Pensacola, FL · standard
ZIP Code 32505
Escambia County, Florida — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 28,213
- 804/sq mi
- $44,783
- Median income
- $136,500
- Median home value
- 15.9%
- Bachelor's or higher
The verdict
Pensacola pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a low-density, mixed-tenure area.
- 9th pct
- household income, US ZIPs
- 22th pct
- home value, US ZIPs
- 804
- people per sq mi
- 52%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 32505 against every reporting US ZIP.
ZIP code 32505 is classified by USPS as a standard delivery area and covers roughly 35.1 square miles in Pensacola, Escambia County, Florida. The area is home to 28,213 residents, producing a population density of 804 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 32505 against Florida and the nation.
On the economic side, the median household income for ZIP 32505 sits at $44,783 (42% below the Florida average), while per-capita income is $23,085. The poverty rate stands at 24.1% and the unemployment rate at 6.9%. On housing, the median home value is $136,500 (64% below the state average) with median rent at $1,137 per month, and 52.3% of occupied units are owner-occupied, a direct signal of whether 32505 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 15.9% of adults hold a bachelor's degree or higher, the median age is 35.1, and the average commute is 24 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Escambia County, so you can benchmark 32505 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 32505
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 32505.
- Retail trade
Retail trade
175 establishments
- Construction
Construction
94 establishments
- Other services (except public administration)
Other services (except public administration)
92 establishments
- Wholesale trade 69
Wholesale trade
69 establishments
- Professional, scientific, and technical services 45
Professional, scientific, and technical services
45 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 32505, Pensacola, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
28,213
Population
35.1
Area (sq mi)
804
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 32505?
35.1
Median Age
50.4%
Male
49.6%
Female
8.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$44,783
Median Household Income
-42% vs state
$23,085
Per Capita Income
24.1%
Poverty Rate
6.9%
Unemployment Rate
23.7 min
Mean Commute Time
How ZIP 32505 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$44,783 9th percentile higher than 9% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
12,384
Total Housing Units
10,345
Occupied Units
2,039
Vacant Units
2.66
Avg Household Size
Occupancy Type
$136,500
Median Home Value
-64% vs state
$1,137
Median Rent
1971
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+0.3%
YoY Change (2024)
299
HPI Index (2000 = 100)
+199%
Total Change Since 2000
Home values in ZIP 32505 have increased 0.3% over the past year (2024). Since 2000, this ZIP has seen +199% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +7.9% | 174 |
| 2021 | +33.1% | 231 |
| 2022 | +19.4% | 276 |
| 2023 | +8.0% | 298 |
| 2024 | +0.3% | 299 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 716 business establishments in ZIP 32505, employing approximately 9,424 people with a combined annual payroll of $500,966,000.
716
Businesses
9,424
Employees
$501.0M
Annual Payroll
17
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 175 | 24.4% |
| Construction | 94 | 13.1% |
| Other services (except public administration) | 92 | 12.8% |
| Wholesale trade | 69 | 9.6% |
| Professional, scientific, and technical services | 45 | 6.3% |
| Accommodation and food services | 44 | 6.2% |
| Health care and social assistance | 39 | 5.5% |
| Administrative and support and waste management and remediation services | 35 | 4.9% |
| Finance and insurance | 27 | 3.8% |
| Real estate and rental and leasing | 23 | 3.2% |
| Manufacturing | 22 | 3.1% |
| Transportation and warehousing | 19 | 2.6% |
| Information | 9 | 1.3% |
| Utilities | 7 | 1.0% |
| Management of companies and enterprises | 6 | 0.8% |
| Educational services | 4 | 0.6% |
| Arts, entertainment, and recreation | 4 | 0.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 32505 vs 32503 →
ZIP 32505 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 32514
Pensacola (32514)
37,399 residents
- 32526
Pensacola (32526)
36,297 residents
- 32503
Pensacola (32503)
32,011 residents
- 32505
Pensacola (32505)
28,213 residents
- 32504
Pensacola (32504)
21,441 residents
- 32534 14,029
Pensacola (32534)
14,029 residents
- 32501 11,730
Pensacola (32501)
11,730 residents
- 32508 5,852
Pensacola (32508)
5,852 residents
- 32502 3,298
Pensacola (32502)
3,298 residents
What this shows Among its immediate neighbors, ZIP 32505 ranks #4 by population — useful context the national average alone can't give.
ZIP 32505 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 32526
Pensacola (32526)
$75,098 median income
- 32504
Pensacola (32504)
$72,672 median income
- 32508
Pensacola (32508)
$71,607 median income
- 32503
Pensacola (32503)
$71,411 median income
- 32502
Pensacola (32502)
$67,207 median income
- 32514
Pensacola (32514)
$66,644 median income
- 32534
Pensacola (32534)
$58,992 median income
- 32505
Pensacola (32505)
$44,783 median income
- 32501
Pensacola (32501)
$44,139 median income
What this shows By household income, ZIP 32505 ranks #8 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 32503 | Pensacola, FL | 32,011 | 2.8 mi |
| 32501 | Pensacola, FL | 11,730 | 2.9 mi |
| 32511 | Pensacola, FL | 1,145 | 3.8 mi |
| 32502 | Pensacola, FL | 3,298 | 3.9 mi |
| 32509 | Pensacola, FL | 660 | 4.9 mi |
| 32504 | Pensacola, FL | 21,441 | 4.6 mi |
| 32534 | Pensacola, FL | 14,029 | 5.6 mi |
| 32514 | Pensacola, FL | 37,399 | 5.8 mi |
| 32508 | Pensacola, FL | 5,852 | 7.3 mi |
| 32526 | Pensacola, FL | 36,297 | 6.9 mi |
More ZIP Codes in Escambia County
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Frequently Asked Questions
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What is the population of ZIP code 32505? ▼
What is the median household income in ZIP 32505? ▼
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How many businesses are in ZIP code 32505? ▼
What are the main industries in ZIP code 32505? ▼
How have home values changed in ZIP code 32505? ▼
What is the education level in ZIP code 32505? ▼
What is the average commute time in ZIP 32505? ▼
What percentage of residents own vs. rent in ZIP 32505? ▼
What is the poverty rate in ZIP code 32505? ▼
ZIP Code Research Guides
Official Data Resources for Pensacola, FL
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.