Residential delivery area · Florida
ZIP Code 32461: Inlet Beach, FL
ZIP code 32461 uses the postal name Inlet Beach, Florida and lies entirely in Walton County (Census 2020 ZIP-county file). About 3,800 people live there (Census Bureau, ACS 2020-2024). Median household income is $145,706 (Census Bureau, ACS 2020-2024). Its land lies outside any incorporated or census-designated place.
- ACS2020-24
- Census2020
- FHFA2021
- ZBP2023
- IRS2022
- Town
- Inlet Beach · its only residential ZIP
- County
- Walton County
- Metro area
- Crestview-Fort Walton Beach-Destin, FL
- House district
- FL-2 119th Congress
- State
- Florida
- Time zone
- Central
- Land area
- 14.9 sq mi · 253 people per sq mi
Where is ZIP code 32461?
32461 centers on 30.309°, -86.054° and covers 14.9 square miles of land plus 2.2 of water. It borders 3 ZIP codes: 32459, 32413, 32462.
The map draws ZIP code areas only. For the streets inside 32461, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 32461 compare with the rest of Walton County?
| Measure | 32461 | In Walton County | In FL |
|---|---|---|---|
| People (ACS 2020-2024) | 3,757 | 11th of 12 | 841st of 1,013 |
| Median household income | $146k | 1st of 10 | 18th of 819 |
| Median home value | $1.1M | 1st of 9 | 7th of 833 |
Its median household income is higher than in 96% of U.S. residential ZIP codes, and it is denser than 65% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 32461?
The 2020 Census counted 2,878 people in 32461; the ACS, which samples households over 2020-2024, estimates 3,757. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.
- People, ACS 2020-2024
- 3,757±738 (90% margin)
- 2020 Census count
- 2,878
- Households
- 1,781
- Median age
- 58.1
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 32461?
Of the 3,757 people the ACS estimates in 32461, 12.6% are under 18 and 30.5% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (89.5%).
- Under 1812.6%
- 18 to 6456.9%
- 65 and older30.5%
- White, not Hispanic89.5%
- Other or two or more5.0%
- Hispanic or Latino3.5%
- Asian, not Hispanic1.1%
- Black, not Hispanic1.0%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 32461 earn?
Median household income is $145,706 (ACS 2020-2024), the highest of the 10 ranked ZIP codes in Walton County.
By IRS adjusted gross income per tax return ($595,323, 2022), 32461 ranks 64th in the U.S. among ZIP codes of 1,000+ people with 200+ returns and at most 1.5 returns per household (see the ranking).
- Median household income
- $145,706±$21,487
- Income per person
- $100,376
- Below the poverty line
- 5.9%
- Unemployed (of the labor force)
- 1.8%
- Adults 25+ with a bachelor's degree
- 61.1%
- Adjusted gross income per tax return, 2022
- $595,3232,210 returns; wages 34% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 32461?
- Median home value (owners' estimate)
- $1,095,100
- Median gross rent
- $2,607
- Homes owned by their occupants
- 86.2%
- Housing units
- 6,145
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 32461?
262 business establishments had a location in this ZIP code in 2023, 153 more than in 2018; the most are in real estate and rental and leasing (ZIP Code Business Patterns).
- Real estate and rental and leasing45
- Retail trade44
- Accommodation and food services43
- Professional, scientific, and technical services40
- Finance and insurance22
- Health care and social assistance16
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 32461?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 32459 | Santa Rosa Beach | 23,522 | $108k | 8.6 mi |
| 32413 | Panama City Beach | 15,453 | $80k | 10.0 mi |
| 32462 | Vernon | 3,920 | $51k | 22.2 mi |
| 32437 | Ebro | 424 | $47k | 12.3 mi (near) |
| 32439 | Freeport | 15,328 | $83k | 12.9 mi (near) |
| 32407 | Panama City Beach | 16,404 | $81k | 17.5 mi (near) |
| 32550 | Miramar Beach | 8,486 | $101k | 18.1 mi (near) |
| 32409 | Panama City | 11,113 | $65k | 20.5 mi (near) |
| 32408 | Panama City | 18,832 | $81k | 20.7 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.