Defuniak Springs, FL · standard
ZIP Code 32435
Walton County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 6,651
- 20/sq mi Moderate-density area
- $65,313
- Median income Near-median income area
- $224,800
- Median home value Near-median home value
- 28.8%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Defuniak Springs pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.
- 39th pct
- household income, US ZIPs
- Top 49%
- home value, US ZIPs
- 20
- people per sq mi
- 77%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 32435 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 32435 (Defuniak Springs, FL) rose +20.5% from 2023 to 2024.
ZIP code 32435 is a mid-sized community (a standard USPS delivery area) in Defuniak Springs, Walton County, Florida, home to 6,651 residents across 334.2 square miles, a density of 20 people per square mile, in the Chicago time zone.
ZIP 32435 reports a modest median household income of $65,313 (15% below the average Florida ZIP), while per-capita income is $37,115. The poverty rate is 15.3%, with unemployment at 7.6%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $224,800 (40% below the average Florida ZIP), and median rent is $946; owner occupancy is 77.0%.
Educational attainment sits below the national norm: 28.8% of adults hold a bachelor's degree or higher, the median age is 33.8, and the average commute is 32 minutes. No nearby ZIP peer set is available for this delivery area, so the Florida and national benchmarks above are the appropriate context for 32435.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 32435
Top 5 sectors by establishment count in Defuniak Springs, FL
Which industries have the most business establishments in ZIP 32435.
- Construction
Construction
32 establishments
- Accommodation and food services
Accommodation and food services
29 establishments
- Retail trade
Retail trade
26 establishments
- Health care and social assistance
Health care and social assistance
24 establishments
- Other services (except public administration)
Other services (except public administration)
24 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 32435, Defuniak Springs, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
6,651
Population
334.2
Area (sq mi)
20
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 32435?
33.8
Median Age
44.2%
Male
55.8%
Female
3.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$65,313
Median Household Income
-15% vs state ZIP avg
$37,115
Per Capita Income
15.3%
Poverty Rate
7.6%
Unemployment Rate
32.0 min
Mean Commute Time
How ZIP 32435 ranks among Florida ZIPs
Defuniak Springs, FL household income vs. every Florida ZIP code
Median household income among 946 reporting Florida ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$65,313 37th percentile higher than 37% of 946 Florida ZIPs
Each bar is a $20K-wide band; taller bars hold more Florida ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
3,035housing units
3,035
Total Housing Units
2,650
Occupied Units
385
Vacant Units
2.44
Avg Household Size
Occupancy Type
$224,800
Median Home Value
-40% vs state ZIP avg
$946
Median Rent
1987
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 206 business establishments in ZIP 32435, employing approximately 2,310 people with a combined annual payroll of $81,569,000.
206
Businesses
2,310
Employees
$81.6M
Annual Payroll
13
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 32 | 15.5% |
| Accommodation and food services | 29 | 14.1% |
| Retail trade | 26 | 12.6% |
| Health care and social assistance | 24 | 11.7% |
| Other services (except public administration) | 24 | 11.7% |
| Finance and insurance | 15 | 7.3% |
| Administrative and support and waste management and remediation services | 12 | 5.8% |
| Professional, scientific, and technical services | 11 | 5.3% |
| Real estate and rental and leasing | 10 | 4.8% |
| Wholesale trade | 5 | 2.4% |
| Information | 4 | 1.9% |
| Manufacturing | 3 | 1.5% |
| Transportation and warehousing | 3 | 1.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 32435, both outside FL so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (6,651 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Walton County
Related Areas
Frequently Asked Questions
What county is ZIP code 32435 in?
ZIP code 32435 (Defuniak Springs) is located in Walton County, Florida. Walton County contains multiple ZIP codes, see the full list at /counties/walton-fl.
What is the population of ZIP code 32435?
ZIP code 32435 in Defuniak Springs, FL has a population of 6,651 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 32435?
The median household income in ZIP 32435 is $65,313, which is 14% below the national average of $76,288.
What is the average home value in ZIP 32435?
The median home value in ZIP 32435 is $224,800, which is 19% below the national average of $278,155.
What is the demographic makeup of ZIP 32435?
The largest racial group in ZIP 32435 is White at 77.4%. Hispanic or Latino residents make up 6.6% of the population.
How many businesses are in ZIP code 32435?
ZIP code 32435 has 206 business establishments employing approximately 2,310 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 32435?
The top industries by establishment count in ZIP 32435 are: Construction (32), Accommodation and food services (29), Retail trade (26). There are 13 industry sectors represented in total.
What is the education level in ZIP code 32435?
In ZIP code 32435, 57.4% of residents aged 25+ have a high school diploma or higher, and 28.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 32435?
The mean commute time for workers in ZIP code 32435 is 32.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 32435?
In ZIP code 32435, approximately 77.0% of occupied housing units are owner-occupied and 23.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 32435?
The poverty rate in ZIP code 32435 is 15.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 32435's numbers, next.
- See how ZIP 32435 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Defuniak Springs, FL ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.