PlainZIP

Fort Walton Beach, FL

Single-footprint Census roll-up for Fort Walton Beach, FL: 2 USPS ZIPs, population 51,828. Open the primary ZIP for household income, housing tenure, and commute from ACS 2023 5-Year Estimates.

U.S. Census Bureau, SimpleMaps US ZIP Code Database, delivery-area ZIP coverage

ACS city ledger plate

Sheet FORT-WALTON-BEACH-FL · Fort Walton Beach, FL 2 ZIPs · 51,828 pop · #14071/25278 · Okaloosa County

INC-MID · RANK-MID · ABOVE-PEER · BOOK-FEW · OWN-LOW · POP-SMALL · SPREAD-TIGHT · HOME-MID

  • INC-MID $68,027
  • RANK-MID #14071/25278
  • ABOVE-PEER over Holt
  • BOOK-FEW 2 ZIPs
  • OWN-LOW 58% owners
  • POP-SMALL 51,828
  • SPREAD-TIGHT 32548→32547
  • HOME-MID $321,250

Nearest income peer: Holt, FL ( $8,152 income $)

Instrument codes from this city’s ACS household income, national rank, county-peer gap, ZIP book, owner tenure, population scale, intra-city income spread, and home-value band, not a moving recommendation.

Income neighbourhood around Fort Walton Beach

Lowest/highest poles plus county-sharing cities nearest Fort Walton Beach on average ZIP median household income. Full ladder: /cities.

median HH income

What this shows County-sharing peers only, not the full US city board. Open a near peer when the gap is small; open the poles when the mosaic is wide.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2026-08-25

National city placement

According to ACS 5-Year Estimates, Fort Walton Beach, FL sits among US cities with a below-median household income, on a small-city population base, across a handful of delivery areas.

44th pct
household income vs 25,278 US cities
51,828
city population (Census)
2
USPS ZIP codes covered
$68,027
avg ZIP median income

Income percentile ranks this city's average ZIP median household income against 25,278 US cities with ACS income on at least one ZIP. Scale and ZIP-spread words come from Census population and USPS ZIP coverage.

Below-median income with few delivery areas (2): read cost-of-living from the primary ZIP. Household income $68,027 and poverty 14.2% concentrate in 32547.

Owner-occupancy is comparatively low (57.5%) for this income tier, rent $1,478 may matter more than the home-value average.

Within Florida, Homeland is the closest lower-income city and Lehigh Acres the closest higher-income city by average ZIP household income. Their 1 and 6 ZIP footprints are the immediate statewide comparison set for Fort Walton Beach.

Within-city ZIP comparison

Where the ZIP codes inside Fort Walton Beach differ

The published income range is comparatively compact across the ZIPs in Fort Walton Beach: $65,342 in ZIP 32548 to $70,711 in 32547. The city average is therefore a more representative summary here, though each ZIP page still carries its own housing and demographic record.

Income high-to-low ratio
1.1×

32548 to 32547

Home-value high-to-low ratio
1.0×

32548 to 32547

Poverty-rate spread
1.8 points

32547 to 32548

Derived from the published ACS 2023 ZIP-level records shown on this site. A high-to-low ratio compares the highest and lowest available ZIP values; it is not a score or forecast.

Population concentration

Lead ZIP 32547 skews compact Fort Walton Beach

In this 2-ZIP cluster, 32547 covers about 63% of Fort Walton Beach's 51,828 residents. City averages lean toward that lead; open a thinner sibling ZIP for the contrast the mean hides.

Census ZBP business roll-up

Employer-heavy short list in Fort Walton Beach

Citywide ZBP: 1,849 establishments, 23,807 employees , annual payroll $1,205,303k (~36 establishments per 1,000 residents) across 2 of 2 ZIPs. Peak business ZIP 32548 (994 units) ; leading NAICS Retail trade (286) · also Health care and social assistance · Construction .

View your shortlist →

ZIP Codes in Fort Walton Beach, FL

These ZIP codes sit in Okaloosa County, which covers 14 ZIP codes in all; 2 of them fall in Fort Walton Beach. See the Okaloosa County roll-up →

Fort Walton Beach sits in the lower half of Okaloosa County on income: Crestview, Niceville and Destin report more, Holt and Hurlburt Field report less. Niceville marks the far end of that range at $108,972, 60% above Fort Walton Beach.

Side-by-side: Compare 32547 vs 32548 →

ZIP Code Population Median income Establishments Density
32547 32,485 $70,711 855 359
32548 19,343 $65,342 994 576
How we build city roll-ups · Guide: reading ZIP code data · BLS wages

Fort Walton Beach roll-ups here are for informational purposes only and do not constitute financial or relocation advice. ACS and Census ZBP figures are estimates; confirm the current table against Census before a money or move decision involving Fort Walton Beach, .