Residential delivery area · Florida
ZIP Code 32550: Miramar Beach, FL
ZIP code 32550 is in Miramar Beach, Florida, entirely in Walton County (Census 2020 ZIP-county file). About 8,500 people live there (Census Bureau, ACS 2020-2024). Median household income is $101,250 (Census Bureau, ACS 2020-2024).
- ACS2020-24
- Census2020
- FHFA2023
- ZBP2023
- IRS2022
- Town
- Miramar Beach · its only residential ZIP
- County
- Walton County
- Census places
- Miramar Beach census-designated place
- Metro area
- Crestview-Fort Walton Beach-Destin, FL
- House district
- FL-1 119th Congress
- State
- Florida
- Time zone
- Central
- Land area
- 7.0 sq mi · 1,214 people per sq mi
Where is ZIP code 32550?
32550 centers on 30.381°, -86.346° and covers 7.0 square miles of land plus 2.0 of water. It borders 2 ZIP codes: 32541, 32459.
The map draws ZIP code areas only. For the streets inside 32550, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 32550 compare with the rest of Walton County?
| Measure | 32550 | In Walton County | In FL |
|---|---|---|---|
| People (ACS 2020-2024) | 8,486 | 6th of 12 | 730th of 1,013 |
| Median household income | $101k | not ranked | not ranked |
| Median home value | $742k | 2nd of 9 | 43rd of 833 |
32550's median household income is not ranked: its 90% margin of error (±$26,049) is more than a quarter of the figure ($101,250). Rankings use ZIP codes of 1,000 or more people living in households, with margins at most 25% of the figure.
It is denser than 80% of U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 32550?
The 2020 Census counted 7,828 people in 32550; the ACS, which samples households over 2020-2024, estimates 8,486. Between the 2010 and 2020 censuses its population grew 33.4% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 8,486±994 (90% margin)
- 2020 Census count
- 7,828+33.4% since 2010 (5,867)
- Households
- 4,298
- Median age
- 60.4
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 32550?
Of the 8,486 people the ACS estimates in 32550, 9.3% are under 18 and 40.1% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (94.1%).
- Under 189.3%
- 18 to 6450.7%
- 65 and older40.1%
- White, not Hispanic94.1%
- Hispanic or Latino3.4%
- Other or two or more1.5%
- Black, not Hispanic0.6%
- Asian, not Hispanic0.3%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 32550 earn?
Median household income is $101,250 (ACS 2020-2024). It is not measurably different from 2015-2019 ($85,165 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $101,250±$26,049
- Income per person
- $86,845
- Below the poverty line
- 4.8%
- Unemployed (of the labor force)
- 1.8%
- Adults 25+ with a bachelor's degree
- 52.2%
- Adjusted gross income per tax return, 2022
- $298,0654,290 returns; wages 27% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 32550?
- Median home value (owners' estimate)
- $741,600
- Median gross rent
- $2,270
- Homes owned by their occupants
- 81.8%
- Housing units
- 15,531
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 32550?
738 business establishments had a location in this ZIP code in 2023, 157 more than in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade171
- Real estate and rental and leasing122
- Accommodation and food services112
- Professional, scientific, and technical services58
- Construction54
- Health care and social assistance46
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 32550?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 32541 | Destin | 18,855 | $95k | 8.0 mi |
| 32459 | Santa Rosa Beach | 23,522 | $108k | 9.7 mi |
| 32578 | Niceville | 34,738 | $109k | 10.7 mi (near) |
| 32580 | Valparaiso | 4,194 | $92k | 13.3 mi (near) |
| 32579 | Shalimar | 10,506 | $105k | 14.3 mi (near) |
| 32439 | Freeport | 15,328 | $83k | 14.6 mi (near) |
| 32542 | Eglin Afb | 3,578 | $78k | 14.6 mi (near) |
| 32548 | Fort Walton Beach | 23,774 | $65k | 14.7 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.