Freeport, FL · standard

ZIP Code 32439

Walton County, Florida — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

Reviewed by PlainZIP Editorial Team, ZIP Code Data Editors · June 13, 2026

7,715
29/sq mi: $83,227
Median income: $385,300
Median home value: 30.8%
Bachelor's or higher

The verdict

Freeport pairs an above-median household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 34%
household income, US ZIPs: Top 22%
home value, US ZIPs: 29
people per sq mi: 80%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 32439 against every reporting US ZIP.

ZIP code 32439 is classified by USPS as a standard delivery area and covers roughly 266.0 square miles in Freeport, Walton County, Florida. The area is home to 7,715 residents, producing a population density of 29 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 32439 against Florida and the nation.

On the economic side, the median household income for ZIP 32439 sits at $83,227 (8% above the Florida average), while per-capita income is $38,986. The poverty rate stands at 8.0% and the unemployment rate at 2.0%. On housing, the median home value is $385,300 (3% above the state average) with median rent at $1,742 per month, and 80.1% of occupied units are owner-occupied, a direct signal of whether 32439 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 30.8% of adults hold a bachelor's degree or higher, the median age is 39.2, and the average commute is 34 minutes. We also surface 1 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Walton County, so you can benchmark 32439 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 32439

Construction

109
Real estate and rental and leasing

45
Professional, scientific, and technical services

40
Retail trade

35
Administrative and support and waste management and remediation services

30

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 32439, Freeport, FL · 2023 Accessed 2026-06-13 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

7,715

Population

266.0

Area (sq mi)

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard

Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.

View Scorecard →

Who lives in ZIP 32439?

39.2

Median Age

52.0%

Male

48.0%

Female

9.1%

Foreign-Born

White 80.5%

African American 1.1%

Asian 0.4%

American Indian or Alaska Native 4.5%

Native Hawaiian or Pacific Islander 0.0%

Two or More Ethnicities 9.1%

Hispanic or Latino 17.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$83,227

Median Household Income

+8% vs state

$38,986

Per Capita Income

8.0%

Poverty Rate

2.0%

Unemployment Rate

34.0 min

Mean Commute Time

How ZIP 32439 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$83,227 Top 34% higher than 66% of 30,318 US ZIPs

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 54.4%

Bachelor's Degree or Higher 30.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

6,749

Total Housing Units

5,991

Occupied Units

758

Vacant Units

2.56

Avg Household Size

Occupancy Type

Owner 80.1%

Renter 19.9%

$385,300

Median Home Value

+3% vs state

$1,742

Median Rent

2006

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+2.3%

YoY Change (2024)

347

HPI Index (2000 = 100)

+247%

Total Change Since 2000

Home values in ZIP 32439 have increased 2.3% over the past year (2024). Since 2000, this ZIP has seen +247% cumulative appreciation.

Year	Annual Change	HPI Index
2020	+6.0%	225
2021	+22.7%	275
2022	+18.2%	326
2023	+4.2%	339
2024	+2.3%	347

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 397 business establishments in ZIP 32439, employing approximately 2,841 people with a combined annual payroll of $143,239,000.

397

Businesses

2,841

Employees

$143.2M

Annual Payroll

Industry Sectors

Industry	Establishments	% of Total
Construction	109	27.5%
Real estate and rental and leasing	45	11.3%
Professional, scientific, and technical services	40	10.1%
Retail trade	35	8.8%
Administrative and support and waste management and remediation services	30	7.6%
Accommodation and food services	26	6.5%
Other services (except public administration)	24	6.0%
Health care and social assistance	19	4.8%
Wholesale trade	17	4.3%
Finance and insurance	16	4.0%
Transportation and warehousing	12	3.0%
Manufacturing	9	2.3%
Arts, entertainment, and recreation	6	1.5%
Information	3	0.8%
Educational services	3	0.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 32439 vs 32459 →

ZIP Code	City	Population	Distance
32459	Santa Rosa Beach, FL	11,457	9.1 mi

More ZIP Codes in Walton County

Walton County Freeport, FL Florida

Frequently Asked Questions

What county is ZIP code 32439 in? ▼

ZIP code 32439 (Freeport) is located in Walton County, Florida. Walton County contains multiple ZIP codes, see the full list at /counties/walton-fl.

What is the population of ZIP code 32439? ▼

ZIP code 32439 in Freeport, FL has a population of 7,715 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 32439? ▼

The median household income in ZIP 32439 is $83,227, which is 9% above the national average of $76,288.

What is the average home value in ZIP 32439? ▼

The median home value in ZIP 32439 is $385,300, which is 39% above the national average of $278,155.

What is the demographic makeup of ZIP 32439? ▼

The largest racial group in ZIP 32439 is White at 80.5%. Hispanic or Latino residents make up 17.1% of the population.

How many businesses are in ZIP code 32439? ▼

ZIP code 32439 has 397 business establishments employing approximately 2,841 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 32439? ▼

The top industries by establishment count in ZIP 32439 are: Construction (109), Real estate and rental and leasing (45), Professional, scientific, and technical services (40). There are 15 industry sectors represented in total.

How have home values changed in ZIP code 32439? ▼

According to the FHFA House Price Index, home values in ZIP 32439 increased by 2.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 247%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 32439? ▼

In ZIP code 32439, 54.4% of residents aged 25+ have a high school diploma or higher, and 30.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What is the average commute time in ZIP 32439? ▼

The mean commute time for workers in ZIP code 32439 is 34.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.

What percentage of residents own vs. rent in ZIP 32439? ▼

In ZIP code 32439, approximately 80.1% of occupied housing units are owner-occupied and 19.9% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 32439? ▼

The poverty rate in ZIP code 32439 is 8.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.