Gulf Breeze, FL · standard

ZIP Code 32561

Santa Rosa County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

7,899
254/sq mi High-density area
$115,799
Median income Above-median income area
$616,000
Median home value Above-median home value
59.5%
Bachelor's or higher Above-average bachelor's attainment

National ZIP placement

Gulf Breeze pairs an upper-quartile household income with top-decile home values, in a low-density, homeowner-dominated area.

Top 11%
household income, US ZIPs
Top 9%
home value, US ZIPs
254
people per sq mi
81%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 32561 against every reporting US ZIP.

FHFA HPI release change

What changed in the latest House Price Index year

2023 -> 2024
  • FHFA House Price Index values in ZIP 32561 (Gulf Breeze, FL) rose +8.4% from 2023 to 2024. The all-transactions index moved from 350.7 in 2023 to 380.3 in 2024 (2000 = 100).

Arithmetic difference between stored FHFA all-transactions ZIP House Price Index annual values - a developmental index from repeat sales and appraisals, not a transaction median, appraisal opinion, or forecast. Thin markets can move sharply.

National HPI changes Year-pair CSV

ZIP code 32561 is a mid-sized community (a standard USPS delivery area) in Gulf Breeze, Santa Rosa County, Florida, home to 7,899 residents across 31.2 square miles, a density of 254 people per square mile, in the Chicago time zone.

ZIP 32561 skews affluent, with a median household income of $115,799 (50% above the average Florida ZIP), while per-capita income is $77,422. The poverty rate is 4.6%, with unemployment at 6.0%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $616,000 (64% above the average Florida ZIP), while 81.2% of occupied homes are owner-occupied and median rent is $1,640.

This is a highly-educated ZIP: 59.5% of adults hold a bachelor's degree or higher, the median age is 53.2, and the average commute is 24 minutes. The page also surfaces 6 ZIP codes within roughly 10 miles and 6 more in Santa Rosa County, so 32561 can be compared with both its immediate and county-level context.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

View your shortlist → Compare ZIPs →

Top industries in ZIP 32561

Top 5 sectors by establishment count in Gulf Breeze, FL

Which industries have the most business establishments in ZIP 32561.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 32561, Gulf Breeze, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

7,899

Population

31.2

Area (sq mi)

254

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 32561?

53.2

Median Age

44.8%

Male

55.2%

Female

4.3%

Foreign-Born

White 82.2%
African American 1.4%
Asian 2.6%
American Indian or Alaska Native 0.5%
Native Hawaiian or Pacific Islander 0.3%
Two or More Ethnicities 12.2%
Hispanic or Latino 9.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$115,799

Median Household Income

+50% vs state ZIP avg

$77,422

Per Capita Income

4.6%

Poverty Rate

6.0%

Unemployment Rate

24.3 min

Mean Commute Time

How ZIP 32561 ranks among Florida ZIPs

Gulf Breeze, FL household income vs. every Florida ZIP code

Median household income among 946 reporting Florida ZIPs (this ZIP's population is too small for a reliable national-corpus placement)

$115,799 Top 9% higher than 91% of 946 Florida ZIPs

This ZIP $0 $200K+ every Florida ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more Florida ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 71.7%
Bachelor's Degree or Higher 59.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

6,508

Total Housing Units

4,175

Occupied Units

2,333

Vacant Units

2.23

Avg Household Size

Occupancy Type

Owner 81.2%
Renter 18.8%

$616,000

Median Home Value

+64% vs state ZIP avg

$1,640

Median Rent

1979

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+8.4%

YoY Change (2024)

380

HPI Index (2000 = 100)

+280%

Total Change Since 2000

Home values in ZIP 32561 have increased 8.4% over the past year (2024). Since 2000, this ZIP has seen +280% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.7% 244
2021 +13.8% 277
2022 +14.9% 319
2023 +10.1% 351
2024 +8.4% 380

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 495 business establishments in ZIP 32561, employing approximately 6,544 people with a combined annual payroll of $269,270,000.

495

Businesses

6,544

Employees

$269.3M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 87 17.6%
Health care and social assistance 85 17.2%
Accommodation and food services 61 12.3%
Real estate and rental and leasing 48 9.7%
Retail trade 46 9.3%
Other services (except public administration) 35 7.1%
Finance and insurance 34 6.9%
Construction 28 5.7%
Administrative and support and waste management and remediation services 23 4.7%
Transportation and warehousing 10 2.0%
Information 10 2.0%
Wholesale trade 8 1.6%
Educational services 6 1.2%
Arts, entertainment, and recreation 5 1.0%
Manufacturing 4 0.8%
Management of companies and enterprises 3 0.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 32561 vs 32563 →

ZIP 32561 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 32561 ranks #6 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 32561 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 32561 ranks the highest of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
32563 Gulf Breeze, FL 22,406 5.9 mi
32502 Pensacola, FL 3,298 7.8 mi
32501 Pensacola, FL 11,730 8.5 mi
32503 Pensacola, FL 32,011 9.7 mi
32504 Pensacola, FL 21,441 10.4 mi
32505 Pensacola, FL 28,213 11.4 mi

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 32561, both outside FL so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

Similar population

Nearest cross-state ZIPs by resident population (7,899 here; floor ≥1,000).

Similar median household income

Nearest cross-state ZIPs by ACS median household income.

More ZIP Codes in Santa Rosa County

Frequently Asked Questions

What county is ZIP code 32561 in?

ZIP code 32561 (Gulf Breeze) is located in Santa Rosa County, Florida. Santa Rosa County contains multiple ZIP codes, see the full list at /counties/santa-rosa-fl.

What is the population of ZIP code 32561?

ZIP code 32561 in Gulf Breeze, FL has a population of 7,899 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 32561?

The median household income in ZIP 32561 is $115,799, which is 52% above the national average of $76,288.

What is the average home value in ZIP 32561?

The median home value in ZIP 32561 is $616,000, which is 121% above the national average of $278,155.

What is the demographic makeup of ZIP 32561?

The largest racial group in ZIP 32561 is White at 82.2%. Hispanic or Latino residents make up 9.5% of the population.

How many businesses are in ZIP code 32561?

ZIP code 32561 has 495 business establishments employing approximately 6,544 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 32561?

The top industries by establishment count in ZIP 32561 are: Professional, scientific, and technical services (87), Health care and social assistance (85), Accommodation and food services (61). There are 16 industry sectors represented in total.

How have home values changed in ZIP code 32561?

According to the FHFA House Price Index, home values in ZIP 32561 increased by 8.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 280%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 32561?

In ZIP code 32561, 71.7% of residents aged 25+ have a high school diploma or higher, and 59.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What is the average commute time in ZIP 32561?

The mean commute time for workers in ZIP code 32561 is 24.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.

What percentage of residents own vs. rent in ZIP 32561?

In ZIP code 32561, approximately 81.2% of occupied housing units are owner-occupied and 18.8% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 32561?

The poverty rate in ZIP code 32561 is 4.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP 32561's figures come from ACS 5-Year Estimates, Census ZIP Code Business Patterns, and the FHFA House Price Index. See our methodology for details.

Related

Compare this ZIP with another

Read our methodology : how this data is sourced, computed, and verified.

Take this with you

What to do with ZIP 32561's numbers, next.

ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.