Naples, FL · standard
ZIP Code 34108
Collier County, Florida — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 16,874
- 839/sq mi
- $119,212
- Median income
- $1,022,000
- Median home value
- 60.4%
- Bachelor's or higher
The verdict
Naples pairs a top-decile household income with top-decile home values, in a low-density, homeowner-dominated area.
- Top 10%
- household income, US ZIPs
- Top 2%
- home value, US ZIPs
- 839
- people per sq mi
- 86%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 34108 against every reporting US ZIP.
ZIP code 34108 is classified by USPS as a standard delivery area and covers roughly 20.1 square miles in Naples, Collier County, Florida. The area is home to 16,874 residents, producing a population density of 839 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 34108 against Florida and the nation.
On the economic side, the median household income for ZIP 34108 sits at $119,212 (55% above the Florida average), while per-capita income is $113,220. The poverty rate stands at 6.4% and the unemployment rate at 3.4%. On housing, the median home value is $1,022,000 (172% above the state average) with median rent at $2,310 per month, and 86.0% of occupied units are owner-occupied, a direct signal of whether 34108 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 60.4% of adults hold a bachelor's degree or higher, the median age is 67.7, and the average commute is 19 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Collier County, so you can benchmark 34108 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 34108
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 34108.
- Professional, scientific, and technical services
Professional, scientific, and technical services
139 establishments
- Retail trade
Retail trade
126 establishments
- Real estate and rental and leasing
Real estate and rental and leasing
123 establishments
- Finance and insurance
Finance and insurance
108 establishments
- Other services (except public administration)
Other services (except public administration)
101 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 34108, Naples, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
16,874
Population
20.1
Area (sq mi)
839
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 34108?
67.7
Median Age
48.2%
Male
51.8%
Female
15.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$119,212
Median Household Income
+55% vs state
$113,220
Per Capita Income
6.4%
Poverty Rate
3.4%
Unemployment Rate
19.1 min
Mean Commute Time
How ZIP 34108 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$119,212 Top 10% higher than 90% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
15,215
Total Housing Units
8,365
Occupied Units
6,850
Vacant Units
1.94
Avg Household Size
Occupancy Type
$1,022,000
Median Home Value
+172% vs state
$2,310
Median Rent
1990
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+0.0%
YoY Change (2024)
558
HPI Index (2000 = 100)
+458%
Total Change Since 2000
Home values in ZIP 34108 have increased 0.0% over the past year (2024). Since 2000, this ZIP has seen +458% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +6.9% | 280 |
| 2021 | +21.8% | 341 |
| 2022 | +40.2% | 478 |
| 2023 | +16.5% | 557 |
| 2024 | +0.0% | 558 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 948 business establishments in ZIP 34108, employing approximately 16,991 people with a combined annual payroll of $1,439,028,000.
948
Businesses
16,991
Employees
$1.4B
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 139 | 14.7% |
| Retail trade | 126 | 13.3% |
| Real estate and rental and leasing | 123 | 13.0% |
| Finance and insurance | 108 | 11.4% |
| Other services (except public administration) | 101 | 10.7% |
| Accommodation and food services | 87 | 9.2% |
| Health care and social assistance | 84 | 8.9% |
| Construction | 61 | 6.4% |
| Administrative and support and waste management and remediation services | 41 | 4.3% |
| Information | 18 | 1.9% |
| Wholesale trade | 17 | 1.8% |
| Arts, entertainment, and recreation | 14 | 1.5% |
| Transportation and warehousing | 10 | 1.1% |
| Management of companies and enterprises | 7 | 0.7% |
| Manufacturing | 6 | 0.6% |
| Educational services | 3 | 0.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 34108 vs 34109 →
ZIP 34108 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 34135
Bonita Springs (34135)
37,315 residents
- 34116
Naples (34116)
30,005 residents
- 34119
Naples (34119)
25,756 residents
- 34104
Naples (34104)
23,691 residents
- 34109
Naples (34109)
23,338 residents
- 34110
Naples (34110)
20,762 residents
- 34108
Naples (34108)
16,874 residents
- 34134 14,112
Bonita Springs (34134)
14,112 residents
- 34105 13,933
Naples (34105)
13,933 residents
What this shows Among its immediate neighbors, ZIP 34108 ranks #7 by population — useful context the national average alone can't give.
ZIP 34108 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 34102
Naples (34102)
$130,929 median income
- 34134
Bonita Springs (34134)
$130,719 median income
- 34108
Naples (34108)
$119,212 median income
- 34103
Naples (34103)
$116,875 median income
- 34119
Naples (34119)
$113,391 median income
- 34110
Naples (34110)
$97,564 median income
- 34109
Naples (34109)
$92,259 median income
- 34105
Naples (34105)
$92,214 median income
- 34135
Bonita Springs (34135)
$91,380 median income
What this shows By household income, ZIP 34108 ranks #3 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 34109 | Naples, FL | 23,338 | 2.7 mi |
| 34103 | Naples, FL | 12,150 | 3.6 mi |
| 34110 | Naples, FL | 20,762 | 3.7 mi |
| 34105 | Naples, FL | 13,933 | 4.7 mi |
| 34119 | Naples, FL | 25,756 | 5.9 mi |
| 34102 | Naples, FL | 10,460 | 7.4 mi |
| 34134 | Bonita Springs, FL | 14,112 | 7.8 mi |
| 34116 | Naples, FL | 30,005 | 7.2 mi |
| 34104 | Naples, FL | 23,691 | 7.5 mi |
| 34135 | Bonita Springs, FL | 37,315 | 8.4 mi |
More ZIP Codes in Collier County
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Frequently Asked Questions
What county is ZIP code 34108 in? ▼
What is the population of ZIP code 34108? ▼
What is the median household income in ZIP 34108? ▼
What is the average home value in ZIP 34108? ▼
What is the demographic makeup of ZIP 34108? ▼
How many businesses are in ZIP code 34108? ▼
What are the main industries in ZIP code 34108? ▼
How have home values changed in ZIP code 34108? ▼
What is the education level in ZIP code 34108? ▼
What is the average commute time in ZIP 34108? ▼
What percentage of residents own vs. rent in ZIP 34108? ▼
What is the poverty rate in ZIP code 34108? ▼
ZIP Code Research Guides
Official Data Resources for Naples, FL
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.