Holt, FL · standard
ZIP Code 32564
Okaloosa County, Florida — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 2,881
- 12/sq mi
- $59,875
- Median income
- $162,800
- Median home value
- 11.5%
- Bachelor's or higher
The verdict
Holt pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.
- 29th pct
- household income, US ZIPs
- 31th pct
- home value, US ZIPs
- 12
- people per sq mi
- 82%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 32564 against every reporting US ZIP.
ZIP code 32564 is classified by USPS as a standard delivery area and covers roughly 236.1 square miles in Holt, Okaloosa County, Florida. The area is home to 2,881 residents, producing a population density of 12 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 32564 against Florida and the nation.
On the economic side, the median household income for ZIP 32564 sits at $59,875 (22% below the Florida average), while per-capita income is $34,244. The poverty rate stands at 10.7% and the unemployment rate at 4.4%. On housing, the median home value is $162,800 (57% below the state average) with median rent at $807 per month, and 81.9% of occupied units are owner-occupied, a direct signal of whether 32564 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 11.5% of adults hold a bachelor's degree or higher, the median age is 51.6, and the average commute is —. Use the benchmarks above to see where 32564 sits relative to Florida and the national baseline rather than viewing the numbers in isolation. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 32564
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 32564.
- Construction
Construction
6 establishments
- Other services (except public administration)
Other services (except public administration)
6 establishments
- Retail trade
Retail trade
5 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
5 establishments
- Health care and social assistance
Health care and social assistance
3 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 32564, Holt, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
2,881
Population
236.1
Area (sq mi)
12
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 32564?
51.6
Median Age
52.2%
Male
47.8%
Female
2.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$59,875
Median Household Income
-22% vs state
$34,244
Per Capita Income
10.7%
Poverty Rate
4.4%
Unemployment Rate
How ZIP 32564 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$59,875 29th percentile higher than 29% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
1,196
Total Housing Units
1,150
Occupied Units
46
Vacant Units
2.32
Avg Household Size
Occupancy Type
$162,800
Median Home Value
-57% vs state
$807
Median Rent
1995
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 31 business establishments in ZIP 32564, employing approximately 142 people with a combined annual payroll of $5,184,000.
31
Businesses
142
Employees
$5.2M
Annual Payroll
5
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 6 | 19.4% |
| Other services (except public administration) | 6 | 19.4% |
| Retail trade | 5 | 16.1% |
| Administrative and support and waste management and remediation services | 5 | 16.1% |
| Health care and social assistance | 3 | 9.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
More ZIP Codes in Okaloosa County
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Frequently Asked Questions
What county is ZIP code 32564 in? ▼
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How many businesses are in ZIP code 32564? ▼
What are the main industries in ZIP code 32564? ▼
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ZIP Code Research Guides
Official Data Resources for Holt, FL
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.