PlainZIP

Inlet Beach, FL · standard

ZIP Code 32461

Walton County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

13
8/sq mi
$145,706
Median income
$1,095,100
Median home value
61.1%
Bachelor's or higher

The verdict

Inlet Beach pairs a top-decile household income with top-decile home values, in a rural, homeowner-dominated area.

Top 4%
household income, US ZIPs
Top 2%
home value, US ZIPs
8
people per sq mi
86%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 32461 against every reporting US ZIP.

ZIP code 32461 is a sparsely populated ZIP (a standard USPS delivery area) in Inlet Beach, Walton County, Florida, home to just 13 residents across 1.5 square miles, a density of 8 people per square mile, in the Chicago time zone.

ZIP 32461 skews affluent, with a median household income of $145,706 (89% above the Florida average), while per-capita income is $100,376. The poverty rate stands at 5.9% and the unemployment rate at 1.8%. On housing, the median home value is $1,095,100 (192% above the state average) with median rent at $2,607 per month, and 86.2% of occupied units are owner-occupied.

This is a highly-educated ZIP: 61.1% of adults hold a bachelor's degree or higher, the median age is 58.1, and the average commute is -. A geography-based comparison follows: 2 ZIP codes within about 10 miles of 32461, plus 6 more within Walton County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 32461

Top 5 sectors by establishment count in Inlet Beach, FL

Which industries have the most business establishments in ZIP 32461.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 32461, Inlet Beach, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

13

Population

1.5

Area (sq mi)

8

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 32461?

58.1

Median Age

45.5%

Male

54.5%

Female

7.1%

Foreign-Born

White 92.2%
African American 1.0%
Asian 1.1%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.7%
Hispanic or Latino 3.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$145,706

Median Household Income

+89% vs state

$100,376

Per Capita Income

5.9%

Poverty Rate

1.8%

Unemployment Rate

How ZIP 32461 ranks nationally

Inlet Beach, FL household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$145,706 Top 4% higher than 96% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Below this entry. $140,000–$160,000: 686 US ZIPs (2%). This entry sits in this band. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 71.6%
Bachelor's Degree or Higher 61.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

6,145

Total Housing Units

1,781

Occupied Units

4,364

Vacant Units

2.11

Avg Household Size

Occupancy Type

Owner 86.2%
Renter 13.8%

$1,095,100

Median Home Value

+192% vs state

$2,607

Median Rent

2009

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 262 business establishments in ZIP 32461, employing approximately 2,011 people with a combined annual payroll of $118,367,000.

262

Businesses

2,011

Employees

$118.4M

Annual Payroll

12

Industry Sectors

Industry Establishments % of Total
Real estate and rental and leasing 45 17.2%
Retail trade 44 16.8%
Accommodation and food services 43 16.4%
Professional, scientific, and technical services 40 15.3%
Finance and insurance 22 8.4%
Health care and social assistance 16 6.1%
Other services (except public administration) 13 5.0%
Construction 10 3.8%
Wholesale trade 9 3.4%
Administrative and support and waste management and remediation services 7 2.7%
Information 5 1.9%
Arts, entertainment, and recreation 3 1.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 32461 vs 32413 →

ZIP 32461 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 32461 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 32461 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 32461 ranks the highest of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
32413 Panama City Beach, FL 13,128 7.3 mi
32437 Ebro, FL 679 12.3 mi

More ZIP Codes in Walton County

32433 standard
Defuniak Springs, FL
Pop: 16,025
32459 standard
Santa Rosa Beach, FL
Pop: 11,457
32439 standard
Freeport, FL
Pop: 7,715
32435 standard
Defuniak Springs, FL
Pop: 6,651
32550 standard
Miramar Beach, FL
Pop: 5,867
32455 standard
Ponce De Leon, FL
Pop: 4,736

Related Areas

Walton County Inlet Beach, FL Florida

Frequently Asked Questions

What county is ZIP code 32461 in? ▼
ZIP code 32461 (Inlet Beach) is located in Walton County, Florida. Walton County contains multiple ZIP codes, see the full list at /counties/walton-fl.
What is the population of ZIP code 32461? ▼
ZIP code 32461 in Inlet Beach, FL has a population of 13 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 32461? ▼
The median household income in ZIP 32461 is $145,706, which is 91% above the national average of $76,288.
What is the average home value in ZIP 32461? ▼
The median home value in ZIP 32461 is $1,095,100, which is 294% above the national average of $278,155.
What is the demographic makeup of ZIP 32461? ▼
The largest racial group in ZIP 32461 is White at 92.2%. Hispanic or Latino residents make up 3.5% of the population.
How many businesses are in ZIP code 32461? ▼
ZIP code 32461 has 262 business establishments employing approximately 2,011 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 32461? ▼
The top industries by establishment count in ZIP 32461 are: Real estate and rental and leasing (45), Retail trade (44), Accommodation and food services (43). There are 12 industry sectors represented in total.
What is the education level in ZIP code 32461? ▼
In ZIP code 32461, 71.6% of residents aged 25+ have a high school diploma or higher, and 61.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 32461? ▼
In ZIP code 32461, approximately 86.2% of occupied housing units are owner-occupied and 13.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 32461? ▼
The poverty rate in ZIP code 32461 is 5.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.