Naples, FL · standard
ZIP Code 34120
Collier County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 26,147
- 67/sq mi Moderate-density area
- $93,861
- Median income Above-median income area
- $495,600
- Median home value Above-median home value
- 32.3%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Naples pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 23%
- household income, US ZIPs
- Top 13%
- home value, US ZIPs
- 67
- people per sq mi
- 91%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 34120 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 34120 (Naples, FL) rose +4.4% from 2023 to 2024. The all-transactions index moved from 358.6 in 2023 to 374.3 in 2024 (2000 = 100).
ZIP code 34120 is a densely settled ZIP (a standard USPS delivery area) in Naples, Collier County, Florida, with 26,147 residents across 387.9 square miles, a density of 67 people per square mile, in the New York time zone.
ZIP 34120 lands in the middle-income range, with a median household income of $93,861 (22% above the average Florida ZIP), while per-capita income is $47,362. The poverty rate is 8.3%, with unemployment at 2.7%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $495,600 (32% above the average Florida ZIP), while 90.6% of occupied homes are owner-occupied and median rent is $2,213.
A solid share of residents have a four-year degree: 32.3% of adults hold a bachelor's degree or higher, the median age is 44.9, and the average commute is 34 minutes. The page also surfaces 4 ZIP codes within roughly 10 miles and 6 more in Collier County, so 34120 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 34120
Top 5 sectors by establishment count in Naples, FL
Which industries have the most business establishments in ZIP 34120.
- Construction
Construction
287 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
148 establishments
- Professional, scientific, and technical services 101
Professional, scientific, and technical services
101 establishments
- Other services (except public administration) 81
Other services (except public administration)
81 establishments
- Real estate and rental and leasing 79
Real estate and rental and leasing
79 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 34120, Naples, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
26,147
Population
387.9
Area (sq mi)
67
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 34120?
44.9
Median Age
51.5%
Male
48.5%
Female
28.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$93,861
Median Household Income
+22% vs state ZIP avg
$47,362
Per Capita Income
8.3%
Poverty Rate
2.7%
Unemployment Rate
34.1 min
Mean Commute Time
How ZIP 34120 ranks among Florida ZIPs
Naples, FL household income vs. every Florida ZIP code
Median household income among 946 reporting Florida ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$93,861 Top 22% higher than 78% of 946 Florida ZIPs
Each bar is a $20K-wide band; taller bars hold more Florida ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
18,714housing units
18,714
Total Housing Units
15,649
Occupied Units
3,065
Vacant Units
2.71
Avg Household Size
Occupancy Type
$495,600
Median Home Value
+32% vs state ZIP avg
$2,213
Median Rent
2007
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+4.4%
YoY Change (2024)
374
HPI Index (2000 = 100)
+274%
Total Change Since 2000
Home values in ZIP 34120 have increased 4.4% over the past year (2024). Since 2000, this ZIP has seen +274% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.5% | 225 |
| 2021 | +17.5% | 265 |
| 2022 | +26.2% | 334 |
| 2023 | +7.3% | 359 |
| 2024 | +4.4% | 374 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 937 business establishments in ZIP 34120, employing approximately 5,009 people with a combined annual payroll of $213,021,000.
937
Businesses
5,009
Employees
$213.0M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 287 | 30.6% |
| Administrative and support and waste management and remediation services | 148 | 15.8% |
| Professional, scientific, and technical services | 101 | 10.8% |
| Other services (except public administration) | 81 | 8.6% |
| Real estate and rental and leasing | 79 | 8.4% |
| Health care and social assistance | 45 | 4.8% |
| Retail trade | 43 | 4.6% |
| Accommodation and food services | 34 | 3.6% |
| Transportation and warehousing | 30 | 3.2% |
| Wholesale trade | 22 | 2.4% |
| Finance and insurance | 18 | 1.9% |
| Arts, entertainment, and recreation | 16 | 1.7% |
| Educational services | 10 | 1.1% |
| Utilities | 8 | 0.8% |
| Manufacturing | 8 | 0.8% |
| Information | 6 | 0.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 34120 vs 34117 →
ZIP 34120 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 34116
Naples (34116)
30,005 residents
- 34120
Naples (34120)
26,147 residents
- 34119
Naples (34119)
25,756 residents
- 33928
Estero (33928)
20,830 residents
- 34117
Naples (34117)
14,250 residents
What this shows Among its immediate neighbors, ZIP 34120 ranks #2 by population - useful context the national average alone can't give.
ZIP 34120 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 34119
Naples (34119)
$113,391 median income
- 34117
Naples (34117)
$110,614 median income
- 33928
Estero (33928)
$102,624 median income
- 34120
Naples (34120)
$93,861 median income
- 34116
Naples (34116)
$73,958 median income
What this shows By household income, ZIP 34120 ranks #4 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 34120, both outside FL so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (26,147 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Collier County
Related Areas
Frequently Asked Questions
What county is ZIP code 34120 in?
ZIP code 34120 (Naples) is located in Collier County, Florida. Collier County contains multiple ZIP codes, see the full list at /counties/collier-fl.
What is the population of ZIP code 34120?
ZIP code 34120 in Naples, FL has a population of 26,147 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 34120?
The median household income in ZIP 34120 is $93,861, which is 23% above the national average of $76,288.
What is the average home value in ZIP 34120?
The median home value in ZIP 34120 is $495,600, which is 78% above the national average of $278,155.
What is the demographic makeup of ZIP 34120?
The largest racial group in ZIP 34120 is White at 59.0%. Hispanic or Latino residents make up 34.5% of the population.
How many businesses are in ZIP code 34120?
ZIP code 34120 has 937 business establishments employing approximately 5,009 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 34120?
The top industries by establishment count in ZIP 34120 are: Construction (287), Administrative and support and waste management and remediation services (148), Professional, scientific, and technical services (101). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 34120?
According to the FHFA House Price Index, home values in ZIP 34120 increased by 4.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 274%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 34120?
In ZIP code 34120, 61.9% of residents aged 25+ have a high school diploma or higher, and 32.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 34120?
The mean commute time for workers in ZIP code 34120 is 34.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 34120?
In ZIP code 34120, approximately 90.6% of occupied housing units are owner-occupied and 9.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 34120?
The poverty rate in ZIP code 34120 is 8.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 34120's numbers, next.
- See how ZIP 34120 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Naples, FL ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.