PlainZIP

Fort White, FL · standard

ZIP Code 32038

Columbia County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

9,228
33/sq mi
$65,753
Median income
$182,500
Median home value
17.2%
Bachelor's or higher

The verdict

Fort White pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

40th pct
household income, US ZIPs
39th pct
home value, US ZIPs
33
people per sq mi
88%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 32038 against every reporting US ZIP.

ZIP code 32038 is a mid-sized community (a standard USPS delivery area) in Fort White, Columbia County, Florida, home to 9,228 residents across 278.0 square miles, a density of 33 people per square mile, in the New York time zone.

ZIP 32038 reports a modest median household income of $65,753 (15% below the Florida average), while per-capita income is $32,184. Local economic indicators show a 12.4% poverty rate alongside 6.5% unemployment. Housing costs here run $182,500 for a typical home value (51% below the state average), with rent averaging $850 a month; 88.1% of homes are owner-occupied.

Educational attainment sits below the national norm: 17.2% of adults hold a bachelor's degree or higher, the median age is 50.9, and the average commute is 33 minutes. Beyond these figures, 2 nearby ZIP codes within about 10 miles are surfaced below, along with 4 more sharing Columbia County, letting you compare 32038 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 32038

Top 5 sectors by establishment count in Fort White, FL

Which industries have the most business establishments in ZIP 32038.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 32038, Fort White, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

9,228

Population

278.0

Area (sq mi)

33

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 32038?

50.9

Median Age

48.2%

Male

51.8%

Female

3.5%

Foreign-Born

White 85.5%
African American 2.9%
Asian 0.5%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 8.5%
Hispanic or Latino 8.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$65,753

Median Household Income

-15% vs state

$32,184

Per Capita Income

12.4%

Poverty Rate

6.5%

Unemployment Rate

32.5 min

Mean Commute Time

How ZIP 32038 ranks nationally

Fort White, FL household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$65,753 40th percentile higher than 40% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 52.7%
Bachelor's Degree or Higher 17.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

4,572

Total Housing Units

3,912

Occupied Units

660

Vacant Units

2.56

Avg Household Size

Occupancy Type

Owner 88.1%
Renter 11.9%

$182,500

Median Home Value

-51% vs state

$850

Median Rent

1997

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 93 business establishments in ZIP 32038, employing approximately 247 people with a combined annual payroll of $8,972,000.

93

Businesses

247

Employees

$9.0M

Annual Payroll

11

Industry Sectors

Industry Establishments % of Total
Construction 23 24.7%
Professional, scientific, and technical services 13 14.0%
Retail trade 10 10.8%
Transportation and warehousing 9 9.7%
Real estate and rental and leasing 5 5.4%
Administrative and support and waste management and remediation services 5 5.4%
Health care and social assistance 5 5.4%
Other services (except public administration) 5 5.4%
Manufacturing 4 4.3%
Wholesale trade 4 4.3%
Accommodation and food services 4 4.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 32038 vs 32024 →

ZIP 32038 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 32038 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 32038 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 32038 ranks #2 of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
32024 Lake City, FL 18,733 10.0 mi
32643 High Springs, FL 10,936 8.6 mi

More ZIP Codes in Columbia County

32025 standard
Lake City, FL
Pop: 22,380
32024 standard
Lake City, FL
Pop: 18,733
32055 standard
Lake City, FL
Pop: 16,570
32061 standard
Lulu, FL
Pop: 283

Related Areas

Columbia County Fort White, FL Florida

Frequently Asked Questions

What county is ZIP code 32038 in? ▼
ZIP code 32038 (Fort White) is located in Columbia County, Florida. Columbia County contains multiple ZIP codes, see the full list at /counties/columbia-fl.
What is the population of ZIP code 32038? ▼
ZIP code 32038 in Fort White, FL has a population of 9,228 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 32038? ▼
The median household income in ZIP 32038 is $65,753, which is 14% below the national average of $76,288.
What is the average home value in ZIP 32038? ▼
The median home value in ZIP 32038 is $182,500, which is 34% below the national average of $278,155.
What is the demographic makeup of ZIP 32038? ▼
The largest racial group in ZIP 32038 is White at 85.5%. Hispanic or Latino residents make up 8.4% of the population.
How many businesses are in ZIP code 32038? ▼
ZIP code 32038 has 93 business establishments employing approximately 247 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 32038? ▼
The top industries by establishment count in ZIP 32038 are: Construction (23), Professional, scientific, and technical services (13), Retail trade (10). There are 11 industry sectors represented in total.
What is the education level in ZIP code 32038? ▼
In ZIP code 32038, 52.7% of residents aged 25+ have a high school diploma or higher, and 17.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 32038? ▼
The mean commute time for workers in ZIP code 32038 is 32.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 32038? ▼
In ZIP code 32038, approximately 88.1% of occupied housing units are owner-occupied and 11.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 32038? ▼
The poverty rate in ZIP code 32038 is 12.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.