Gulf Breeze, FL · standard
ZIP Code 32563
Santa Rosa County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 22,406
- 521/sq mi High-density area
- $100,396
- Median income Above-median income area
- $388,000
- Median home value Above-median home value
- 40.8%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Gulf Breeze pairs an upper-quartile household income with upper-quartile home values, in a low-density, homeowner-dominated area.
- Top 19%
- household income, US ZIPs
- Top 22%
- home value, US ZIPs
- 521
- people per sq mi
- 82%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 32563 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 32563 (Gulf Breeze, FL) rose +2.2% from 2023 to 2024. The all-transactions index moved from 298.2 in 2023 to 304.8 in 2024 (2000 = 100).
ZIP code 32563 is a densely settled ZIP (a standard USPS delivery area) in Gulf Breeze, Santa Rosa County, Florida, with 22,406 residents across 43.0 square miles, a density of 521 people per square mile, in the Chicago time zone.
ZIP 32563 lands in the middle-income range, with a median household income of $100,396 (30% above the average Florida ZIP), while per-capita income is $48,918. Both reported hardship measures are comparatively low in absolute terms: poverty is 5.8% and unemployment is 3.4%. Median home value is $388,000 (3% above the average Florida ZIP) and median rent is $1,735; 81.6% of occupied homes are owner-occupied.
A solid share of residents have a four-year degree: 40.8% of adults hold a bachelor's degree or higher, the median age is 43.5, and the average commute is 30 minutes. The page also surfaces 2 ZIP codes within roughly 10 miles and 6 more in Santa Rosa County, so 32563 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 32563
Top 5 sectors by establishment count in Gulf Breeze, FL
Which industries have the most business establishments in ZIP 32563.
- Construction
Construction
93 establishments
- Real estate and rental and leasing
Real estate and rental and leasing
82 establishments
- Health care and social assistance
Health care and social assistance
82 establishments
- Retail trade
Retail trade
67 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
66 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 32563, Gulf Breeze, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
22,406
Population
43.0
Area (sq mi)
521
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 32563?
43.5
Median Age
49.9%
Male
50.1%
Female
5.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$100,396
Median Household Income
+30% vs state ZIP avg
$48,918
Per Capita Income
5.8%
Poverty Rate
3.4%
Unemployment Rate
30.1 min
Mean Commute Time
How ZIP 32563 ranks among Florida ZIPs
Gulf Breeze, FL household income vs. every Florida ZIP code
Median household income among 946 reporting Florida ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$100,396 Top 17% higher than 83% of 946 Florida ZIPs
Each bar is a $20K-wide band; taller bars hold more Florida ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
13,121housing units
13,121
Total Housing Units
11,576
Occupied Units
1,545
Vacant Units
2.61
Avg Household Size
Occupancy Type
$388,000
Median Home Value
+3% vs state ZIP avg
$1,735
Median Rent
1998
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+2.2%
YoY Change (2024)
305
HPI Index (2000 = 100)
+205%
Total Change Since 2000
Home values in ZIP 32563 have increased 2.2% over the past year (2024). Since 2000, this ZIP has seen +205% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.7% | 200 |
| 2021 | +15.9% | 232 |
| 2022 | +23.6% | 286 |
| 2023 | +4.2% | 298 |
| 2024 | +2.2% | 305 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 640 business establishments in ZIP 32563, employing approximately 4,646 people with a combined annual payroll of $184,979,000.
640
Businesses
4,646
Employees
$185.0M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 93 | 14.5% |
| Real estate and rental and leasing | 82 | 12.8% |
| Health care and social assistance | 82 | 12.8% |
| Retail trade | 67 | 10.5% |
| Professional, scientific, and technical services | 66 | 10.3% |
| Other services (except public administration) | 52 | 8.1% |
| Administrative and support and waste management and remediation services | 46 | 7.2% |
| Accommodation and food services | 44 | 6.9% |
| Finance and insurance | 29 | 4.5% |
| Wholesale trade | 19 | 3.0% |
| Educational services | 15 | 2.3% |
| Manufacturing | 12 | 1.9% |
| Arts, entertainment, and recreation | 10 | 1.6% |
| Transportation and warehousing | 9 | 1.4% |
| Information | 9 | 1.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 32563 vs 32561 →
ZIP 32563 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 32566
Navarre (32566)
33,671 residents
- 32563
Gulf Breeze (32563)
22,406 residents
- 32561 7,899
Gulf Breeze (32561)
7,899 residents
What this shows Among its immediate neighbors, ZIP 32563 ranks #2 by population - useful context the national average alone can't give.
ZIP 32563 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 32561
Gulf Breeze (32561)
$115,799 median income
- 32566
Navarre (32566)
$105,551 median income
- 32563
Gulf Breeze (32563)
$100,396 median income
What this shows By household income, ZIP 32563 ranks #3 of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 32563, both outside FL so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (22,406 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Santa Rosa County
Related Areas
Frequently Asked Questions
What county is ZIP code 32563 in?
ZIP code 32563 (Gulf Breeze) is located in Santa Rosa County, Florida. Santa Rosa County contains multiple ZIP codes, see the full list at /counties/santa-rosa-fl.
What is the population of ZIP code 32563?
ZIP code 32563 in Gulf Breeze, FL has a population of 22,406 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 32563?
The median household income in ZIP 32563 is $100,396, which is 32% above the national average of $76,288.
What is the average home value in ZIP 32563?
The median home value in ZIP 32563 is $388,000, which is 39% above the national average of $278,155.
What is the demographic makeup of ZIP 32563?
The largest racial group in ZIP 32563 is White at 85.8%. Hispanic or Latino residents make up 7.9% of the population.
How many businesses are in ZIP code 32563?
ZIP code 32563 has 640 business establishments employing approximately 4,646 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 32563?
The top industries by establishment count in ZIP 32563 are: Construction (93), Real estate and rental and leasing (82), Health care and social assistance (82). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 32563?
According to the FHFA House Price Index, home values in ZIP 32563 increased by 2.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 205%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 32563?
In ZIP code 32563, 58.4% of residents aged 25+ have a high school diploma or higher, and 40.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 32563?
The mean commute time for workers in ZIP code 32563 is 30.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 32563?
In ZIP code 32563, approximately 81.6% of occupied housing units are owner-occupied and 18.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 32563?
The poverty rate in ZIP code 32563 is 5.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 32563's numbers, next.
- See how ZIP 32563 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Gulf Breeze, FL ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.