Residential delivery area · Florida
ZIP Code 32539: Crestview, FL
ZIP code 32539 uses the postal name Crestview, Florida and lies mostly in Okaloosa County (89% of its land) with the rest in Walton County (Census 2020 ZIP-county file). About 33,000 people live there (Census Bureau, ACS 2020-2024), the more populous of Crestview's 2 residential ZIP codes. Median household income is $74,369 (Census Bureau, ACS 2020-2024). Its land lies mostly outside any Census place; 4% is in small places.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Crestview · 2 residential ZIPs
- County
- Okaloosa County (89%); Walton County (11%)
- Metro area
- Crestview-Fort Walton Beach-Destin, FL
- House district
- FL-1 119th Congress
- State
- Florida
- Time zone
- Central
- Land area
- 127.9 sq mi · 260 people per sq mi
Where is ZIP code 32539?
32539 centers on 30.779°, -86.477° and covers 127.9 square miles of land plus 1.7 of water. It borders 5 ZIP codes: 32536, 32567, 32433, 32542, 32435.
The map draws ZIP code areas only. For the streets inside 32539, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 32539 compare with the rest of Crestview?
| Measure | 32539 | In Crestview | In Okaloosa County | In FL |
|---|---|---|---|---|
| People (ACS 2020-2024) | 33,290 | 1st of 2 | 3rd of 14 | 250th of 1,013 |
| Median household income | $74k | 2nd of 2 | 10th of 12 | 398th of 819 |
| Median home value | $286k | 2nd of 2 | 11th of 11 | 563rd of 833 |
Its median household income is higher than in 54% of U.S. residential ZIP codes, and it is denser than 65% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 32539?
The 2020 Census counted 31,749 people in 32539; the ACS, which samples households over 2020-2024, estimates 33,290. Between the 2010 and 2020 censuses its population grew 26.6% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 33,290
- 2020 Census count
- 31,749+26.6% since 2010 (25,079)
- Households
- 11,835
- Median age
- 35.7
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 32539?
Of the 33,290 people the ACS estimates in 32539, 24.2% are under 18 and 15.9% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (73.1%), then Black (not Hispanic) (12.3%).
- Under 1824.2%
- 18 to 6459.9%
- 65 and older15.9%
- White, not Hispanic73.1%
- Black, not Hispanic12.3%
- Other or two or more7.5%
- Hispanic or Latino5.5%
- Asian, not Hispanic1.6%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 32539 earn?
Median household income is $74,369 (ACS 2020-2024), the 10th highest of the 12 ranked ZIP codes in Okaloosa County. It is not measurably different from 2015-2019 ($73,266 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $74,369
- Income per person
- $35,829
- Below the poverty line
- 7.0%
- Unemployed (of the labor force)
- 3.6%
- Adults 25+ with a bachelor's degree
- 25.2%
- Adjusted gross income per tax return, 2022
- $60,60614,640 returns; wages 75% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 32539?
FHFA's house price index for 32539, built from repeat sales and appraisals of the same homes, rose 113% from 2015 to 2025 and rose 48% from 2020 to 2025, and moved −0.3% in 2025.
- Median home value (owners' estimate)
- $286,200
- Median gross rent
- $1,391
- Homes owned by their occupants
- 78.3%
- Housing units
- 12,813
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 32539?
311 business establishments had a location in this ZIP code in 2023, 67 more than in 2018; the most are in construction (ZIP Code Business Patterns).
- Construction62
- Health care and social assistance60
- Other services (except public administration)34
- Professional, scientific, and technical services32
- Administrative and support and waste management and remediation services26
- Retail trade23
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 32539?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 32536 | Crestview | 25,599 | $78k | 7.4 mi |
| 32567 | Laurel Hill | 5,609 | $77k | 10.2 mi |
| 32433 | Defuniak Springs | 19,746 | $52k | 17.1 mi |
| 32542 | Eglin Afb | 3,578 | $78k | 19.1 mi |
| 32435 | Defuniak Springs | 6,664 | $65k | 22.5 mi |
| 32531 | Baker | 7,314 | $85k | 15.2 mi (near) |
| 36455 | Lockhart, AL | 343 | $32k | 17.7 mi (near) |
| 32564 | Holt | 2,676 | $60k | 18.4 mi (near) |
| 32578 | Niceville | 34,738 | $109k | 18.8 mi (near) |
| 32580 | Valparaiso | 4,194 | $92k | 19.0 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.