Defuniak Springs, FL · standard

ZIP Code 32433

Walton County, Florida — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

Reviewed by PlainZIP Editorial Team, ZIP Code Data Editors · June 13, 2026

16,025
24/sq mi: $52,199
Median income: $165,000
Median home value: 13.7%
Bachelor's or higher

The verdict

Defuniak Springs pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.

17th pct
household income, US ZIPs: 32th pct
home value, US ZIPs: 24
people per sq mi: 75%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 32433 against every reporting US ZIP.

ZIP code 32433 is classified by USPS as a standard delivery area and covers roughly 670.5 square miles in Defuniak Springs, Walton County, Florida. The area is home to 16,025 residents, producing a population density of 24 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 32433 against Florida and the nation.

On the economic side, the median household income for ZIP 32433 sits at $52,199 (32% below the Florida average), while per-capita income is $24,725. The poverty rate stands at 23.9% and the unemployment rate at 8.4%. On housing, the median home value is $165,000 (56% below the state average) with median rent at $1,064 per month, and 74.6% of occupied units are owner-occupied, a direct signal of whether 32433 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 13.7% of adults hold a bachelor's degree or higher, the median age is 37.3, and the average commute is 31 minutes. Use the benchmarks above to see where 32433 sits relative to Florida and the national baseline rather than viewing the numbers in isolation. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 32433

Construction

73
Retail trade

44
Other services (except public administration)

29
Health care and social assistance

18
Professional, scientific, and technical services

16

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 32433, Defuniak Springs, FL · 2023 Accessed 2026-06-13 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

16,025

Population

670.5

Area (sq mi)

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard

Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.

View Scorecard →

Who lives in ZIP 32433?

37.3

Median Age

54.8%

Male

45.2%

Female

5.3%

Foreign-Born

White 77.3%

African American 10.7%

Asian 0.3%

American Indian or Alaska Native 1.2%

Native Hawaiian or Pacific Islander 0.1%

Two or More Ethnicities 6.6%

Hispanic or Latino 8.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$52,199

Median Household Income

-32% vs state

$24,725

Per Capita Income

23.9%

Poverty Rate

8.4%

Unemployment Rate

31.2 min

Mean Commute Time

How ZIP 32433 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$52,199 17th percentile higher than 17% of 30,318 US ZIPs

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 55.3%

Bachelor's Degree or Higher 13.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

8,344

Total Housing Units

7,341

Occupied Units

1,003

Vacant Units

2.53

Avg Household Size

Occupancy Type

Owner 74.6%

Renter 25.4%

$165,000

Median Home Value

-56% vs state

$1,064

Median Rent

1994

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+0.4%

YoY Change (2024)

354

HPI Index (2000 = 100)

+254%

Total Change Since 2000

Home values in ZIP 32433 have increased 0.4% over the past year (2024). Since 2000, this ZIP has seen +254% cumulative appreciation.

Year	Annual Change	HPI Index
2020	+11.8%	221
2021	+16.9%	259
2022	+20.5%	312
2023	+13.1%	352
2024	+0.4%	354

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 257 business establishments in ZIP 32433, employing approximately 1,636 people with a combined annual payroll of $71,340,000.

257

Businesses

1,636

Employees

$71.3M

Annual Payroll

Industry Sectors

Industry	Establishments	% of Total
Construction	73	28.4%
Retail trade	44	17.1%
Other services (except public administration)	29	11.3%
Health care and social assistance	18	7.0%
Professional, scientific, and technical services	16	6.2%
Administrative and support and waste management and remediation services	15	5.8%
Finance and insurance	12	4.7%
Accommodation and food services	11	4.3%
Real estate and rental and leasing	10	3.9%
Transportation and warehousing	9	3.5%
Wholesale trade	5	1.9%
Manufacturing	4	1.6%
Agriculture, forestry, fishing and hunting	3	1.2%
Utilities	3	1.2%
Information	3	1.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

More ZIP Codes in Walton County

Walton County Defuniak Springs, FL Florida

Frequently Asked Questions

What county is ZIP code 32433 in? ▼

ZIP code 32433 (Defuniak Springs) is located in Walton County, Florida. Walton County contains multiple ZIP codes, see the full list at /counties/walton-fl.

What is the population of ZIP code 32433? ▼

ZIP code 32433 in Defuniak Springs, FL has a population of 16,025 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 32433? ▼

The median household income in ZIP 32433 is $52,199, which is 32% below the national average of $76,288.

What is the average home value in ZIP 32433? ▼

The median home value in ZIP 32433 is $165,000, which is 41% below the national average of $278,155.

What is the demographic makeup of ZIP 32433? ▼

The largest racial group in ZIP 32433 is White at 77.3%. Hispanic or Latino residents make up 8.4% of the population.

How many businesses are in ZIP code 32433? ▼

ZIP code 32433 has 257 business establishments employing approximately 1,636 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 32433? ▼

The top industries by establishment count in ZIP 32433 are: Construction (73), Retail trade (44), Other services (except public administration) (29). There are 15 industry sectors represented in total.

How have home values changed in ZIP code 32433? ▼

According to the FHFA House Price Index, home values in ZIP 32433 increased by 0.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 254%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 32433? ▼

In ZIP code 32433, 55.3% of residents aged 25+ have a high school diploma or higher, and 13.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What is the average commute time in ZIP 32433? ▼

The mean commute time for workers in ZIP code 32433 is 31.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.

What percentage of residents own vs. rent in ZIP 32433? ▼

In ZIP code 32433, approximately 74.6% of occupied housing units are owner-occupied and 25.4% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 32433? ▼

The poverty rate in ZIP code 32433 is 23.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.