income
- 32024
Lake City (32024)
$60,811 median income
What this shows By household income, ZIP 32038 ranks #2 of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 32038, both outside FL so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (9,228 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Columbia County
Related Areas
Frequently Asked Questions
What county is ZIP code 32038 in?
ZIP code 32038 (Fort White) is located in Columbia County, Florida. Columbia County contains multiple ZIP codes, see the full list at /counties/columbia-fl.
What is the population of ZIP code 32038?
ZIP code 32038 in Fort White, FL has a population of 9,228 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 32038?
The median household income in ZIP 32038 is $65,753, which is 14% below the national average of $76,288.
What is the average home value in ZIP 32038?
The median home value in ZIP 32038 is $182,500, which is 34% below the national average of $278,155.
What is the demographic makeup of ZIP 32038?
The largest racial group in ZIP 32038 is White at 85.5%. Hispanic or Latino residents make up 8.4% of the population.
How many businesses are in ZIP code 32038?
ZIP code 32038 has 93 business establishments employing approximately 247 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 32038?
The top industries by establishment count in ZIP 32038 are: Construction (23), Professional, scientific, and technical services (13), Retail trade (10). There are 11 industry sectors represented in total.
What is the education level in ZIP code 32038?
In ZIP code 32038, 52.7% of residents aged 25+ have a high school diploma or higher, and 17.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 32038?
The mean commute time for workers in ZIP code 32038 is 32.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 32038?
In ZIP code 32038, approximately 88.1% of occupied housing units are owner-occupied and 11.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 32038?
The poverty rate in ZIP code 32038 is 12.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 32038's numbers, next.
- See how ZIP 32038 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Fort White, FL ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.