Defuniak Springs, FL · standard
ZIP Code 32435
Walton County, Florida — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 6,651
- 20/sq mi
- $65,313
- Median income
- $224,800
- Median home value
- 28.8%
- Bachelor's or higher
The verdict
Defuniak Springs pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.
- 39th pct
- household income, US ZIPs
- Top 49%
- home value, US ZIPs
- 20
- people per sq mi
- 77%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 32435 against every reporting US ZIP.
ZIP code 32435 is classified by USPS as a standard delivery area and covers roughly 334.2 square miles in Defuniak Springs, Walton County, Florida. The area is home to 6,651 residents, producing a population density of 20 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 32435 against Florida and the nation.
On the economic side, the median household income for ZIP 32435 sits at $65,313 (15% below the Florida average), while per-capita income is $37,115. The poverty rate stands at 15.3% and the unemployment rate at 7.6%. On housing, the median home value is $224,800 (40% below the state average) with median rent at $946 per month, and 77.0% of occupied units are owner-occupied, a direct signal of whether 32435 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 28.8% of adults hold a bachelor's degree or higher, the median age is 33.8, and the average commute is 32 minutes. Use the benchmarks above to see where 32435 sits relative to Florida and the national baseline rather than viewing the numbers in isolation. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 32435
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 32435.
- Construction
Construction
32 establishments
- Accommodation and food services
Accommodation and food services
29 establishments
- Retail trade
Retail trade
26 establishments
- Health care and social assistance
Health care and social assistance
24 establishments
- Other services (except public administration)
Other services (except public administration)
24 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 32435, Defuniak Springs, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
6,651
Population
334.2
Area (sq mi)
20
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 32435?
33.8
Median Age
44.2%
Male
55.8%
Female
3.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$65,313
Median Household Income
-15% vs state
$37,115
Per Capita Income
15.3%
Poverty Rate
7.6%
Unemployment Rate
32.0 min
Mean Commute Time
How ZIP 32435 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$65,313 39th percentile higher than 39% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
3,035
Total Housing Units
2,650
Occupied Units
385
Vacant Units
2.44
Avg Household Size
Occupancy Type
$224,800
Median Home Value
-40% vs state
$946
Median Rent
1987
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 206 business establishments in ZIP 32435, employing approximately 2,310 people with a combined annual payroll of $81,569,000.
206
Businesses
2,310
Employees
$81.6M
Annual Payroll
13
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 32 | 15.5% |
| Accommodation and food services | 29 | 14.1% |
| Retail trade | 26 | 12.6% |
| Health care and social assistance | 24 | 11.7% |
| Other services (except public administration) | 24 | 11.7% |
| Finance and insurance | 15 | 7.3% |
| Administrative and support and waste management and remediation services | 12 | 5.8% |
| Professional, scientific, and technical services | 11 | 5.3% |
| Real estate and rental and leasing | 10 | 4.8% |
| Wholesale trade | 5 | 2.4% |
| Information | 4 | 1.9% |
| Manufacturing | 3 | 1.5% |
| Transportation and warehousing | 3 | 1.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
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Frequently Asked Questions
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ZIP Code Research Guides
Official Data Resources for Defuniak Springs, FL
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.