PlainZIP

Crestview, FL · standard

ZIP Code 32536

Okaloosa County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

19,709
164/sq mi
$78,119
Median income
$305,800
Median home value
27.8%
Bachelor's or higher

The verdict

Crestview pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 41%
household income, US ZIPs
Top 33%
home value, US ZIPs
164
people per sq mi
71%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 32536 against every reporting US ZIP.

ZIP code 32536 is a mid-sized community (a standard USPS delivery area) in Crestview, Okaloosa County, Florida, home to 19,709 residents across 120.4 square miles, a density of 164 people per square mile, in the Chicago time zone.

ZIP 32536 lands in the middle-income range, with a median household income of $78,119 (1% above the Florida average), while per-capita income is $35,797. The poverty rate stands at 9.4% and the unemployment rate at 5.5%. On housing, the median home value is $305,800 (18% below the state average) with median rent at $1,449 per month, and 71.0% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 27.8% of adults hold a bachelor's degree or higher, the median age is 34, and the average commute is 30 minutes. To put 32536 in local context, 2 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Okaloosa County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 32536

Top 5 sectors by establishment count in Crestview, FL

Which industries have the most business establishments in ZIP 32536.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 32536, Crestview, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

19,709

Population

120.4

Area (sq mi)

164

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 32536?

34.0

Median Age

50.2%

Male

49.8%

Female

6.8%

Foreign-Born

White 64.3%
African American 15.5%
Asian 3.6%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.3%
Two or More Ethnicities 10.6%
Hispanic or Latino 12.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$78,119

Median Household Income

+1% vs state

$35,797

Per Capita Income

9.4%

Poverty Rate

5.5%

Unemployment Rate

30.3 min

Mean Commute Time

How ZIP 32536 ranks nationally

Crestview, FL household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$78,119 Top 41% higher than 59% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 55.5%
Bachelor's Degree or Higher 27.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

9,812

Total Housing Units

9,346

Occupied Units

466

Vacant Units

2.70

Avg Household Size

Occupancy Type

Owner 71.0%
Renter 29.0%

$305,800

Median Home Value

-18% vs state

$1,449

Median Rent

2001

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-4.9%

YoY Change (2024)

277

HPI Index (2000 = 100)

+177%

Total Change Since 2000

Home values in ZIP 32536 have decreased 4.9% over the past year (2024). Since 2000, this ZIP has seen +177% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.4% 183
2021 +18.0% 215
2022 +21.4% 262
2023 +11.4% 291
2024 -4.9% 277

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 689 business establishments in ZIP 32536, employing approximately 7,763 people with a combined annual payroll of $319,867,000.

689

Businesses

7,763

Employees

$319.9M

Annual Payroll

17

Industry Sectors

Industry Establishments % of Total
Retail trade 123 17.9%
Health care and social assistance 90 13.1%
Accommodation and food services 84 12.2%
Professional, scientific, and technical services 74 10.7%
Other services (except public administration) 74 10.7%
Construction 60 8.7%
Real estate and rental and leasing 49 7.1%
Finance and insurance 37 5.4%
Administrative and support and waste management and remediation services 28 4.1%
Information 14 2.0%
Arts, entertainment, and recreation 13 1.9%
Manufacturing 11 1.6%
Wholesale trade 11 1.6%
Utilities 6 0.9%
Transportation and warehousing 6 0.9%
Educational services 5 0.7%
Agriculture, forestry, fishing and hunting 3 0.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 32536 vs 32539 →

ZIP 32536 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 32536 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 32536 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 32536 ranks #2 of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
32539 Crestview, FL 25,079 7.7 mi
32531 Baker, FL 5,296 9.8 mi

More ZIP Codes in Okaloosa County

32547 standard
Fort Walton Beach, FL
Pop: 32,485
32578 standard
Niceville, FL
Pop: 30,108
32539 standard
Crestview, FL
Pop: 25,079
32548 standard
Fort Walton Beach, FL
Pop: 19,343
32541 standard
Destin, FL
Pop: 15,565
32569 standard
Mary Esther, FL
Pop: 11,235

Related Areas

Okaloosa County Crestview, FL Florida

Frequently Asked Questions

What county is ZIP code 32536 in? ▼
ZIP code 32536 (Crestview) is located in Okaloosa County, Florida. Okaloosa County contains multiple ZIP codes, see the full list at /counties/okaloosa-fl.
What is the population of ZIP code 32536? ▼
ZIP code 32536 in Crestview, FL has a population of 19,709 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 32536? ▼
The median household income in ZIP 32536 is $78,119, which is 2% above the national average of $76,288.
What is the average home value in ZIP 32536? ▼
The median home value in ZIP 32536 is $305,800, which is 10% above the national average of $278,155.
What is the demographic makeup of ZIP 32536? ▼
The largest racial group in ZIP 32536 is White at 64.3%. Hispanic or Latino residents make up 12.9% of the population.
How many businesses are in ZIP code 32536? ▼
ZIP code 32536 has 689 business establishments employing approximately 7,763 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 32536? ▼
The top industries by establishment count in ZIP 32536 are: Retail trade (123), Health care and social assistance (90), Accommodation and food services (84). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 32536? ▼
According to the FHFA House Price Index, home values in ZIP 32536 decreased by 4.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 177%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 32536? ▼
In ZIP code 32536, 55.5% of residents aged 25+ have a high school diploma or higher, and 27.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 32536? ▼
The mean commute time for workers in ZIP code 32536 is 30.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 32536? ▼
In ZIP code 32536, approximately 71.0% of occupied housing units are owner-occupied and 29.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 32536? ▼
The poverty rate in ZIP code 32536 is 9.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.