PlainZIP

Gulf Breeze, FL · standard

ZIP Code 32563

Santa Rosa County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

22,406
521/sq mi
$100,396
Median income
$388,000
Median home value
40.8%
Bachelor's or higher

The verdict

Gulf Breeze pairs an upper-quartile household income with upper-quartile home values, in a low-density, homeowner-dominated area.

Top 19%
household income, US ZIPs
Top 22%
home value, US ZIPs
521
people per sq mi
82%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 32563 against every reporting US ZIP.

ZIP code 32563 is a densely settled ZIP (a standard USPS delivery area) in Gulf Breeze, Santa Rosa County, Florida, with 22,406 residents across 43.0 square miles, a density of 521 people per square mile, in the Chicago time zone.

ZIP 32563 lands in the middle-income range, with a median household income of $100,396 (30% above the Florida average), while per-capita income is $48,918. Local economic indicators show a 5.8% poverty rate alongside 3.4% unemployment. Median home value sits at $388,000 (3% above the state average), median rent at $1,735 a month, and owner-occupancy at 81.6%.

A solid share of residents have a four-year degree: 40.8% of adults hold a bachelor's degree or higher, the median age is 43.5, and the average commute is 30 minutes. Beyond these figures, 2 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Santa Rosa County, letting you compare 32563 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 32563

Top 5 sectors by establishment count in Gulf Breeze, FL

Which industries have the most business establishments in ZIP 32563.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 32563, Gulf Breeze, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

22,406

Population

43.0

Area (sq mi)

521

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 32563?

43.5

Median Age

49.9%

Male

50.1%

Female

5.9%

Foreign-Born

White 85.8%
African American 1.7%
Asian 1.6%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 8.0%
Hispanic or Latino 7.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$100,396

Median Household Income

+30% vs state

$48,918

Per Capita Income

5.8%

Poverty Rate

3.4%

Unemployment Rate

30.1 min

Mean Commute Time

How ZIP 32563 ranks nationally

Gulf Breeze, FL household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$100,396 Top 19% higher than 81% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 58.4%
Bachelor's Degree or Higher 40.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

13,121

Total Housing Units

11,576

Occupied Units

1,545

Vacant Units

2.61

Avg Household Size

Occupancy Type

Owner 81.6%
Renter 18.4%

$388,000

Median Home Value

+3% vs state

$1,735

Median Rent

1998

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+2.2%

YoY Change (2024)

305

HPI Index (2000 = 100)

+205%

Total Change Since 2000

Home values in ZIP 32563 have increased 2.2% over the past year (2024). Since 2000, this ZIP has seen +205% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.7% 200
2021 +15.9% 232
2022 +23.6% 286
2023 +4.2% 298
2024 +2.2% 305

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 640 business establishments in ZIP 32563, employing approximately 4,646 people with a combined annual payroll of $184,979,000.

640

Businesses

4,646

Employees

$185.0M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Construction 93 14.5%
Real estate and rental and leasing 82 12.8%
Health care and social assistance 82 12.8%
Retail trade 67 10.5%
Professional, scientific, and technical services 66 10.3%
Other services (except public administration) 52 8.1%
Administrative and support and waste management and remediation services 46 7.2%
Accommodation and food services 44 6.9%
Finance and insurance 29 4.5%
Wholesale trade 19 3.0%
Educational services 15 2.3%
Manufacturing 12 1.9%
Arts, entertainment, and recreation 10 1.6%
Transportation and warehousing 9 1.4%
Information 9 1.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 32563 vs 32561 →

ZIP 32563 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 32563 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 32563 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 32563 ranks #3 of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
32561 Gulf Breeze, FL 7,899 5.9 mi
32566 Navarre, FL 33,671 8.7 mi

More ZIP Codes in Santa Rosa County

32566 standard
Navarre, FL
Pop: 33,671
32571 standard
Milton, FL
Pop: 28,881
32570 standard
Milton, FL
Pop: 28,817
32583 standard
Milton, FL
Pop: 25,586
32561 standard
Gulf Breeze, FL
Pop: 7,899
32565 standard
Jay, FL
Pop: 5,719

Related Areas

Santa Rosa County Gulf Breeze, FL Florida

Frequently Asked Questions

What county is ZIP code 32563 in? ▼
ZIP code 32563 (Gulf Breeze) is located in Santa Rosa County, Florida. Santa Rosa County contains multiple ZIP codes, see the full list at /counties/santa-rosa-fl.
What is the population of ZIP code 32563? ▼
ZIP code 32563 in Gulf Breeze, FL has a population of 22,406 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 32563? ▼
The median household income in ZIP 32563 is $100,396, which is 32% above the national average of $76,288.
What is the average home value in ZIP 32563? ▼
The median home value in ZIP 32563 is $388,000, which is 39% above the national average of $278,155.
What is the demographic makeup of ZIP 32563? ▼
The largest racial group in ZIP 32563 is White at 85.8%. Hispanic or Latino residents make up 7.9% of the population.
How many businesses are in ZIP code 32563? ▼
ZIP code 32563 has 640 business establishments employing approximately 4,646 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 32563? ▼
The top industries by establishment count in ZIP 32563 are: Construction (93), Real estate and rental and leasing (82), Health care and social assistance (82). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 32563? ▼
According to the FHFA House Price Index, home values in ZIP 32563 increased by 2.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 205%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 32563? ▼
In ZIP code 32563, 58.4% of residents aged 25+ have a high school diploma or higher, and 40.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 32563? ▼
The mean commute time for workers in ZIP code 32563 is 30.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 32563? ▼
In ZIP code 32563, approximately 81.6% of occupied housing units are owner-occupied and 18.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 32563? ▼
The poverty rate in ZIP code 32563 is 5.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.