ZIP Code 32565

ZIP code 32565 is classified by USPS as a standard delivery area and covers roughly 595.7 square miles in Jay, Santa Rosa County, Florida. The area is home to 5,719 residents, producing a population density of 10 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 32565 against Florida and the nation.

On the economic side, the median household income for ZIP 32565 sits at $84,432 (9% above the Florida average), while per-capita income is $35,519. The poverty rate stands at 11.0% and the unemployment rate at 5.4%. On housing, the median home value is $239,500 (36% below the state average) with median rent at $934 per month, and 80.9% of occupied units are owner-occupied, a direct signal of whether 32565 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 22.7% of adults hold a bachelor's degree or higher, the median age is 40.1, and the average commute is 33 minutes. We also surface 1 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Santa Rosa County, so you can benchmark 32565 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →