PlainZIP

Milton, FL · standard

ZIP Code 32570

Santa Rosa County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

28,817
35/sq mi
$77,222
Median income
$258,200
Median home value
25.2%
Bachelor's or higher

The verdict

Milton pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 42%
household income, US ZIPs
Top 41%
home value, US ZIPs
35
people per sq mi
69%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 32570 against every reporting US ZIP.

ZIP code 32570 is a densely settled ZIP (a standard USPS delivery area) in Milton, Santa Rosa County, Florida, with 28,817 residents across 828.1 square miles, a density of 35 people per square mile, in the Chicago time zone.

ZIP 32570 lands in the middle-income range, with a median household income of $77,222 (0% above the Florida average), while per-capita income is $36,150. Local economic indicators show a 13.6% poverty rate alongside 6.0% unemployment. Housing costs here run $258,200 for a typical home value (31% below the state average), with rent averaging $1,300 a month; 69.4% of homes are owner-occupied.

Educational attainment sits below the national norm: 25.2% of adults hold a bachelor's degree or higher, the median age is 39.2, and the average commute is 29 minutes. The state and national benchmarks above give 32570's numbers context; they should not be read in isolation.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 32570

Top 5 sectors by establishment count in Milton, FL

Which industries have the most business establishments in ZIP 32570.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 32570, Milton, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

28,817

Population

828.1

Area (sq mi)

35

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 32570?

39.2

Median Age

51.8%

Male

48.2%

Female

4.4%

Foreign-Born

White 80.6%
African American 7.3%
Asian 1.6%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.8%
Two or More Ethnicities 8.1%
Hispanic or Latino 5.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$77,222

Median Household Income

+0% vs state

$36,150

Per Capita Income

13.6%

Poverty Rate

6.0%

Unemployment Rate

29.3 min

Mean Commute Time

How ZIP 32570 ranks nationally

Milton, FL household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$77,222 Top 42% higher than 58% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 57.5%
Bachelor's Degree or Higher 25.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

15,666

Total Housing Units

14,154

Occupied Units

1,512

Vacant Units

2.60

Avg Household Size

Occupancy Type

Owner 69.4%
Renter 30.6%

$258,200

Median Home Value

-31% vs state

$1,300

Median Rent

1991

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+2.9%

YoY Change (2024)

276

HPI Index (2000 = 100)

+176%

Total Change Since 2000

Home values in ZIP 32570 have increased 2.9% over the past year (2024). Since 2000, this ZIP has seen +176% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.8% 174
2021 +16.5% 203
2022 +25.5% 255
2023 +5.2% 268
2024 +2.9% 276

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 564 business establishments in ZIP 32570, employing approximately 6,352 people with a combined annual payroll of $292,519,000.

564

Businesses

6,352

Employees

$292.5M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Construction 90 16.0%
Retail trade 77 13.7%
Health care and social assistance 66 11.7%
Other services (except public administration) 63 11.2%
Professional, scientific, and technical services 54 9.6%
Accommodation and food services 48 8.5%
Real estate and rental and leasing 37 6.6%
Administrative and support and waste management and remediation services 36 6.4%
Finance and insurance 31 5.5%
Transportation and warehousing 15 2.7%
Manufacturing 10 1.8%
Information 9 1.6%
Wholesale trade 7 1.2%
Arts, entertainment, and recreation 7 1.2%
Educational services 6 1.1%
Utilities 4 0.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

More ZIP Codes in Santa Rosa County

32566 standard
Navarre, FL
Pop: 33,671
32571 standard
Milton, FL
Pop: 28,881
32583 standard
Milton, FL
Pop: 25,586
32563 standard
Gulf Breeze, FL
Pop: 22,406
32561 standard
Gulf Breeze, FL
Pop: 7,899
32565 standard
Jay, FL
Pop: 5,719

Related Areas

Santa Rosa County Milton, FL Florida

Frequently Asked Questions

What county is ZIP code 32570 in? ▼
ZIP code 32570 (Milton) is located in Santa Rosa County, Florida. Santa Rosa County contains multiple ZIP codes, see the full list at /counties/santa-rosa-fl.
What is the population of ZIP code 32570? ▼
ZIP code 32570 in Milton, FL has a population of 28,817 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 32570? ▼
The median household income in ZIP 32570 is $77,222, which is 1% above the national average of $76,288.
What is the average home value in ZIP 32570? ▼
The median home value in ZIP 32570 is $258,200, which is 7% below the national average of $278,155.
What is the demographic makeup of ZIP 32570? ▼
The largest racial group in ZIP 32570 is White at 80.6%. Hispanic or Latino residents make up 5.0% of the population.
How many businesses are in ZIP code 32570? ▼
ZIP code 32570 has 564 business establishments employing approximately 6,352 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 32570? ▼
The top industries by establishment count in ZIP 32570 are: Construction (90), Retail trade (77), Health care and social assistance (66). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 32570? ▼
According to the FHFA House Price Index, home values in ZIP 32570 increased by 2.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 176%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 32570? ▼
In ZIP code 32570, 57.5% of residents aged 25+ have a high school diploma or higher, and 25.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 32570? ▼
The mean commute time for workers in ZIP code 32570 is 29.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 32570? ▼
In ZIP code 32570, approximately 69.4% of occupied housing units are owner-occupied and 30.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 32570? ▼
The poverty rate in ZIP code 32570 is 13.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.