ZIP 32038 vs ZIP 32024

This side-by-side compares ZIP 32038 (Fort White, FL) and ZIP 32024 (Lake City, FL) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 32038 has a population of 9,228 at 33 people per square mile, while ZIP 32024 has 18,733 at 51 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 32038 reports a median household income of $65,753 against $60,811 in ZIP 32024, with per-capita income of $32,184 vs $31,321. The share of adults holding a bachelor's degree or higher is 17.2% in 32038 and 15.5% in 32024. Poverty rate reads 12.4% vs 18.0%, and unemployment 6.5% vs 4.5% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $182,500 in 32038 versus $218,300 in 32024, with median rent of $850 and $917 per month respectively. Homeownership rate is 88.1% vs 84.1%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.