ZIP 32565 vs ZIP 36441

This side-by-side compares ZIP 32565 (Jay, FL) and ZIP 36441 (Flomaton, AL) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 32565 has a population of 5,719 at 10 people per square mile, while ZIP 36441 has 3,576 at 24 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 32565 reports a median household income of $84,432 against $50,349 in ZIP 36441, with per-capita income of $35,519 vs $29,181. The share of adults holding a bachelor's degree or higher is 22.7% in 32565 and 13.5% in 36441. Poverty rate reads 11.0% vs 20.1%, and unemployment 5.4% vs 3.3% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $239,500 in 32565 versus $138,100 in 36441, with median rent of $934 and $832 per month respectively. Homeownership rate is 80.9% vs 74.6%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.