Gulf Breeze, FL · standard
ZIP Code 32563
Santa Rosa County, Florida — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 22,406
- 521/sq mi
- $100,396
- Median income
- $388,000
- Median home value
- 40.8%
- Bachelor's or higher
The verdict
Gulf Breeze pairs an upper-quartile household income with upper-quartile home values, in a low-density, homeowner-dominated area.
- Top 19%
- household income, US ZIPs
- Top 22%
- home value, US ZIPs
- 521
- people per sq mi
- 82%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 32563 against every reporting US ZIP.
ZIP code 32563 is classified by USPS as a standard delivery area and covers roughly 43.0 square miles in Gulf Breeze, Santa Rosa County, Florida. The area is home to 22,406 residents, producing a population density of 521 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 32563 against Florida and the nation.
On the economic side, the median household income for ZIP 32563 sits at $100,396 (30% above the Florida average), while per-capita income is $48,918. The poverty rate stands at 5.8% and the unemployment rate at 3.4%. On housing, the median home value is $388,000 (3% above the state average) with median rent at $1,735 per month, and 81.6% of occupied units are owner-occupied, a direct signal of whether 32563 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 40.8% of adults hold a bachelor's degree or higher, the median age is 43.5, and the average commute is 30 minutes. We also surface 2 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Santa Rosa County, so you can benchmark 32563 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 32563
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 32563.
- Construction
Construction
93 establishments
- Real estate and rental and leasing
Real estate and rental and leasing
82 establishments
- Health care and social assistance
Health care and social assistance
82 establishments
- Retail trade
Retail trade
67 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
66 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 32563, Gulf Breeze, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
22,406
Population
43.0
Area (sq mi)
521
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 32563?
43.5
Median Age
49.9%
Male
50.1%
Female
5.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$100,396
Median Household Income
+30% vs state
$48,918
Per Capita Income
5.8%
Poverty Rate
3.4%
Unemployment Rate
30.1 min
Mean Commute Time
How ZIP 32563 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$100,396 Top 19% higher than 81% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
13,121
Total Housing Units
11,576
Occupied Units
1,545
Vacant Units
2.61
Avg Household Size
Occupancy Type
$388,000
Median Home Value
+3% vs state
$1,735
Median Rent
1998
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+2.2%
YoY Change (2024)
305
HPI Index (2000 = 100)
+205%
Total Change Since 2000
Home values in ZIP 32563 have increased 2.2% over the past year (2024). Since 2000, this ZIP has seen +205% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.7% | 200 |
| 2021 | +15.9% | 232 |
| 2022 | +23.6% | 286 |
| 2023 | +4.2% | 298 |
| 2024 | +2.2% | 305 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 640 business establishments in ZIP 32563, employing approximately 4,646 people with a combined annual payroll of $184,979,000.
640
Businesses
4,646
Employees
$185.0M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 93 | 14.5% |
| Real estate and rental and leasing | 82 | 12.8% |
| Health care and social assistance | 82 | 12.8% |
| Retail trade | 67 | 10.5% |
| Professional, scientific, and technical services | 66 | 10.3% |
| Other services (except public administration) | 52 | 8.1% |
| Administrative and support and waste management and remediation services | 46 | 7.2% |
| Accommodation and food services | 44 | 6.9% |
| Finance and insurance | 29 | 4.5% |
| Wholesale trade | 19 | 3.0% |
| Educational services | 15 | 2.3% |
| Manufacturing | 12 | 1.9% |
| Arts, entertainment, and recreation | 10 | 1.6% |
| Transportation and warehousing | 9 | 1.4% |
| Information | 9 | 1.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 32563 vs 32561 →
ZIP 32563 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 32566
Navarre (32566)
33,671 residents
- 32563
Gulf Breeze (32563)
22,406 residents
- 32561 7,899
Gulf Breeze (32561)
7,899 residents
What this shows Among its immediate neighbors, ZIP 32563 ranks #2 by population — useful context the national average alone can't give.
ZIP 32563 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 32561
Gulf Breeze (32561)
$115,799 median income
- 32566
Navarre (32566)
$105,551 median income
- 32563
Gulf Breeze (32563)
$100,396 median income
What this shows By household income, ZIP 32563 ranks #3 of 3 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in Santa Rosa County
Related Areas
Frequently Asked Questions
What county is ZIP code 32563 in? ▼
What is the population of ZIP code 32563? ▼
What is the median household income in ZIP 32563? ▼
What is the average home value in ZIP 32563? ▼
What is the demographic makeup of ZIP 32563? ▼
How many businesses are in ZIP code 32563? ▼
What are the main industries in ZIP code 32563? ▼
How have home values changed in ZIP code 32563? ▼
What is the education level in ZIP code 32563? ▼
What is the average commute time in ZIP 32563? ▼
What percentage of residents own vs. rent in ZIP 32563? ▼
What is the poverty rate in ZIP code 32563? ▼
ZIP Code Research Guides
Official Data Resources for Gulf Breeze, FL
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.