Santa Rosa Beach, FL · standard

ZIP Code 32459

Walton County, Florida — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

Reviewed by PlainZIP Editorial Team, ZIP Code Data Editors · June 13, 2026

11,457
81/sq mi: $107,821
Median income: $684,700
Median home value: 48.5%
Bachelor's or higher

The verdict

Santa Rosa Beach pairs an upper-quartile household income with top-decile home values, in a rural, homeowner-dominated area.

Top 14%
household income, US ZIPs: Top 7%
home value, US ZIPs: 81
people per sq mi: 78%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 32459 against every reporting US ZIP.

ZIP code 32459 is classified by USPS as a standard delivery area and covers roughly 141.8 square miles in Santa Rosa Beach, Walton County, Florida. The area is home to 11,457 residents, producing a population density of 81 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 32459 against Florida and the nation.

On the economic side, the median household income for ZIP 32459 sits at $107,821 (40% above the Florida average), while per-capita income is $75,515. The poverty rate stands at 8.0% and the unemployment rate at 4.4%. On housing, the median home value is $684,700 (83% above the state average) with median rent at $2,207 per month, and 78.1% of occupied units are owner-occupied, a direct signal of whether 32459 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 48.5% of adults hold a bachelor's degree or higher, the median age is 46.5, and the average commute is 26 minutes. We also surface 1 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Walton County, so you can benchmark 32459 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 32459

Real estate and rental and leasing

278
Professional, scientific, and technical services

203
Construction

176
Retail trade

150
Accommodation and food services

105

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 32459, Santa Rosa Beach, FL · 2023 Accessed 2026-06-13 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

11,457

Population

141.8

Area (sq mi)

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard

Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.

View Scorecard →

Who lives in ZIP 32459?

46.5

Median Age

49.8%

Male

50.2%

Female

9.8%

Foreign-Born

White 86.6%

African American 0.7%

Asian 3.0%

American Indian or Alaska Native 0.0%

Native Hawaiian or Pacific Islander 0.0%

Two or More Ethnicities 6.1%

Hispanic or Latino 8.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$107,821

Median Household Income

+40% vs state

$75,515

Per Capita Income

8.0%

Poverty Rate

4.4%

Unemployment Rate

26.4 min

Mean Commute Time

How ZIP 32459 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$107,821 Top 14% higher than 86% of 30,318 US ZIPs

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 67.3%

Bachelor's Degree or Higher 48.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

18,907

Total Housing Units

10,079

Occupied Units

8,828

Vacant Units

2.32

Avg Household Size

Occupancy Type

Owner 78.1%

Renter 21.9%

$684,700

Median Home Value

+83% vs state

$2,207

Median Rent

2006

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-1.2%

YoY Change (2024)

375

HPI Index (2000 = 100)

+275%

Total Change Since 2000

Home values in ZIP 32459 have decreased 1.2% over the past year (2024). Since 2000, this ZIP has seen +275% cumulative appreciation.

Year	Annual Change	HPI Index
2020	+6.1%	241
2021	+20.3%	289
2022	+27.7%	369
2023	+2.7%	379
2024	-1.2%	375

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,343 business establishments in ZIP 32459, employing approximately 8,021 people with a combined annual payroll of $431,264,000.

1,343

Businesses

8,021

Employees

$431.3M

Annual Payroll

Industry Sectors

Industry	Establishments	% of Total
Real estate and rental and leasing	278	20.7%
Professional, scientific, and technical services	203	15.1%
Construction	176	13.1%
Retail trade	150	11.2%
Accommodation and food services	105	7.8%
Administrative and support and waste management and remediation services	98	7.3%
Other services (except public administration)	83	6.2%
Health care and social assistance	69	5.1%
Finance and insurance	52	3.9%
Wholesale trade	32	2.4%
Information	22	1.6%
Arts, entertainment, and recreation	22	1.6%
Manufacturing	21	1.6%
Transportation and warehousing	15	1.1%
Educational services	10	0.7%
Agriculture, forestry, fishing and hunting	3	0.2%
Utilities	3	0.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 32459 vs 32439 →

ZIP Code	City	Population	Distance
32439	Freeport, FL	7,715	9.1 mi

More ZIP Codes in Walton County

Walton County Santa Rosa Beach, FL Florida

Frequently Asked Questions

What county is ZIP code 32459 in? ▼

ZIP code 32459 (Santa Rosa Beach) is located in Walton County, Florida. Walton County contains multiple ZIP codes, see the full list at /counties/walton-fl.

What is the population of ZIP code 32459? ▼

ZIP code 32459 in Santa Rosa Beach, FL has a population of 11,457 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 32459? ▼

The median household income in ZIP 32459 is $107,821, which is 41% above the national average of $76,288.

What is the average home value in ZIP 32459? ▼

The median home value in ZIP 32459 is $684,700, which is 146% above the national average of $278,155.

What is the demographic makeup of ZIP 32459? ▼

The largest racial group in ZIP 32459 is White at 86.6%. Hispanic or Latino residents make up 8.0% of the population.

How many businesses are in ZIP code 32459? ▼

ZIP code 32459 has 1,343 business establishments employing approximately 8,021 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 32459? ▼

The top industries by establishment count in ZIP 32459 are: Real estate and rental and leasing (278), Professional, scientific, and technical services (203), Construction (176). There are 17 industry sectors represented in total.

How have home values changed in ZIP code 32459? ▼

According to the FHFA House Price Index, home values in ZIP 32459 decreased by 1.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 275%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 32459? ▼

In ZIP code 32459, 67.3% of residents aged 25+ have a high school diploma or higher, and 48.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What is the average commute time in ZIP 32459? ▼

The mean commute time for workers in ZIP code 32459 is 26.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.

What percentage of residents own vs. rent in ZIP 32459? ▼

In ZIP code 32459, approximately 78.1% of occupied housing units are owner-occupied and 21.9% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 32459? ▼

The poverty rate in ZIP code 32459 is 8.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.