ZIP 34109 vs ZIP 34108

This side-by-side compares ZIP 34109 (Naples, FL) and ZIP 34108 (Naples, FL) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 34109 has a population of 23,338 at 718 people per square mile, while ZIP 34108 has 16,874 at 839 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 34109 reports a median household income of $92,259 against $119,212 in ZIP 34108, with per-capita income of $71,716 vs $113,220. The share of adults holding a bachelor's degree or higher is 49.1% in 34109 and 60.4% in 34108. Poverty rate reads 8.1% vs 6.4%, and unemployment 3.7% vs 3.4% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $667,700 in 34109 versus $1,022,000 in 34108, with median rent of $2,067 and $2,310 per month respectively. Homeownership rate is 66.7% vs 86.0%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.