PlainZIP

Pensacola, FL · standard

ZIP Code 32505

Escambia County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

28,213
804/sq mi
$44,783
Median income
$136,500
Median home value
15.9%
Bachelor's or higher

The verdict

Pensacola pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a low-density, mixed-tenure area.

9th pct
household income, US ZIPs
22th pct
home value, US ZIPs
804
people per sq mi
52%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 32505 against every reporting US ZIP.

ZIP code 32505 is a densely settled ZIP (a standard USPS delivery area) in Pensacola, Escambia County, Florida, with 28,213 residents across 35.1 square miles, a density of 804 people per square mile, in the Chicago time zone.

ZIP 32505 reports a modest median household income of $44,783 (42% below the Florida average), while per-capita income is $23,085. The poverty rate stands at 24.1% and the unemployment rate at 6.9%. The typical home here is valued at $136,500 (64% below the state average); renters pay a median of $1,137 monthly, and 52.3% of units are owner-occupied.

Educational attainment sits below the national norm: 15.9% of adults hold a bachelor's degree or higher, the median age is 35.1, and the average commute is 24 minutes. To put 32505 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Escambia County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 32505

Top 5 sectors by establishment count in Pensacola, FL

Which industries have the most business establishments in ZIP 32505.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 32505, Pensacola, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

28,213

Population

35.1

Area (sq mi)

804

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 32505?

35.1

Median Age

50.4%

Male

49.6%

Female

8.0%

Foreign-Born

White 36.1%
African American 46.9%
Asian 1.4%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 8.7%
Hispanic or Latino 11.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$44,783

Median Household Income

-42% vs state

$23,085

Per Capita Income

24.1%

Poverty Rate

6.9%

Unemployment Rate

23.7 min

Mean Commute Time

How ZIP 32505 ranks nationally

Pensacola, FL household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$44,783 9th percentile higher than 9% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 49.8%
Bachelor's Degree or Higher 15.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

12,384

Total Housing Units

10,345

Occupied Units

2,039

Vacant Units

2.66

Avg Household Size

Occupancy Type

Owner 52.3%
Renter 47.7%

$136,500

Median Home Value

-64% vs state

$1,137

Median Rent

1971

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+0.3%

YoY Change (2024)

299

HPI Index (2000 = 100)

+199%

Total Change Since 2000

Home values in ZIP 32505 have increased 0.3% over the past year (2024). Since 2000, this ZIP has seen +199% cumulative appreciation.

Year Annual Change HPI Index
2020 +7.9% 174
2021 +33.1% 231
2022 +19.4% 276
2023 +8.0% 298
2024 +0.3% 299

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 716 business establishments in ZIP 32505, employing approximately 9,424 people with a combined annual payroll of $500,966,000.

716

Businesses

9,424

Employees

$501.0M

Annual Payroll

17

Industry Sectors

Industry Establishments % of Total
Retail trade 175 24.4%
Construction 94 13.1%
Other services (except public administration) 92 12.8%
Wholesale trade 69 9.6%
Professional, scientific, and technical services 45 6.3%
Accommodation and food services 44 6.2%
Health care and social assistance 39 5.5%
Administrative and support and waste management and remediation services 35 4.9%
Finance and insurance 27 3.8%
Real estate and rental and leasing 23 3.2%
Manufacturing 22 3.1%
Transportation and warehousing 19 2.6%
Information 9 1.3%
Utilities 7 1.0%
Management of companies and enterprises 6 0.8%
Educational services 4 0.6%
Arts, entertainment, and recreation 4 0.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 32505 vs 32503 →

ZIP 32505 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 32505 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 32505 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 32505 ranks #8 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
32503 Pensacola, FL 32,011 2.8 mi
32501 Pensacola, FL 11,730 2.9 mi
32511 Pensacola, FL 1,145 3.8 mi
32502 Pensacola, FL 3,298 3.9 mi
32509 Pensacola, FL 660 4.9 mi
32504 Pensacola, FL 21,441 4.6 mi
32534 Pensacola, FL 14,029 5.6 mi
32514 Pensacola, FL 37,399 5.8 mi
32508 Pensacola, FL 5,852 7.3 mi
32526 Pensacola, FL 36,297 6.9 mi

More ZIP Codes in Escambia County

32514 standard
Pensacola, FL
Pop: 37,399
32526 standard
Pensacola, FL
Pop: 36,297
32506 standard
Pensacola, FL
Pop: 33,846
32503 standard
Pensacola, FL
Pop: 32,011
32507 standard
Pensacola, FL
Pop: 28,996
32533 standard
Cantonment, FL
Pop: 26,493

Related Areas

Escambia County Pensacola, FL Florida

Frequently Asked Questions

What county is ZIP code 32505 in? ▼
ZIP code 32505 (Pensacola) is located in Escambia County, Florida. Escambia County contains multiple ZIP codes, see the full list at /counties/escambia-fl.
What is the population of ZIP code 32505? ▼
ZIP code 32505 in Pensacola, FL has a population of 28,213 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 32505? ▼
The median household income in ZIP 32505 is $44,783, which is 41% below the national average of $76,288.
What is the average home value in ZIP 32505? ▼
The median home value in ZIP 32505 is $136,500, which is 51% below the national average of $278,155.
What is the demographic makeup of ZIP 32505? ▼
The largest racial group in ZIP 32505 is African American at 46.9%. Hispanic or Latino residents make up 11.4% of the population.
How many businesses are in ZIP code 32505? ▼
ZIP code 32505 has 716 business establishments employing approximately 9,424 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 32505? ▼
The top industries by establishment count in ZIP 32505 are: Retail trade (175), Construction (94), Other services (except public administration) (92). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 32505? ▼
According to the FHFA House Price Index, home values in ZIP 32505 increased by 0.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 199%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 32505? ▼
In ZIP code 32505, 49.8% of residents aged 25+ have a high school diploma or higher, and 15.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 32505? ▼
The mean commute time for workers in ZIP code 32505 is 23.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 32505? ▼
In ZIP code 32505, approximately 52.3% of occupied housing units are owner-occupied and 47.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 32505? ▼
The poverty rate in ZIP code 32505 is 24.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.