ZIP Code 32569

ZIP code 32569 is classified by USPS as a standard delivery area and covers roughly 10.5 square miles in Mary Esther, Okaloosa County, Florida. The area is home to 11,235 residents, producing a population density of 1,073 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 32569 against Florida and the nation.

On the economic side, the median household income for ZIP 32569 sits at $77,718 (1% above the Florida average), while per-capita income is $42,336. The poverty rate stands at 7.3% and the unemployment rate at 4.6%. On housing, the median home value is $326,000 (13% below the state average) with median rent at $1,597 per month, and 70.7% of occupied units are owner-occupied, a direct signal of whether 32569 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 38.2% of adults hold a bachelor's degree or higher, the median age is 36.8, and the average commute is 25 minutes. We also surface 3 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Okaloosa County, so you can benchmark 32569 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →