PlainZIP

Pensacola, FL · standard

ZIP Code 32503

Escambia County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

32,011
1,005/sq mi
$71,411
Median income
$298,000
Median home value
42.2%
Bachelor's or higher

The verdict

Pensacola pairs a below-median household income with above-median home values, in a low-density, homeowner-dominated area.

49th pct
household income, US ZIPs
Top 34%
home value, US ZIPs
1,005
people per sq mi
69%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 32503 against every reporting US ZIP.

ZIP code 32503 is a densely settled ZIP (a standard USPS delivery area) in Pensacola, Escambia County, Florida, with 32,011 residents across 31.9 square miles, a density of 1,005 people per square mile, in the Chicago time zone.

ZIP 32503 lands in the middle-income range, with a median household income of $71,411 (7% below the Florida average), while per-capita income is $40,655. Local economic indicators show a 15.0% poverty rate alongside 6.2% unemployment. On housing, the median home value is $298,000 (21% below the state average) with median rent at $1,305 per month, and 69.2% of occupied units are owner-occupied.

A solid share of residents have a four-year degree: 42.2% of adults hold a bachelor's degree or higher, the median age is 34.8, and the average commute is 19 minutes. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Escambia County, letting you compare 32503 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 32503

Top 5 sectors by establishment count in Pensacola, FL

Which industries have the most business establishments in ZIP 32503.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 32503, Pensacola, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

32,011

Population

31.9

Area (sq mi)

1,005

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 32503?

34.8

Median Age

46.1%

Male

53.9%

Female

5.8%

Foreign-Born

White 66.4%
African American 18.9%
Asian 3.2%
American Indian or Alaska Native 0.8%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 8.7%
Hispanic or Latino 6.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$71,411

Median Household Income

-7% vs state

$40,655

Per Capita Income

15.0%

Poverty Rate

6.2%

Unemployment Rate

18.5 min

Mean Commute Time

How ZIP 32503 ranks nationally

Pensacola, FL household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$71,411 49th percentile higher than 49% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 62.9%
Bachelor's Degree or Higher 42.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

14,428

Total Housing Units

13,066

Occupied Units

1,362

Vacant Units

2.18

Avg Household Size

Occupancy Type

Owner 69.2%
Renter 30.8%

$298,000

Median Home Value

-21% vs state

$1,305

Median Rent

1968

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+5.0%

YoY Change (2024)

330

HPI Index (2000 = 100)

+230%

Total Change Since 2000

Home values in ZIP 32503 have increased 5.0% over the past year (2024). Since 2000, this ZIP has seen +230% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.5% 221
2021 +14.5% 253
2022 +18.4% 299
2023 +5.0% 314
2024 +5.0% 330

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 924 business establishments in ZIP 32503, employing approximately 11,288 people with a combined annual payroll of $649,110,000.

924

Businesses

11,288

Employees

$649.1M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 210 22.7%
Retail trade 114 12.3%
Professional, scientific, and technical services 106 11.5%
Other services (except public administration) 84 9.1%
Construction 77 8.3%
Accommodation and food services 66 7.1%
Finance and insurance 61 6.6%
Real estate and rental and leasing 56 6.1%
Administrative and support and waste management and remediation services 52 5.6%
Wholesale trade 35 3.8%
Manufacturing 14 1.5%
Transportation and warehousing 11 1.2%
Arts, entertainment, and recreation 11 1.2%
Information 10 1.1%
Educational services 10 1.1%
Management of companies and enterprises 6 0.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 32503 vs 32501 →

ZIP 32503 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 32503 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 32503 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 32503 ranks #4 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
32501 Pensacola, FL 11,730 2.2 mi
32504 Pensacola, FL 21,441 2.2 mi
32505 Pensacola, FL 28,213 2.8 mi
32502 Pensacola, FL 3,298 3.5 mi
32514 Pensacola, FL 37,399 5.0 mi
32511 Pensacola, FL 1,145 6.0 mi
32509 Pensacola, FL 660 7.6 mi
32534 Pensacola, FL 14,029 6.5 mi
32508 Pensacola, FL 5,852 9.0 mi
32561 Gulf Breeze, FL 7,899 9.7 mi

More ZIP Codes in Escambia County

32514 standard
Pensacola, FL
Pop: 37,399
32526 standard
Pensacola, FL
Pop: 36,297
32506 standard
Pensacola, FL
Pop: 33,846
32507 standard
Pensacola, FL
Pop: 28,996
32505 standard
Pensacola, FL
Pop: 28,213
32533 standard
Cantonment, FL
Pop: 26,493

Related Areas

Escambia County Pensacola, FL Florida

Frequently Asked Questions

What county is ZIP code 32503 in? ▼
ZIP code 32503 (Pensacola) is located in Escambia County, Florida. Escambia County contains multiple ZIP codes, see the full list at /counties/escambia-fl.
What is the population of ZIP code 32503? ▼
ZIP code 32503 in Pensacola, FL has a population of 32,011 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 32503? ▼
The median household income in ZIP 32503 is $71,411, which is 6% below the national average of $76,288.
What is the average home value in ZIP 32503? ▼
The median home value in ZIP 32503 is $298,000, which is 7% above the national average of $278,155.
What is the demographic makeup of ZIP 32503? ▼
The largest racial group in ZIP 32503 is White at 66.4%. Hispanic or Latino residents make up 6.5% of the population.
How many businesses are in ZIP code 32503? ▼
ZIP code 32503 has 924 business establishments employing approximately 11,288 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 32503? ▼
The top industries by establishment count in ZIP 32503 are: Health care and social assistance (210), Retail trade (114), Professional, scientific, and technical services (106). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 32503? ▼
According to the FHFA House Price Index, home values in ZIP 32503 increased by 5.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 230%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 32503? ▼
In ZIP code 32503, 62.9% of residents aged 25+ have a high school diploma or higher, and 42.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 32503? ▼
The mean commute time for workers in ZIP code 32503 is 18.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 32503? ▼
In ZIP code 32503, approximately 69.2% of occupied housing units are owner-occupied and 30.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 32503? ▼
The poverty rate in ZIP code 32503 is 15.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.