Residential delivery area · Florida

ZIP Code 32566: Navarre, FL

ZIP code 32566 is in Navarre, Florida, entirely in Santa Rosa County (Census 2020 ZIP-county file). About 44,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $105,551 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Navarre (59%), Holley (9%) and Navarre Beach (3%); 29% is outside any Census place.

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
3national area: Florida, Alabama, Georgia, Mississippi, Tennessee and Armed Forces Americas
325sectional center: Pensacola, FL (SCF 325)
66delivery area within it
Town
Navarre · its only residential ZIP
Census places
Navarre (59%) census-designated place; Holley (9%) census-designated place; Navarre Beach (3%) census-designated place
Metro area
Pensacola-Ferry Pass-Brent, FL
House district
FL-1 119th Congress
State
Florida
Time zone
Central
Land area
39.2 sq mi · 1,120 people per sq mi

Where is ZIP code 32566?

32566 centers on 30.425°, -86.892° and covers 39.2 square miles of land plus 12.9 of water. It borders 4 ZIP codes: 32563, 32569, 32561, 32548.

32548 · Fort Walton Beach32561 · Gulf Breeze32563 · Gulf Breeze32569 · Mary Esther32566 · Navarre (this ZIP)3256632563325483256932548 · Fort Walton Beach32561 · Gulf Breeze32563 · Gulf Breeze32569 · Mary Esther32566 · Navarre (this ZIP)32566325633254832548 · Fort Walton Beach32561 · Gulf Breeze32563 · Gulf Breeze32569 · Mary Esther32566 · Navarre (this ZIP)325663256332548
Shaded by median household income, in national fifths (ACS 2020-2024); 32566 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 32566, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 32566 compare with the rest of Santa Rosa County?

Rank of 32566 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure32566In Santa Rosa CountyIn FL
People (ACS 2020-2024)43,8831st of 10123rd of 1,013
Median household income$106k2nd of 8112th of 819
Median home value$385k3rd of 8320th of 833

Its median household income is higher than in 84% of U.S. residential ZIP codes, and it is denser than 79% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 32566?

The 2020 Census counted 44,434 people in 32566; the ACS, which samples households over 2020-2024, estimates 43,883. Between the 2010 and 2020 censuses its population grew 32.0% (its boundary stayed at least 90% the same).

People, ACS 2020-2024
43,883
2020 Census count
44,434+32.0% since 2010 (33,671)
Households
16,120
Median age
39.4

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 32566?

Of the 43,883 people the ACS estimates in 32566, 23.8% are under 18 and 14.3% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (73.5%).

  • Under 1823.8%
  • 18 to 6462.0%
  • 65 and older14.3%
Age of the people of 32566 (ACS 2020-2024, B01001)
  • White, not Hispanic73.5%
  • Other or two or more9.4%
  • Hispanic or Latino8.6%
  • Black, not Hispanic6.5%
  • Asian, not Hispanic2.0%
Race and Hispanic origin in 32566 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 32566 earn?

Median household income is $105,551 (ACS 2020-2024), the 2nd highest of the 8 ranked ZIP codes in Santa Rosa County. It is not measurably different from 2015-2019 ($95,195 in 2024 dollars): the change is within the surveys' margins of error.

Median household income
$105,551
Income per person
$46,842
Below the poverty line
5.8%
Unemployed (of the labor force)
3.7%
Adults 25+ with a bachelor's degree
36.2%
Adjusted gross income per tax return, 2022
$83,71120,850 returns; wages 66% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 32566?

FHFA's house price index for 32566, built from repeat sales and appraisals of the same homes, rose 110% from 2015 to 2025 and rose 51% from 2020 to 2025, and moved −1.1% in 2025.

Median home value (owners' estimate)
$385,100
Median gross rent
$1,925
Homes owned by their occupants
82.5%
Housing units
18,186
0 100 200 300 400 500 19892000201020202025 0 100 200 300 400 500 19892000201020202025 0 100 200 300 400 500 19892000201020202025
Index = 100 in 1989, the first year FHFA reports for 32566; 2025: 512.8. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 32566?

634 business establishments had a location in this ZIP code in 2023, 122 more than in 2018; the most are in construction (ZIP Code Business Patterns).

  • Construction90
  • Professional, scientific, and technical services81
  • Retail trade77
  • Health care and social assistance70
  • Real estate and rental and leasing69
  • Accommodation and food services65

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 32566?

ZIP codes that share a boundary with 32566, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
32563Gulf Breeze30,364$100k8.2 mi
32569Mary Esther12,063$78k9.8 mi
32561Gulf Breeze9,321$116k14.6 mi
32548Fort Walton Beach23,774$65k18.1 mi
32544Hurlburt Field2,256$48k10.3 mi (near)
32583Milton31,828$85k13.3 mi (near)
32530Bagdad275–14.1 mi (near)
32547Fort Walton Beach35,527$71k14.5 mi (near)
32504Pensacola22,153$73k17.8 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.