Crestview, FL · standard
ZIP Code 32536
Okaloosa County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 19,709
- 164/sq mi High-density area
- $78,119
- Median income Near-median income area
- $305,800
- Median home value Above-median home value
- 27.8%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Crestview pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.
- Top 41%
- household income, US ZIPs
- Top 33%
- home value, US ZIPs
- 164
- people per sq mi
- 71%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 32536 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 32536 (Crestview, FL) fell -4.9% from 2023 to 2024. The all-transactions index moved from 291.5 in 2023 to 277.1 in 2024 (2000 = 100).
ZIP code 32536 is a mid-sized community (a standard USPS delivery area) in Crestview, Okaloosa County, Florida, home to 19,709 residents across 120.4 square miles, a density of 164 people per square mile, in the Chicago time zone.
ZIP 32536 lands in the middle-income range, with a median household income of $78,119 (1% above the average Florida ZIP), while per-capita income is $35,797. The poverty rate is 9.4%, with unemployment at 5.5%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $305,800 (18% below the average Florida ZIP), and median rent is $1,449; owner occupancy is 71.0%.
Educational attainment sits below the national norm: 27.8% of adults hold a bachelor's degree or higher, the median age is 34, and the average commute is 30 minutes. The page also surfaces 2 ZIP codes within roughly 10 miles and 6 more in Okaloosa County, so 32536 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 32536
Top 5 sectors by establishment count in Crestview, FL
Which industries have the most business establishments in ZIP 32536.
- Retail trade
Retail trade
123 establishments
- Health care and social assistance
Health care and social assistance
90 establishments
- Accommodation and food services
Accommodation and food services
84 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
74 establishments
- Other services (except public administration)
Other services (except public administration)
74 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 32536, Crestview, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
19,709
Population
120.4
Area (sq mi)
164
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 32536?
34.0
Median Age
50.2%
Male
49.8%
Female
6.8%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$78,119
Median Household Income
+1% vs state ZIP avg
$35,797
Per Capita Income
9.4%
Poverty Rate
5.5%
Unemployment Rate
30.3 min
Mean Commute Time
How ZIP 32536 ranks among Florida ZIPs
Crestview, FL household income vs. every Florida ZIP code
Median household income among 946 reporting Florida ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$78,119 Top 40% higher than 60% of 946 Florida ZIPs
Each bar is a $20K-wide band; taller bars hold more Florida ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
9,812housing units
9,812
Total Housing Units
9,346
Occupied Units
466
Vacant Units
2.70
Avg Household Size
Occupancy Type
$305,800
Median Home Value
-18% vs state ZIP avg
$1,449
Median Rent
2001
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-4.9%
YoY Change (2024)
277
HPI Index (2000 = 100)
+177%
Total Change Since 2000
Home values in ZIP 32536 have decreased 4.9% over the past year (2024). Since 2000, this ZIP has seen +177% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.4% | 183 |
| 2021 | +18.0% | 215 |
| 2022 | +21.4% | 262 |
| 2023 | +11.4% | 291 |
| 2024 | -4.9% | 277 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 689 business establishments in ZIP 32536, employing approximately 7,763 people with a combined annual payroll of $319,867,000.
689
Businesses
7,763
Employees
$319.9M
Annual Payroll
17
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 123 | 17.9% |
| Health care and social assistance | 90 | 13.1% |
| Accommodation and food services | 84 | 12.2% |
| Professional, scientific, and technical services | 74 | 10.7% |
| Other services (except public administration) | 74 | 10.7% |
| Construction | 60 | 8.7% |
| Real estate and rental and leasing | 49 | 7.1% |
| Finance and insurance | 37 | 5.4% |
| Administrative and support and waste management and remediation services | 28 | 4.1% |
| Information | 14 | 2.0% |
| Arts, entertainment, and recreation | 13 | 1.9% |
| Manufacturing | 11 | 1.6% |
| Wholesale trade | 11 | 1.6% |
| Utilities | 6 | 0.9% |
| Transportation and warehousing | 6 | 0.9% |
| Educational services | 5 | 0.7% |
| Agriculture, forestry, fishing and hunting | 3 | 0.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 32536 vs 32539 →
ZIP 32536 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 32539
Crestview (32539)
25,079 residents
- 32536
Crestview (32536)
19,709 residents
- 32531 5,296
Baker (32531)
5,296 residents
What this shows Among its immediate neighbors, ZIP 32536 ranks #2 by population - useful context the national average alone can't give.
ZIP 32536 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 32531
Baker (32531)
$84,992 median income
- 32536
Crestview (32536)
$78,119 median income
- 32539
Crestview (32539)
$74,369 median income
What this shows By household income, ZIP 32536 ranks #2 of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 32536, both outside FL so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (19,709 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Okaloosa County
Related Areas
Frequently Asked Questions
What county is ZIP code 32536 in?
ZIP code 32536 (Crestview) is located in Okaloosa County, Florida. Okaloosa County contains multiple ZIP codes, see the full list at /counties/okaloosa-fl.
What is the population of ZIP code 32536?
ZIP code 32536 in Crestview, FL has a population of 19,709 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 32536?
The median household income in ZIP 32536 is $78,119, which is 2% above the national average of $76,288.
What is the average home value in ZIP 32536?
The median home value in ZIP 32536 is $305,800, which is 10% above the national average of $278,155.
What is the demographic makeup of ZIP 32536?
The largest racial group in ZIP 32536 is White at 64.3%. Hispanic or Latino residents make up 12.9% of the population.
How many businesses are in ZIP code 32536?
ZIP code 32536 has 689 business establishments employing approximately 7,763 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 32536?
The top industries by establishment count in ZIP 32536 are: Retail trade (123), Health care and social assistance (90), Accommodation and food services (84). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 32536?
According to the FHFA House Price Index, home values in ZIP 32536 decreased by 4.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 177%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 32536?
In ZIP code 32536, 55.5% of residents aged 25+ have a high school diploma or higher, and 27.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 32536?
The mean commute time for workers in ZIP code 32536 is 30.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 32536?
In ZIP code 32536, approximately 71.0% of occupied housing units are owner-occupied and 29.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 32536?
The poverty rate in ZIP code 32536 is 9.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 32536's numbers, next.
- See how ZIP 32536 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Crestview, FL ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.