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County ZIP codes · Florida · FIPS 12091

Okaloosa County, FL ZIP Codes

Okaloosa County, Florida has 18 ZIP codes (Census 2020 ZCTA-county file; GeoNames postal codes, October 2026): 14 residential and 4 for PO boxes or a single organization. 13 of the residential ones lie mainly in Okaloosa County and 1 mainly in a neighboring county; 5 cross the county line. Median household income ranges from $65,342 in 32548 (Fort Walton Beach) to $108,972 in 32578 (Niceville) (Census Bureau, ACS 2020-2024).

  • ACS2020-24
  • Census2020

Where are the ZIP codes of Okaloosa County?

32531 · Baker: $85k32536 · Crestview: $78k32539 · Crestview: $74k32541 · Destin: $95k32542 · Eglin Afb: $78k32544 · Hurlburt Field: $48k32547 · Fort Walton Beach: $71k32548 · Fort Walton Beach: $65k32564 · Holt: $60k32567 · Laurel Hill: $77k32569 · Mary Esther: $78k32578 · Niceville: $109k32579 · Shalimar: $105k32580 · Valparaiso: $92k3253132542325393256432567325783253632547325483254132544325803257932531 · Baker: $85k32536 · Crestview: $78k32539 · Crestview: $74k32541 · Destin: $95k32542 · Eglin Afb: $78k32544 · Hurlburt Field: $48k32547 · Fort Walton Beach: $71k32548 · Fort Walton Beach: $65k32564 · Holt: $60k32567 · Laurel Hill: $77k32569 · Mary Esther: $78k32578 · Niceville: $109k32579 · Shalimar: $105k32580 · Valparaiso: $92k325313254232539325643256732578325363254732548325413254432531 · Baker: $85k32536 · Crestview: $78k32539 · Crestview: $74k32541 · Destin: $95k32542 · Eglin Afb: $78k32544 · Hurlburt Field: $48k32547 · Fort Walton Beach: $71k32548 · Fort Walton Beach: $65k32564 · Holt: $60k32567 · Laurel Hill: $77k32569 · Mary Esther: $78k32578 · Niceville: $109k32579 · Shalimar: $105k32580 · Valparaiso: $92k32531325423253932564325673257832536325473254832541
The residential ZIP codes of Okaloosa County (whole outlines, including the parts in neighboring counties), shaded by median household income in national fifths (ACS 2020-2024). <$54.1k$98.1k+no figure

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries; ACS 2020-2024 5-year estimates (B19013).

How different are its ZIP codes?

The middle half of its ranked ZIP codes (1,000+ people living in households) report median household incomes between $74,369 and $91,645.

They carry 12 postal town names.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B19013).

All 14 residential ZIP codes in Okaloosa County

13 ZIP codes lie mainly in Okaloosa County; 1 more reaches into it from a neighboring county and follows the first table.

Residential ZIP codes mainly in Okaloosa County, largest first; "In this county" is the share of the ZIP's land in the county
In this county
32547 Fort Walton Beach 35,527 1,226 $71k $321k 100%
32578 Niceville 34,738 1,486 $109k $448k 97%
32539 Crestview 33,290 260 $74k $286k 89%
32536 Crestview 25,599 602 $78k $306k 100%
32548 Fort Walton Beach 23,774 1,968 $65k $321k 100%
32541 Destin 18,855 1,527 $95k $598k 100%
32569 Mary Esther 12,063 2,917 $78k $326k 100%
32579 Shalimar 10,506 3,015 $105k $444k 100%
32531 Baker 7,314 32 $85k $321k 88%
32567 Laurel Hill 5,609 39 $77k $290k 66%
32580 Valparaiso 4,194 543 $92k $395k 100%
32542 Eglin Afb 3,578 43 $78k – 100%
32544 Hurlburt Field 2,256 274 $48k – 100%

Partly in Okaloosa County

Residential ZIP codes mainly in another county that reach at least 1% into Okaloosa County, by their share here
In this county
32564 Holt 2,676 26 $60k $163k 50%

Download the 18 ZIP codes as CSV

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates; county shares by land area (Census 2020 ZCTA-county relationship file).

Which ZIP codes cross the county line?

5 ZIP codes of Okaloosa County extend into another county. A ZIP code follows mail routes, not county borders.

Share of each ZIP code's land in Okaloosa County and in the neighboring counties
ZIPIn OkaloosaElsewhere
3257897%Walton County 3%
3253989%Walton County 11%
3253188%Santa Rosa County 12%
3256766%Walton County 34%
3256450%Santa Rosa County 50%

Source: U.S. Census Bureau, 2020 ZCTA-county relationship file (shares of land area).

PO Box and single-organization ZIP codes

ZIP codes in Okaloosa County without a residential area (GeoNames postal codes)
ZIPPostal name
32537Milligan
32540Destin
32549Fort Walton Beach
32588Niceville

Source: GeoNames postal codes (CC BY 4.0).

Which first three digits do Okaloosa County's ZIP codes use?

The first three digits of a ZIP code name the sectional center, the mail processing plant that sorts it. Every ZIP code of Okaloosa County starts with 325.

Three-digit prefixes of Okaloosa County's ZIP codes, the sectional center for each (USPS labeling list L005, effective October 1, 2026) and how many of the prefix's codes are Okaloosa County's
PrefixSectional centerHereAll codes
325 Pensacola, FL (SCF 325) 18 58

Source: U.S. Postal Service, labeling list L005 (3-digit ZIP Code prefix groups, SCF sortation), effective October 1, 2026.