Residential delivery area · Florida
ZIP Code 32578: Niceville, FL
ZIP code 32578 is in Niceville, Florida, mostly in Okaloosa County (97% of its land) with the rest in Walton County (Census 2020 ZIP-county file). About 35,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $108,972 (Census Bureau, ACS 2020-2024). By Census place, 56% of its land lies in Niceville; 44% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Niceville · its only residential ZIP
- County
- Okaloosa County (97%); Walton County (3%)
- Census places
- Niceville
- Neighborhood
- Dana Point GeoNames
- Metro area
- Crestview-Fort Walton Beach-Destin, FL
- House district
- FL-1 119th Congress
- State
- Florida
- Time zone
- Central
- Land area
- 23.4 sq mi · 1,486 people per sq mi
- PO Box ZIPs
- 32588 also use the name Niceville
Where is ZIP code 32578?
32578 centers on 30.508°, -86.448° and covers 23.4 square miles of land plus 4.2 of water. It borders 3 ZIP codes: 32580, 32542, 32439.
The map draws ZIP code areas only. For the streets inside 32578, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0); neighborhoods from the GeoNames gazetteer (CC BY 4.0), placed in this ZIP code by PlainZIP.
How does 32578 compare with the rest of Okaloosa County?
| Measure | 32578 | In Okaloosa County | In FL |
|---|---|---|---|
| People (ACS 2020-2024) | 34,738 | 2nd of 14 | 219th of 1,013 |
| Median household income | $109k | 1st of 12 | 98th of 819 |
| Median home value | $448k | 2nd of 11 | 212th of 833 |
Its median household income is higher than in 86% of U.S. residential ZIP codes, and it is denser than 82% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 32578?
The 2020 Census counted 35,075 people in 32578; the ACS, which samples households over 2020-2024, estimates 34,738. Between the 2010 and 2020 censuses its population grew 16.5% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 34,738
- 2020 Census count
- 35,075+16.5% since 2010 (30,108)
- Households
- 13,668
- Median age
- 43.1
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 32578?
Of the 34,738 people the ACS estimates in 32578, 22.1% are under 18 and 20.4% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (78.3%).
- Under 1822.1%
- 18 to 6457.4%
- 65 and older20.4%
- White, not Hispanic78.3%
- Hispanic or Latino6.9%
- Other or two or more6.9%
- Asian, not Hispanic4.3%
- Black, not Hispanic3.5%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 32578 earn?
Median household income is $108,972 (ACS 2020-2024), the highest of the 12 ranked ZIP codes in Okaloosa County. It is not measurably different from 2015-2019 ($104,904 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $108,972
- Income per person
- $53,107
- Below the poverty line
- 8.1%
- Unemployed (of the labor force)
- 3.8%
- Adults 25+ with a bachelor's degree
- 45.5%
- Adjusted gross income per tax return, 2022
- $108,15717,050 returns; wages 57% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 32578?
FHFA's house price index for 32578, built from repeat sales and appraisals of the same homes, rose 92% from 2015 to 2025 and rose 42% from 2020 to 2025, and moved −2.5% in 2025.
- Median home value (owners' estimate)
- $447,700
- Median gross rent
- $1,863
- Homes owned by their occupants
- 78.9%
- Housing units
- 14,956
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 32578?
811 business establishments had a location in this ZIP code in 2023, 55 more than in 2018; the most are in health care and social assistance (ZIP Code Business Patterns).
- Health care and social assistance145
- Professional, scientific, and technical services107
- Retail trade87
- Real estate and rental and leasing79
- Accommodation and food services79
- Construction78
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 32578?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 32580 | Valparaiso | 4,194 | $92k | 3.9 mi |
| 32542 | Eglin Afb | 3,578 | $78k | 5.6 mi |
| 32439 | Freeport | 15,328 | $83k | 19.0 mi |
| 32541 | Destin | 18,855 | $95k | 8.0 mi (near) |
| 32579 | Shalimar | 10,506 | $105k | 8.6 mi (near) |
| 32548 | Fort Walton Beach | 23,774 | $65k | 10.6 mi (near) |
| 32550 | Miramar Beach | 8,486 | $101k | 10.7 mi (near) |
| 32547 | Fort Walton Beach | 35,527 | $71k | 12.5 mi (near) |
| 32544 | Hurlburt Field | 2,256 | $48k | 17.1 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.
Which other ZIP codes use the name Niceville?
1 more ZIP code carries the postal name Niceville, FL without a residential delivery area: PO boxes at the post office, or a single organization with its own ZIP code. The Census Bureau publishes no figures for it.
| ZIP | County |
|---|---|
| 32588 | Okaloosa County |
Source: GeoNames postal codes (CC BY 4.0), downloaded 2026-10-09; a ZIP code with no Census ZCTA has no residential delivery area.