Residential delivery area · Florida
ZIP Code 32547: Fort Walton Beach, FL
ZIP code 32547 uses the postal name Fort Walton Beach, Florida and lies entirely in Okaloosa County (Census 2020 ZIP-county file). About 36,000 people live there (Census Bureau, ACS 2020-2024), the more populous of Fort Walton Beach's 2 residential ZIP codes. Median household income is $70,711 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Wright (17%), Hurlburt Field (6%), Fort Walton Beach (6%) and Ocean City (5%); 65% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Fort Walton Beach · 2 residential ZIPs
- County
- Okaloosa County
- Census places
- Wright (17%) census-designated place; Hurlburt Field (6%) census-designated place; Fort Walton Beach (6%); Ocean City (5%) census-designated place
- Metro area
- Crestview-Fort Walton Beach-Destin, FL
- House district
- FL-1 119th Congress
- State
- Florida
- Time zone
- Central
- Land area
- 29.0 sq mi · 1,226 people per sq mi
- PO Box ZIPs
- 32549 also use the name Fort Walton Beach
Where is ZIP code 32547?
32547 centers on 30.466°, -86.653° and covers 29.0 square miles of land plus 1.2 of water. It borders 5 ZIP codes: 32544, 32579, 32548, 32569, 32542.
The map draws ZIP code areas only. For the streets inside 32547, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 32547 compare with the rest of Fort Walton Beach?
| Measure | 32547 | In Fort Walton Beach | In Okaloosa County | In FL |
|---|---|---|---|---|
| People (ACS 2020-2024) | 35,527 | 1st of 2 | 1st of 14 | 207th of 1,013 |
| Median household income | $71k | 1st of 2 | 11th of 12 | 464th of 819 |
| Median home value | $321k | 1st of 2 | 6th of 11 | 478th of 833 |
Its median household income is higher than in 48% of U.S. residential ZIP codes, and it is denser than 80% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 32547?
The 2020 Census counted 35,466 people in 32547; the ACS, which samples households over 2020-2024, estimates 35,527. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.
- People, ACS 2020-2024
- 35,527
- 2020 Census count
- 35,466
- Households
- 14,391
- Median age
- 34.9
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 32547?
Of the 35,527 people the ACS estimates in 32547, 22.7% are under 18 and 15.2% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (56.7%), then Hispanic or Latino (20.9%).
- Under 1822.7%
- 18 to 6462.0%
- 65 and older15.2%
- White, not Hispanic56.7%
- Hispanic or Latino20.9%
- Black, not Hispanic11.3%
- Other or two or more7.7%
- Asian, not Hispanic3.5%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 32547 earn?
Median household income is $70,711 (ACS 2020-2024), the 11th highest of the 12 ranked ZIP codes in Okaloosa County.
- Median household income
- $70,711
- Income per person
- $37,655
- Below the poverty line
- 13.3%
- Unemployed (of the labor force)
- 3.4%
- Adults 25+ with a bachelor's degree
- 27.5%
- Adjusted gross income per tax return, 2022
- $62,82217,130 returns; wages 65% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 32547?
FHFA's house price index for 32547, built from repeat sales and appraisals of the same homes, rose 93% from 2015 to 2025 and rose 43% from 2020 to 2025, and moved −3.8% in 2025.
- Median home value (owners' estimate)
- $321,300
- Median gross rent
- $1,611
- Homes owned by their occupants
- 56.9%
- Housing units
- 16,008
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 32547?
855 business establishments had a location in this ZIP code in 2023, 41 more than in 2018; the most are in health care and social assistance (ZIP Code Business Patterns).
- Health care and social assistance161
- Construction127
- Retail trade116
- Other services (except public administration)84
- Professional, scientific, and technical services78
- Administrative and support and waste management and remediation services70
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 32547?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 32544 | Hurlburt Field | 2,256 | $48k | 4.8 mi |
| 32579 | Shalimar | 10,506 | $105k | 4.9 mi |
| 32548 | Fort Walton Beach | 23,774 | $65k | 5.3 mi |
| 32569 | Mary Esther | 12,063 | $78k | 5.9 mi |
| 32542 | Eglin Afb | 3,578 | $78k | 7.2 mi |
| 32580 | Valparaiso | 4,194 | $92k | 8.7 mi (near) |
| 32541 | Destin | 18,855 | $95k | 11.5 mi (near) |
| 32578 | Niceville | 34,738 | $109k | 12.5 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.