Holt, FL · standard
ZIP Code 32564
Okaloosa County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 2,881
- 12/sq mi Low-density area
- $59,875
- Median income Below-median income area
- $162,800
- Median home value Below-median home value
- 11.5%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Holt pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.
- 29th pct
- household income, US ZIPs
- 31st pct
- home value, US ZIPs
- 12
- people per sq mi
- 82%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 32564 against every reporting US ZIP.
ZIP code 32564 covers 236.1 square miles in Holt, Okaloosa County, Florida (a standard USPS delivery area), with a modest 2,881 residents on file, a density of 12 people per square mile, in the Chicago time zone.
ZIP 32564 reports a modest median household income of $59,875 (22% below the average Florida ZIP), while per-capita income is $34,244. The poverty rate is 10.7%, with unemployment at 4.4%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $162,800 (57% below the average Florida ZIP), and median rent is $807; owner occupancy is 81.9%.
Formal educational attainment runs low here: just 11.5% of adults hold a bachelor's degree or higher, the median age is 51.6, and the average commute is -. No nearby ZIP peer set is available for this delivery area, so the Florida and national benchmarks above are the appropriate context for 32564.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 32564
Top 5 sectors by establishment count in Holt, FL
Which industries have the most business establishments in ZIP 32564.
- Construction
Construction
6 establishments
- Other services (except public administration)
Other services (except public administration)
6 establishments
- Retail trade
Retail trade
5 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
5 establishments
- Health care and social assistance
Health care and social assistance
3 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 32564, Holt, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
2,881
Population
236.1
Area (sq mi)
12
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 32564?
51.6
Median Age
52.2%
Male
47.8%
Female
2.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$59,875
Median Household Income
-22% vs state ZIP avg
$34,244
Per Capita Income
10.7%
Poverty Rate
4.4%
Unemployment Rate
How ZIP 32564 ranks among Florida ZIPs
Holt, FL household income vs. every Florida ZIP code
Median household income among 946 reporting Florida ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$59,875 25th percentile higher than 25% of 946 Florida ZIPs
Each bar is a $20K-wide band; taller bars hold more Florida ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,196housing units
1,196
Total Housing Units
1,150
Occupied Units
46
Vacant Units
2.32
Avg Household Size
Occupancy Type
$162,800
Median Home Value
-57% vs state ZIP avg
$807
Median Rent
1995
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 31 business establishments in ZIP 32564, employing approximately 142 people with a combined annual payroll of $5,184,000.
31
Businesses
142
Employees
$5.2M
Annual Payroll
5
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 6 | 19.4% |
| Other services (except public administration) | 6 | 19.4% |
| Retail trade | 5 | 16.1% |
| Administrative and support and waste management and remediation services | 5 | 16.1% |
| Health care and social assistance | 3 | 9.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 32564, both outside FL so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (2,881 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Okaloosa County
Related Areas
Frequently Asked Questions
What county is ZIP code 32564 in?
ZIP code 32564 (Holt) is located in Okaloosa County, Florida. Okaloosa County contains multiple ZIP codes, see the full list at /counties/okaloosa-fl.
What is the population of ZIP code 32564?
ZIP code 32564 in Holt, FL has a population of 2,881 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 32564?
The median household income in ZIP 32564 is $59,875, which is 22% below the national average of $76,288.
What is the average home value in ZIP 32564?
The median home value in ZIP 32564 is $162,800, which is 41% below the national average of $278,155.
What is the demographic makeup of ZIP 32564?
The largest racial group in ZIP 32564 is White at 88.8%. Hispanic or Latino residents make up 4.5% of the population.
How many businesses are in ZIP code 32564?
ZIP code 32564 has 31 business establishments employing approximately 142 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 32564?
The top industries by establishment count in ZIP 32564 are: Construction (6), Other services (except public administration) (6), Retail trade (5). There are 5 industry sectors represented in total.
What is the education level in ZIP code 32564?
In ZIP code 32564, 47.4% of residents aged 25+ have a high school diploma or higher, and 11.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 32564?
In ZIP code 32564, approximately 81.9% of occupied housing units are owner-occupied and 18.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 32564?
The poverty rate in ZIP code 32564 is 10.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
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What to do with ZIP 32564's numbers, next.
- See how ZIP 32564 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.