Navarre, FL · standard
ZIP Code 32566
Santa Rosa County, Florida — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 33,671
- 323/sq mi
- $105,551
- Median income
- $385,100
- Median home value
- 36.2%
- Bachelor's or higher
The verdict
Navarre pairs an upper-quartile household income with upper-quartile home values, in a low-density, homeowner-dominated area.
- Top 16%
- household income, US ZIPs
- Top 22%
- home value, US ZIPs
- 323
- people per sq mi
- 83%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 32566 against every reporting US ZIP.
ZIP code 32566 is classified by USPS as a standard delivery area and covers roughly 104.2 square miles in Navarre, Santa Rosa County, Florida. The area is home to 33,671 residents, producing a population density of 323 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 32566 against Florida and the nation.
On the economic side, the median household income for ZIP 32566 sits at $105,551 (37% above the Florida average), while per-capita income is $46,842. The poverty rate stands at 5.8% and the unemployment rate at 3.3%. On housing, the median home value is $385,100 (3% above the state average) with median rent at $1,925 per month, and 82.5% of occupied units are owner-occupied, a direct signal of whether 32566 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 36.2% of adults hold a bachelor's degree or higher, the median age is 39.4, and the average commute is 32 minutes. We also surface 1 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Santa Rosa County, so you can benchmark 32566 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 32566
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 32566.
- Construction
Construction
90 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
81 establishments
- Retail trade
Retail trade
77 establishments
- Health care and social assistance
Health care and social assistance
70 establishments
- Real estate and rental and leasing
Real estate and rental and leasing
69 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 32566, Navarre, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
33,671
Population
104.2
Area (sq mi)
323
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 32566?
39.4
Median Age
50.4%
Male
49.6%
Female
5.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$105,551
Median Household Income
+37% vs state
$46,842
Per Capita Income
5.8%
Poverty Rate
3.3%
Unemployment Rate
31.9 min
Mean Commute Time
How ZIP 32566 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$105,551 Top 16% higher than 84% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
18,186
Total Housing Units
16,120
Occupied Units
2,066
Vacant Units
2.72
Avg Household Size
Occupancy Type
$385,100
Median Home Value
+3% vs state
$1,925
Median Rent
2002
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+2.9%
YoY Change (2024)
315
HPI Index (2000 = 100)
+215%
Total Change Since 2000
Home values in ZIP 32566 have increased 2.9% over the past year (2024). Since 2000, this ZIP has seen +215% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +6.8% | 206 |
| 2021 | +16.3% | 240 |
| 2022 | +15.7% | 278 |
| 2023 | +10.2% | 306 |
| 2024 | +2.9% | 315 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 634 business establishments in ZIP 32566, employing approximately 5,859 people with a combined annual payroll of $207,965,000.
634
Businesses
5,859
Employees
$208.0M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 90 | 14.2% |
| Professional, scientific, and technical services | 81 | 12.8% |
| Retail trade | 77 | 12.2% |
| Health care and social assistance | 70 | 11.0% |
| Real estate and rental and leasing | 69 | 10.9% |
| Accommodation and food services | 65 | 10.3% |
| Other services (except public administration) | 53 | 8.4% |
| Administrative and support and waste management and remediation services | 39 | 6.2% |
| Finance and insurance | 27 | 4.3% |
| Wholesale trade | 16 | 2.5% |
| Arts, entertainment, and recreation | 10 | 1.6% |
| Transportation and warehousing | 9 | 1.4% |
| Manufacturing | 8 | 1.3% |
| Educational services | 8 | 1.3% |
| Information | 6 | 0.9% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 32566 vs 32563 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 32563 | Gulf Breeze, FL | 22,406 | 8.7 mi |
More ZIP Codes in Santa Rosa County
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Frequently Asked Questions
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ZIP Code Research Guides
Official Data Resources for Navarre, FL
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.